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Posted: 4/20/2016 3:27:34 PM EDT
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Posted: 4/20/2016 3:29:06 PM EDT
[#1]
She should have spent some of that on a nose job and learned the art of pole dancing.
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Posted: 4/20/2016 3:30:56 PM EDT
[#2]
She should have worked harder at reading effectively when she signed the dotted line for accepting a loan that large. Dumb-ass.
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Posted: 4/20/2016 3:33:32 PM EDT
[#3]
At least with speech path, she has a shot at paying it off in 30 years or so.
It's not a totally useless career like so many others. |
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Posted: 4/20/2016 3:34:38 PM EDT
[#4]
I know a few folks in speech pathology.
Neither have that much debt. I guess they chose wisely. |
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Posted: 4/20/2016 3:35:04 PM EDT
[#5]
Debtor's prison for student loan payment violations.
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Posted: 4/20/2016 3:35:23 PM EDT
[#6]
Quote HistoryQuoted:
She should have worked harder at reading effectively when she signed the dotted line for accepting a loan that large. Dumb-ass. This. Don't like student debt? DON'T BORROW THE FUCKING MONEY. 
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Posted: 4/20/2016 3:35:27 PM EDT
[#7]
Speech pathology isn't a terrible job, google says it $ 75,000ish, but a quarter million dollar student loan debt for a $ 75k/year job? That's $ 25k a year in loan payments? I suppose if you live super frugally for ten years, rent, drive old cars etc, it's possible.
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Posted: 4/20/2016 3:36:11 PM EDT
[#8]
My wife's masters degree for Speech Pathology is $55k.
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Posted: 4/20/2016 3:36:48 PM EDT
[#9]
Quote HistoryQuoted:
At least with speech path, she has a shot at paying it off in 30 years or so. It's not a totally useless career like so many others. Exactly. |
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Posted: 4/20/2016 3:36:51 PM EDT
[#10]
That is actually not a bad career and can make pretty good money. She's just not going to live the life of luxury she imagined for herself.
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Posted: 4/20/2016 3:37:04 PM EDT
[#11]
They'll all be forgiven soon via Executive action anyway.
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Posted: 4/20/2016 3:37:09 PM EDT
[#12]
Quote HistoryQuoted: Speech pathology isn't a terrible job, google says it $ 75,000ish, but a quarter million dollar student loan debt for a $ 75k/year job? That's $ 25k a year in loan payments? I suppose if you live super frugally for ten years, rent, drive old cars etc, it's possible. Meh. Depends. Home Health is where the money is at....if you can stomach old people with dementia and the possibility of bug infested houses. Being a Nurse will probably pay more with less money towards a degree, and more jobs. A masters degree to be a Nurse Practitioner is an easy $100k job. |
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Posted: 4/20/2016 3:37:21 PM EDT
[#13]
Lower down in the replies, this is the dumb bitch in the video:
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Posted: 4/20/2016 3:42:05 PM EDT
[#14]
How did it get that high? Did she flunk out like 10 semesters? Drop 50 classes? How?
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Posted: 4/20/2016 3:42:22 PM EDT
[#15]
She is an idiot & the enemy...
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Posted: 4/20/2016 3:43:21 PM EDT
[#16]
It depends on where you get you degree too. I'm a Physical Therapist, similar education with a little bit higher average salary. I was accepted into several doctoral programs and chose based on cost. I came out of PT school with about $50k in loans which is pretty low for this field. Some of my colleagues went to more expensive private schools and racked up a quarter million in debt.
I was able to pay mine off in 3 years. Some of them will be paying until they retire. |
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Posted: 4/20/2016 3:47:16 PM EDT
[#17]
Quote HistoryQuoted: It depends on where you get you degree too. I'm a Physical Therapist, similar education with a little bit higher average salary. I was accepted into several doctoral programs and chose based on cost. I came out of PT school with about $50k in loans which is pretty low for this field. Some of my colleagues went to more expensive private schools and racked up a quarter million in debt. I was able to pay mine off in 3 years. Some of them will be paying until they retire. Aren't PTs required to have a PhD nowdays? Every PT at my wife's job has a PhD and are in their mid 20s/early 30s. The only one that has a Masters in PT is in her 50s and has been a PT for a long time. |
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Posted: 4/20/2016 3:48:26 PM EDT
[#18]
I assume you can defray a lot of those doctoral degree costs by teaching, research assisting, etc. I hope!
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Posted: 4/20/2016 3:50:15 PM EDT
[#19]
Quote HistoryQuoted:
It depends on where you get you degree too. I'm a Physical Therapist, similar education with a little bit higher average salary. I was accepted into several doctoral programs and chose based on cost. I came out of PT school with about $50k in loans which is pretty low for this field. Some of my colleagues went to more expensive private schools and racked up a quarter million in debt. I was able to pay mine off in 3 years. Some of them will be paying until they retire. And this is why they will vote for Bernie. Posted Via AR15.Com Mobile |
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Posted: 4/20/2016 3:51:09 PM EDT
[#20]
Quote HistoryQuoted:
Lower down in the replies, this is the dumb bitch in the video: http://i.imgur.com/gOAsacU.png?1 That knowledge will go in one ear and out the other. Facts are sexist. |
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Posted: 4/20/2016 3:53:05 PM EDT
[#21]
Quote HistoryQuoted:
Lower down in the replies, this is the dumb bitch in the video: http://i.imgur.com/gOAsacU.png?1 What's funny is that my interest rate on my house is like 4.5% and the rate on my student loans is 1.89%. |
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Posted: 4/20/2016 3:53:22 PM EDT
[#22]
Quote HistoryQuoted:
Meh. Depends. Home Health is where the money is at....if you can stomach old people with dementia and the possibility of bug infested houses. Being a Nurse will probably pay more with less money towards a degree, and more jobs. A masters degree to be a Nurse Practitioner is an easy $100k job. Quote HistoryQuoted:
Quoted:
Speech pathology isn't a terrible job, google says it $ 75,000ish, but a quarter million dollar student loan debt for a $ 75k/year job? That's $ 25k a year in loan payments? I suppose if you live super frugally for ten years, rent, drive old cars etc, it's possible. Meh. Depends. Home Health is where the money is at....if you can stomach old people with dementia and the possibility of bug infested houses. Being a Nurse will probably pay more with less money towards a degree, and more jobs. A masters degree to be a Nurse Practitioner is an easy $100k job. Yes. So much this. |
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Posted: 4/20/2016 3:54:18 PM EDT
[#23]
Quote HistoryQuoted:
Aren't PTs required to have a PhD nowdays? Every PT at my wife's job has a PhD and are in their mid 20s/early 30s. The only one that has a Masters in PT is in her 50s and has been a PT for a long time. Quote HistoryQuoted:
Quoted:
It depends on where you get you degree too. I'm a Physical Therapist, similar education with a little bit higher average salary. I was accepted into several doctoral programs and chose based on cost. I came out of PT school with about $50k in loans which is pretty low for this field. Some of my colleagues went to more expensive private schools and racked up a quarter million in debt. I was able to pay mine off in 3 years. Some of them will be paying until they retire. Aren't PTs required to have a PhD nowdays? Every PT at my wife's job has a PhD and are in their mid 20s/early 30s. The only one that has a Masters in PT is in her 50s and has been a PT for a long time. Maybe it's different outside the real sciences, but my dad (PhD - Chem) always said that if you paid somebody for your PhD then you'd fucked up somewhere. |
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Posted: 4/20/2016 3:54:23 PM EDT
[#24]
Quote HistoryQuoted: She is an idiot & the enemy... |
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Posted: 4/20/2016 3:54:47 PM EDT
[#25]
It is, ultimately, her fault. But, I have a TINY bit of sympathy for these dopey kids. They are sold a bill of goods with these damn loans. I witnessed it myself when I was doing college tours with my kids.......they basically say, “Don’t worry about it....you are going to make tons of money."
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Posted: 4/20/2016 3:57:37 PM EDT
[#26]
Quote HistoryQuoted:
At least with speech path, she has a shot at paying it off in 30 years or so. It's not a totally useless career like so many others. I used to date one, she made over 100K, doing home visits with stroke victims and special needs kids. |
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Posted: 4/20/2016 3:58:35 PM EDT
[#27]
Quote HistoryQuoted:
I know a few folks in speech pathology. Neither have that much debt. I guess they chose wisely. Or she's full of shit |
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Posted: 4/20/2016 3:58:44 PM EDT
[#28]
Quote HistoryQuoted:
It is, ultimately, her fault. But, I have a TINY bit of sympathy for these dopey kids. They are sold a bill of goods with these damn loans. I witnessed it myself when I was doing college tours with my kids.......they basically say, “Don’t worry about it....you are going to make tons of money." About 87% of the blame falls squarely on the vote-buying Marxists that got the fucking federal government involved in the higher education business.
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Posted: 4/20/2016 4:00:23 PM EDT
[#29]
It's refreshing to see all the comments calling her an idiot.
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Posted: 4/20/2016 4:00:23 PM EDT
[#30]
Quote HistoryQuoted:
It is, ultimately, her fault. But, I have a TINY bit of sympathy for these dopey kids. They are sold a bill of goods with these damn loans. I witnessed it myself when I was doing college tours with my kids.......they basically say, “Don’t worry about it....you are going to make tons of money." Yep, my college fed us that "Oh, everyone gets jobs in their field of study" crap. And I would say 25% of the people I went to school with work and are successful and the rest either are struggling to get by in their field, changed career paths all together, or are bartenders. |
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Posted: 4/20/2016 4:06:56 PM EDT
[#31]
My wife's $55k student loans for her SLP degree is $352 a month consolidated for 25 years. Interest rate is 6.5% I think.
If she didn't consolidate it, it would be over $600 a month for 10 years (I think). 10 years would be nice, but the $600 a month would be a bitch right now. She's only making ~$43k on part time. Depends. She gets paid hourly. $35 an hour. Each session is 1 hour. If a kid doesn't show up, she doesn't "work", and thus, doesn't get paid $35 for that hour. Hoping she can go full time once she is cleared for the other insurance companies her employer sees. Would DEFINITELY help with the VA Home loan process (Because they don't consider part-time salary, and thus, will only see my salary + both of our debt). |
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Posted: 4/20/2016 4:08:18 PM EDT
[#32]
"read my lips, you are a friggin moron."
Posted Via AR15.Com Mobile |
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Posted: 4/20/2016 4:12:18 PM EDT
[#33]
Quote HistoryQuoted:
I used to date one, she made over 100K, doing home visits with stroke victims and special needs kids. Quote HistoryQuoted:
Quoted:
At least with speech path, she has a shot at paying it off in 30 years or so. It's not a totally useless career like so many others. I used to date one, she made over 100K, doing home visits with stroke victims and special needs kids. My wife is a Speech Language Pathologist. Not even close to that expensive for her degree and she makes well over 6 figures a year only working 4 days a week (all in her office, no home health stuff). If you get special certifications which allow you to bill multiple codes per session the money is quite good. |
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Posted: 4/20/2016 4:14:51 PM EDT
[#34]
Sorta related, sorta not but can someone explain to me what would happen to a person in the Soviet Union that was able to go to school but "flunked out"?
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Posted: 4/20/2016 4:18:31 PM EDT
[#35]
Quote HistoryQuoted:
Maybe it's different outside the real sciences, but my dad (PhD - Chem) always said that if you paid somebody for your PhD then you'd fucked up somewhere. Quote HistoryQuoted:
Quoted:
Quoted:
It depends on where you get you degree too. I'm a Physical Therapist, similar education with a little bit higher average salary. I was accepted into several doctoral programs and chose based on cost. I came out of PT school with about $50k in loans which is pretty low for this field. Some of my colleagues went to more expensive private schools and racked up a quarter million in debt. I was able to pay mine off in 3 years. Some of them will be paying until they retire. Aren't PTs required to have a PhD nowdays? Every PT at my wife's job has a PhD and are in their mid 20s/early 30s. The only one that has a Masters in PT is in her 50s and has been a PT for a long time. Maybe it's different outside the real sciences, but my dad (PhD - Chem) always said that if you paid somebody for your PhD then you'd fucked up somewhere. The more traditional doctorates, Chem/Physics/Bio/ yes. The professional,license type doctorates (PT/OT/Pharmacy/optometry/ etc ) you pay |
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Posted: 4/20/2016 4:20:40 PM EDT
[#36]
This is simple. A college education is an investment. Would you pay 500K for a double wide trailer? No, because that would be a poor investment...I don't care how cute or quaint it is...it will never be worth that much money. A financial analysis should be run before a student loan is issued based on earning potential and academic history of the student. Straight "A" student that wants to be a doctor...how much do you need? "C" student that wants to major in women's studies...we'll give you 1K a year.
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Posted: 4/20/2016 4:21:42 PM EDT
[#37]
Quote HistoryQuoted:
It is, ultimately, her fault. But, I have a TINY bit of sympathy for these dopey kids. They are sold a bill of goods with these damn loans. I witnessed it myself when I was doing college tours with my kids.......they basically say, “Don’t worry about it....you are going to make tons of money." I remember a guy from UTI talking to my high school shop class promising us all 100k jobs. Yeah, I didn't fall for that crap. |
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Posted: 4/20/2016 4:24:58 PM EDT
[#38]
Quote HistoryQuoted:
The more traditional doctorates, Chem/Physics/Bio/ yes. The professional,license type doctorates (PT/OT/Pharmacy/optometry/ etc ) you pay Quote HistoryQuoted:
Quoted:
Quoted:
Quoted:
It depends on where you get you degree too. I'm a Physical Therapist, similar education with a little bit higher average salary. I was accepted into several doctoral programs and chose based on cost. I came out of PT school with about $50k in loans which is pretty low for this field. Some of my colleagues went to more expensive private schools and racked up a quarter million in debt. I was able to pay mine off in 3 years. Some of them will be paying until they retire. Aren't PTs required to have a PhD nowdays? Every PT at my wife's job has a PhD and are in their mid 20s/early 30s. The only one that has a Masters in PT is in her 50s and has been a PT for a long time. Maybe it's different outside the real sciences, but my dad (PhD - Chem) always said that if you paid somebody for your PhD then you'd fucked up somewhere. The more traditional doctorates, Chem/Physics/Bio/ yes. The professional,license type doctorates (PT/OT/Pharmacy/optometry/ etc ) you pay Most of the professional ones aren't PhDs. My dad used to teach pre-pharm stuff and would annoy them by saying he was surprised they needed so much chemistry when all they were going to do was count. |
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Posted: 4/20/2016 4:26:28 PM EDT
[#39]
LMAO her face looks like a foot
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Posted: 4/20/2016 4:28:43 PM EDT
[#40]
Quote HistoryQuoted: Meh. Depends. Home Health is where the money is at....if you can stomach old people with dementia and the possibility of bug infested houses. Being a Nurse will probably pay more with less money towards a degree, and more jobs. A masters degree to be a Nurse Practitioner is an easy $100k job. Quote HistoryQuoted: Quoted: Speech pathology isn't a terrible job, google says it $ 75,000ish, but a quarter million dollar student loan debt for a $ 75k/year job? That's $ 25k a year in loan payments? I suppose if you live super frugally for ten years, rent, drive old cars etc, it's possible. Meh. Depends. Home Health is where the money is at....if you can stomach old people with dementia and the possibility of bug infested houses. Being a Nurse will probably pay more with less money towards a degree, and more jobs. A masters degree to be a Nurse Practitioner is an easy $100k job. |
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Posted: 4/20/2016 4:30:43 PM EDT
[#41]
Speech path is a real career, but damn that's a high price tag.
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Posted: 4/20/2016 4:32:20 PM EDT
[#42]
$226K during college years seems like a pretty extravagant lifestyle choice. I wonder how many "study abroad" semesters she did.
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Posted: 4/20/2016 4:33:01 PM EDT
[#43]
Cardiovascular Perfusionist.
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Posted: 4/20/2016 4:33:14 PM EDT
[#44]
Quote HistoryQuoted:
Maybe it's different outside the real sciences, but my dad (PhD - Chem) always said that if you paid somebody for your PhD then you'd fucked up somewhere. Quote HistoryQuoted:
Quoted:
Quoted:
It depends on where you get you degree too. I'm a Physical Therapist, similar education with a little bit higher average salary. I was accepted into several doctoral programs and chose based on cost. I came out of PT school with about $50k in loans which is pretty low for this field. Some of my colleagues went to more expensive private schools and racked up a quarter million in debt. I was able to pay mine off in 3 years. Some of them will be paying until they retire. Aren't PTs required to have a PhD nowdays? Every PT at my wife's job has a PhD and are in their mid 20s/early 30s. The only one that has a Masters in PT is in her 50s and has been a PT for a long time. Maybe it's different outside the real sciences, but my dad (PhD - Chem) always said that if you paid somebody for your PhD then you'd fucked up somewhere. Kharn Posted Via AR15.Com Mobile |
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Posted: 4/20/2016 4:33:45 PM EDT
[#45]
Quote HistoryQuoted: Most of the professional ones aren't PhDs. My dad used to teach pre-pharm stuff and would annoy them by saying he was surprised they needed so much chemistry when all they were going to do was count. Quote HistoryQuoted: Quoted: Quoted: Quoted: Quoted: It depends on where you get you degree too. I'm a Physical Therapist, similar education with a little bit higher average salary. I was accepted into several doctoral programs and chose based on cost. I came out of PT school with about $50k in loans which is pretty low for this field. Some of my colleagues went to more expensive private schools and racked up a quarter million in debt. I was able to pay mine off in 3 years. Some of them will be paying until they retire. Aren't PTs required to have a PhD nowdays? Every PT at my wife's job has a PhD and are in their mid 20s/early 30s. The only one that has a Masters in PT is in her 50s and has been a PT for a long time. Maybe it's different outside the real sciences, but my dad (PhD - Chem) always said that if you paid somebody for your PhD then you'd fucked up somewhere. The more traditional doctorates, Chem/Physics/Bio/ yes. The professional,license type doctorates (PT/OT/Pharmacy/optometry/ etc ) you pay Most of the professional ones aren't PhDs. My dad used to teach pre-pharm stuff and would annoy them by saying he was surprised they needed so much chemistry when all they were going to do was count. Pharmacists have to be able to pour as well  |
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Posted: 4/20/2016 4:37:11 PM EDT
[#46]
man, those are big caterpillars on her face.
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Posted: 4/20/2016 4:42:54 PM EDT
[#47]
Quote HistoryQuoted:
Sorta related, sorta not but can someone explain to me what would happen to a person in the Soviet Union that was able to go to school but "flunked out"? Will be assigned to Staff Position at Black Dolphin Prison. Much opportunity for winter sport in area. |
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Posted: 4/20/2016 4:44:42 PM EDT
[#48]
ZFG!
Plan asshole. You want the college experience" of dorms and parties, you pay for it. GI bill, scholarships, state schools, night school, employer tuition reimbursements. Free tuition to state schools if you are National gaurd, Lots of minimum debt paths. |
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Posted: 4/20/2016 4:48:57 PM EDT
[#49]
Quote HistoryQuoted: Speech path is a real career, but damn that's a high price tag. Oh, no doubt. I'm not laughing at her chosen career field, I'm laughing at the fact that she has a quarter million in student debt. |
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Posted: 4/20/2016 4:50:37 PM EDT
[#50]
She pretty much sums up that generation.
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