Who are you using for firearms insurance?

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[ARCHIVED THREAD] - Who are you using for firearms insurance?

Posted: 2/24/2016 9:54:24 PM EDT

My policy with collectinsure is coming to a end in a few weeks so I'm shopping.

Eastern/Historic Firearms does not cover ammunition despite their great rates so they're out of the question.

Is there anyone else worth looking into? Thinking about just rolling forward my collect insure policy.

Posted: 2/24/2016 9:56:26 PM EDT

[#1]

The same people that insure my home and vehicles. State Farm.

Posted: 2/24/2016 9:59:42 PM EDT

[#2]

I use the stuff that comes with my NRA membership.

Posted: 2/24/2016 10:01:03 PM EDT

[#3]

Mine are insured through my homeowners policy (Farmers Insurance).

Posted: 2/24/2016 10:04:49 PM EDT

[#4]

Those who are going through your main insurance company, how are your rates looking per 1,000 of coverage?

Posted: 2/24/2016 10:06:00 PM EDT

[#5]

Tag for comments.

I have found normal insurance; Farmers, State Farm, etc, much more expensive than Collectinsure.

Posted: 2/24/2016 10:11:03 PM EDT

[#6]

Quote History

Quoted:
Tag for comments.

I have found normal insurance; Farmers, State Farm, etc, much more expensive than Collectinsure.

View Quote

I might pay alittle more but the insurance agent I've had for years has a zero BS policy when it comes to paying a claim. I got a quote from a few of the popular firearms insurers and State Farm was within a few hundred dollars on a 250k stated value policy.

Cheaper is not always better.

Posted: 2/24/2016 10:12:32 PM EDT

[#7]

Quote History

Quoted:

Those who are going through your main insurance company, how are your rates looking per 1,000 of coverage?

View Quote

My Farmers Insurance policy covers $2500 worth of firearms as part of my standard policy.

However I purchase additional riders from them at $50/year per $5000 dollars of additional coverage.

Posted: 2/24/2016 10:21:31 PM EDT

[#8]

Farm Bureau.

A little under $10/$1k in gun value per year.

I had to have them appraised, though.

Posted: 2/24/2016 10:24:59 PM EDT

[#9]

USAA

Posted: 2/24/2016 10:35:31 PM EDT

[#10]

Insured by Smith & Wesson

Posted: 2/24/2016 10:42:37 PM EDT

[#11]

Quote History

Quoted:

I might pay alittle more but the insurance agent I've had for years has a zero BS policy when it comes to paying a claim. I got a quote from a few of the popular firearms insurers and State Farm was within a few hundred dollars on a 250k stated value policy.

Cheaper is not always better.

View Quote View All Quotes

View All Quotes

Quote History

Quoted:

Quoted:
Tag for comments.

I have found normal insurance; Farmers, State Farm, etc, much more expensive than Collectinsure.

I might pay alittle more but the insurance agent I've had for years has a zero BS policy when it comes to paying a claim. I got a quote from a few of the popular firearms insurers and State Farm was within a few hundred dollars on a 250k stated value policy.

Cheaper is not always better.

Insurance agents don't pay claims. Adjusters do.

Posted: 2/24/2016 10:47:01 PM EDT

[#12]

Quote History

Quoted:

Insurance agents don't pay claims. Adjusters do.

View Quote View All Quotes

View All Quotes

Quote History

Quoted:

Quoted:
Tag for comments.

I have found normal insurance; Farmers, State Farm, etc, much more expensive than Collectinsure.

I might pay alittle more but the insurance agent I've had for years has a zero BS policy when it comes to paying a claim. I got a quote from a few of the popular firearms insurers and State Farm was within a few hundred dollars on a 250k stated value policy.

Cheaper is not always better.

Insurance agents don't pay claims. Adjusters do.

Potatoe, potato.

[ARCHIVED THREAD] - Who are you using for firearms insurance?

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