User Panel
Posted: 11/3/2015 4:17:13 PM EDT
In my search for a new wallet, I keep getting these new, trendy sort of things recommended to me that are pretty much just card holders with a money clip on them.
I like to be able to quickly flip through a wallet and find the bills I need without unwravling a "wad". Also, I notice that almost always the only one at the register with cash. Nothing against cards, until I get behind someone that forgets their PIN, or keeps swiping and swiping hoping that their card will work. |
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go to macys
walk to the men's section grab black bi-fold wallet buy it throw out the big plastic photo holder booklet or other weird crap in the wallet done get a credit card buy stuff with the card go on your bank website and transfer money from checking to the card every couple of weeks or pay the amount when the bill comes due /thread |
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Quoted:
In my search for a new wallet, I keep getting these new, trendy sort of things recommended to me that are pretty much just card holders with a money clip on them. I like to be able to quickly flip through a wallet and find the bills I need without unwravling a "wad". Also, I notice that almost always the only one at the register with cash. Nothing against cards, until I get behind someone that forgets their PIN, or keeps swiping and swiping hoping that their card will work. View Quote I got nothing against people that use cash, until I get behind someone that has to sift through 50 bills and figure out which ones to use to pay for their stuff and wait for the cashier to find their counterfeit pen so they can check every 20 they accepted for a $200 purchase, then hold them all up to the light to look for the watermark and security strip. |
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In this thread, people show their age.
Can't wait to see what happens if all those pay-with-your-phone services take off and get rid of credit cards, too. |
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nope. the nature of my business is such that I usually get tipped out pretty well so the cash from tips tends to be my "walking around" money
for the record. I'm 26, not all young folk are opposed to cash. not sure where GD gets some of their "facts" about millennials |
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I haven't used cash in years
Swipe credit card Get credit card statement Pay off balance every month Reap CC rewards Cash is for chumps |
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I use it a lot but not around my wife.
She thinks all I should carry is the credit card and a little cash. BigDozer66 |
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I use cash or credit.
Never debit. Having cash on hand has helped on several occasions. |
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Cash is king. Has always been king....will remain king.
If folks are too dense to figure out the obvious advantages....... |
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I use cash from time to time, particularly when I'm trying to keep my expenses down. Using cash helps with this vs using a card.
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I keep a couple larger denomination bills on me in case I need it for something (like card machine is down or power out etc) other than - card.
I stopped using cash when I had to go in an PAY for gas before pumping. No thanks. |
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In this thread, people show their age. Can't wait to see what happens if all those pay-with-your-phone services take off and get rid of credit cards, too. 30ish Uses cash almost all the time 50ish virtually never uses cash ever uses credit cards for everything back in ancient times, if you used a credit card, they would go thru this big routine with this machine that would make a carbon paper print of your card and then you'd have to wait until the statement came to see everything you bought it was just a big waste of time nowadays, you swipe your card, the deal is done in seconds, you can see your purchases on the computer 5 minutes later, and you can transfer money over the computer every day if you like plus you get points, which add up to some serious money, I'll bet they give me $1000+ a year in statement credits but apparently counting out germ covered pieces of paper fascinates some people, so have at it. |
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Quoted: nope. the nature of my business is such that I usually get tipped out pretty well so the cash from tips tends to be my "walking around" money for the record. I'm 26, not all young folk are opposed to cash. not sure where GD gets some of their "facts" about millennials View Quote You must have missed the tweet. |
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Old guy here. My stuff has been hacked a couple of times but I keep a close eye on things and have caught it so far.
Cash for most things. Credit card online. Debit card very, very rarely. I'm extremely leery of the phone pay thing. I'll wait and see what kind of scams, fraud and theft shows up first and let them work out the bugs. When I receive cash as payment (not as change) I check the bills as best I can. I pay all of my regular monthly bills online (mortgage, utilities, etc.), so I am not averse to technology. eta Trust no one. Everyone is out to take what you have. You have it, they want it. lol |
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I use cash for most purchases under $5 and for tips. Everything else goes on the credit card.
Oh, and it's handy for splitting a single food bill among a group for things like delivery orders. I like to keep some cash on me and an emergency $20 bill in my truck just in case. |
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Cash is king. Has always been king....will remain king. If folks are too dense to figure out the obvious advantages....... Amazon.com doesn't accept cash. Let me know when you can roll up a credit card and snort blow with it. |
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nope. the nature of my business is such that I usually get tipped out pretty well so the cash from tips tends to be my "walking around" money for the record. I'm 26, not all young folk are opposed to cash. not sure where GD gets some of their "facts" about millennials You must have missed the tweet. apparently |
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50ish virtually never uses cash ever uses credit cards for everything back in ancient times, if you used a credit card, they would go thru this big routine with this machine that would make a carbon paper print of your card and then you'd have to wait until the statement came to see everything you bought it was just a big waste of time nowadays, you swipe your card, the deal is done in seconds, you can see your purchases on the computer 5 minutes later, and you can transfer money over the computer every day if you like plus you get points, which add up to some serious money, I'll bet they give me $1000+ a year in statement credits but apparently counting out germ covered pieces of paper fascinates some people, so have at it. View Quote View All Quotes View All Quotes Quoted:
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In this thread, people show their age. Can't wait to see what happens if all those pay-with-your-phone services take off and get rid of credit cards, too. 30ish Uses cash almost all the time 50ish virtually never uses cash ever uses credit cards for everything back in ancient times, if you used a credit card, they would go thru this big routine with this machine that would make a carbon paper print of your card and then you'd have to wait until the statement came to see everything you bought it was just a big waste of time nowadays, you swipe your card, the deal is done in seconds, you can see your purchases on the computer 5 minutes later, and you can transfer money over the computer every day if you like plus you get points, which add up to some serious money, I'll bet they give me $1000+ a year in statement credits but apparently counting out germ covered pieces of paper fascinates some people, so have at it. I think they like finding change under car seats, in couch cushions and on dressers. They must consider it a payday of sorts. Also, bitching about how cashiers can't make change anymore is an important small talk topic for them. |
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It's a rare occasion that I use cash.
About the only time is at a coffee shop or bar. |
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In this thread, people show their age. Can't wait to see what happens if all those pay-with-your-phone services take off and get rid of credit cards, too. 30ish Uses cash almost all the time 30ish, I use a mix of cash and card. |
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According to this thread you are not, "the only idiot that uses cash in public."
Me, I prefer to get free money to use my credit card (points), convenience, and to have extra purchase protection while at it. It doesnt take some sort of special level of intelligence to understand that you are spending real money when using plastic and to not spend more money than you have. It is really simple. |
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Quoted:
In my search for a new wallet, I keep getting these new, trendy sort of things recommended to me that are pretty much just card holders with a money clip on them. I like to be able to quickly flip through a wallet and find the bills I need without unwravling a "wad". Also, I notice that almost always the only one at the register with cash. Nothing against cards, until I get behind someone that forgets their PIN, or keeps swiping and swiping hoping that their card will work. View Quote Cash is king. I almost always carry between $30-$80 on me. Sometimes even more. And yes I still use a CC at times and basically only use a debit card at the pay at the pump or the grocery store. Funny story that happened a few months ago here. Our mail room keeps a small amount of petty cash so employees can make change purchasing stamps for their personal mail which actually includes bills with checks inside. So we had some young milleniel gal come down and needed a little over $3 in stamps and tried to use here fucking debit card...at work... for the purchase. Mail guy says we can't do that. Her ...I don't carry cash. Him..Sorry,no stamps. Frankly I am astounded people don't even carry $5-$10 on them. |
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I typically pay for lunch/dinner out with cash. Typically saves time, esp. if you're eating with coworkers and everyone else has a card.
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yes, you are
I use cash for specific transactions that are preplanned. If I need a $2 trinket at the gas station or a $9 hamburger downtown, it goes on the card. |
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I rarely use cash. Why would I? I can use my debit card and since I'm not a fucking idiot, I'm able to keep accurate track of what I take out.
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I use cash, but sitting on that big, fat wallet?
Hellooooo sciatica! |
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Almost never use cash. In fact, I rarely even carry any cash, outside of my "emergency" money.
Now, if someone wanted to pay me to use cash, then I'd use cash. |
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Things in the wallet. Some cash in various denominations, DL, CPL, condoms. Except for the CPL, same as when I was in high school. Some things never change.
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Cash dont pay me cash back rewards or magically appear back in my pocket if my wallet gets stolen.
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iuse my credit card for online buying and at big buisnesses. walmart/ costco/ olive garden etc. i pay cash for small restaurants and usually anything under $20. both times i had my number compromised it was after eating at a small mom and pops place. never used debit cards in my life.
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I'm in my late 20s. The following assumes you're responsible enough to pay off your CC monthly.
I usually like to carry a couple hundred bucks worth of cash for the times when the saying "cash is king" really rings true. However, 90+% of what I buy goes on the Avion Visa, pretty much, if the place takes visa, that's what I use. Why would I pay in cash when I can get points on a credit card? Whether you have a cash back card, air miles, some other travel rewards type card, you might as well be getting some sort of reward for spending your money. In my case, I've got enough points for several flights anywhere in the world that can also be used for hotels/whatever. That's probably close to $10K worth of "free" stuff that I wouldn't have had if I paid cash for everything. |
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I use cash almost exclusively. View Quote I would imagine it's been at least 7 months since I paid cash for anything. I have nothing against it, its just that I don't seem to end up using it. I have had the same $20 note in my wallet for somewhere around 7 months. Either.... Credit card 'paywave' , Normal debit card swipe, instant bank transfer from the phone or I have a couple of cash equivalent proximity cards. (pre-loaded cash, mostly used for transport and parking etc) |
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