Bank pi***d me off

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Posted: 9/1/2015 12:39:59 PM EDT

with there 7 to 10 day to receive a debit card. Other than that, no problems.
i would like to find a different bank just to stick it to my current bank

recommend me a financial institution

PS: they want $35.00 to expedite a replacement .

Posted: 9/1/2015 12:40:43 PM EDT

[#1]

Credit union.

Posted: 9/1/2015 12:54:53 PM EDT

[#2]

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Quoted:
Credit union.

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This.

I don't understand why anyone would use a consumer bank in this day and age.

Posted: 9/1/2015 12:56:01 PM EDT

[#3]

Eecu or fort Worth credit union

Posted: 9/1/2015 12:56:33 PM EDT

[#4]

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Quoted:
Credit union.

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Yep...my CU replaced my card withing 5 minutes....free.

Posted: 9/1/2015 12:59:36 PM EDT

[#5]

If you don't go the credit union route, check out Simple.

Posted: 9/1/2015 1:00:34 PM EDT

[#6]

I use US Bank, and I'm happy with it.

Posted: 9/1/2015 1:01:31 PM EDT

[#7]

Keep your bank, get an American Express? They'll overnight replacement cards to you.

I think Chase will issue new debit cards at most branches.

Posted: 9/1/2015 1:04:14 PM EDT

[#8]

have used chase for years. walk into any branch and get a free replacement.

Posted: 9/1/2015 1:06:36 PM EDT

[#9]

Didn't mention that I also have accounts at a credit union
Have checking and savings at credit union (deep undercover account )

Have checking and savings at regular bank (pay bills)

Posted: 9/1/2015 1:10:39 PM EDT

[#10]

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Quoted:
Credit union.

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This cannot be stated enough.
Banks suck.

Posted: 9/1/2015 1:41:29 PM EDT

[#11]

Both of my banks (Chase, CapitalOne) will give me a temporary card on demand. Takes a few days for the permanent card as it has my team's logo on it (LSU).

Posted: 9/1/2015 1:48:25 PM EDT

[#12]

Quoted:

with there 7 to 10 day to receive a debit card. Other than that, no problems.

i would like to find a different bank just to stick it to my current bank

recommend me a financial institution

PS: they want $35.00 to expedite a replacement .

View Quote

Why are you using a Debit Card as opposed to a Credit Card?

Posted: 9/1/2015 1:50:23 PM EDT

[#13]

They are all the same. They don’t give 2 shits about you.

Posted: 9/1/2015 1:51:03 PM EDT

[#14]

Many Chase branches cann now print, emboss, and encode debit cards on site now.

Posted: 9/1/2015 1:51:23 PM EDT

[#15]

Quoted:

with there 7 to 10 day to receive a debit card. Other than that, no problems.

i would like to find a different bank just to stick it to my current bank

recommend me a financial institution
PS: they want $35.00 to expedite a replacement .

View Quote

They probably have temporary cards for the time being...

At least that was the way it was years ago when I needed one.

Posted: 9/1/2015 1:54:37 PM EDT

[#16]

Check and see if BB&T has a branch in your area. Read the article. It just may be your kind of bank.

Posted: 9/1/2015 1:56:37 PM EDT

[#17]

Quote History

Quoted:

Keep your bank, get an American Express? They'll overnight replacement cards to you.

I think Chase will issue new debit cards at most branches.

View Quote

But a ton of places wont accept it.

Posted: 9/1/2015 1:58:29 PM EDT

[#18]

First world problems.

Posted: 9/1/2015 2:04:53 PM EDT

[#19]

If you qualify for membership, Navy Federal issues regular debit cards on demand at any of their branches. Makes getting replacement cards a breeze.

Posted: 9/1/2015 2:23:31 PM EDT

[#20]

agreed. Credit unions are much better than banks

http://www.mycreditunion.gov/about-credit-unions/pages/how-is-a-credit-union-different-than-a-bank.aspx

Posted: 9/1/2015 2:27:57 PM EDT

[#21]

Quoted:
PS: they want $35.00 to expedite a replacement .

View Quote

Smaller bank or credit union. I shy away from BoA, Chase, Wells Fargo and some other big banks.

Posted: 9/1/2015 2:27:59 PM EDT

[#22]

FPNI.

If not a local FCU, try USAA if you qualify for membership.

Posted: 9/1/2015 2:29:42 PM EDT

[#23]

Quote History

Quoted:

Why are you using a Debit Card as opposed to a Credit Card?

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Quoted:

Quoted:

with there 7 to 10 day to receive a debit card. Other than that, no problems.

i would like to find a different bank just to stick it to my current bank

recommend me a financial institution

PS: they want $35.00 to expedite a replacement .

Why are you using a Debit Card as opposed to a Credit Card?

Still trying to understand. OP hasn't answered.

Posted: 9/1/2015 2:36:56 PM EDT

[#24]

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Quoted:

Smaller bank or credit union. I shy away from BoA, Chase, Wells Fargo and some other big banks.

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Quoted:

Quoted:

PS: they want $35.00 to expedite a replacement .

Smaller bank or credit union. I shy away from BoA, Chase, Wells Fargo and some other big banks.

I've never had the good fortune to find a smaller bank or credit union that has the online banking features that Chase provides me. They allow me to do whatever I want with my money. Make and receive payments, transfer funds, deposit checks, and other handy stuff...on my iPhone.

Hell, whenever a charge is made against one of my credit cards I get an instant text message and can assign a spending category to the transaction. The instant notification would also alert me of unauthorized use of my cards.

Posted: 9/1/2015 2:44:57 PM EDT

[#25]

Yup, my credit union prints me a new card regardless of what branch im at.

Posted: 9/1/2015 3:18:08 PM EDT

[#26]

Quote History

Quoted:
Both of my banks (Chase, CapitalOne) will give me a temporary card on demand. Takes a few days for the permanent card as it has my team's logo on it (LSU).

View Quote

My Chase card has been hacked many times. I was never offered a temp card. Who do you have to blow to get a temp........................

I would switch to a credit union in a heartbeat if there weren't a Chase on every corner here with ATMs. They are also in my main grocery store, and a block from my house. They have never done me wrong.

Replacements have either been over-nighted, or the last two times were UPS'd in about 4 days. They send them to my house, which sucks. The driver will leave it on my front porch without even touching the doorbell. I caught the fucker both times.

It is good to have a back up plan. I have two CC with Chase and a Debit. I also have a separate AMEX and a few other backups that aren't activated. Getting cash isn't an issue because of so many bank branches.

If your bank isn't local, I can see where you may have some issues. I couldn't find any Credit Unions with cash-back-for-purchases cards, but maybe that has changed????

Posted: 9/1/2015 3:25:09 PM EDT

[#27]

Quote History

Quoted:
Check and see if BB&T has a branch in your area. Read the article. It just may be your kind of bank.

View Quote

That's who I use.

No problems so far.

Posted: 9/1/2015 7:52:38 PM EDT

[#28]

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Quoted:
Still trying to understand. OP hasn't answered.

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Quoted:

Quoted:
with there 7 to 10 day to receive a debit card. Other than that, no problems.
i would like to find a different bank just to stick it to my current bank

recommend me a financial institution

PS: they want $35.00 to expedite a replacement .

Why are you using a Debit Card as opposed to a Credit Card?

Still trying to understand. OP hasn't answered.

I use a debit card cause I'm trying to pay down my credit card
with debit, i can't spend more than what i have.
the bank is Comerica, btw

Posted: 9/1/2015 7:56:35 PM EDT

[#29]

Quoted:
with there 7 to 10 day to receive a debit card. Other than that, no problems.
i would like to find a different bank just to stick it to my current bank

recommend me a financial institution

PS: they want $35.00 to expedite a replacement .

View Quote

Try a credit union?

Many credit unions simply print new cards while you wait.

Posted: 9/1/2015 7:58:42 PM EDT

[#30]

Quote History

Quoted:
Credit union.

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My credit union told me my replacement card will take two weeks.

Up to 15 days to get my money refunded after my account got hit with a fraudulent charge.

Posted: 9/1/2015 8:03:27 PM EDT

[#31]

OP, I feel your pain. I belong to a CREDIT UNION and my card got stolen on August 11th. I canceled the card and the credit union said I'd get a new card in 7-10 days. 15 days later I had the new card; yesterday. This morning I try to activate the new card and it was fucking deactivated. As in UNFUCKINGUSABLE. I call the bank and they shut the card off because I used my birth date, my social to activate it. They then tell me I had to use my wife's birth date and social. What the hell is that?

Posted: 9/1/2015 8:03:46 PM EDT

[#32]

That sounds shity, my bank gives me a temporary card until the real one is sent, but with my CCs linked to my account I just use them and pay as I go like normal. I can't even remember the last time I used an atm, but I get cash from side jobs.

Posted: 9/1/2015 8:05:21 PM EDT

[#33]

get a new bank. I can walk into chase and get one on the spot...

Posted: 9/1/2015 8:06:05 PM EDT

[#34]

Credit union.

Walk in, walk out in 1 hr or less with new account and card in hand no charge.
replacement cards free and they don't change me to send me my paper statement every month.

Just find a bank or credit union that actually wants your business.

Posted: 9/1/2015 8:20:25 PM EDT

[#35]

Quote History

Quoted:

This.

I don't understand why anyone would use a consumer bank in this day and age.

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Quoted:

Quoted:
Credit union.

This.

I don't understand why anyone would use a consumer bank in this day and age.

I've been a CU member since I was 16. I've never once been charged any "service fees" or any other BS. I opened an account with Suntrust a couple years ago since we refid our mortgage through them and have had to put up with more BS than I can stomach. The accounts are getting closed soon and I will just mail them a check for the mortgage. I'm glad I kept my primary accounts with the CU.