User Panel
User Panel
User Panel
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Posted: 12/12/2002 3:22:48 AM EDT
[#1]
NRA members get an automatic $1,000 coverage (free of charge) for the cost of their membership.
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Posted: 12/12/2002 3:26:08 AM EDT
[#2]
Go to www.mynra.com and look under the beni's section. I know there are a couple of plans available for firearms insurance since I am looking into it myself.
Hope this helps! Rob |
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Posted: 12/12/2002 3:29:55 AM EDT
[#3]
[url]http://www.mynra.com/[/url]
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Posted: 12/12/2002 3:33:30 AM EDT
[#4]
Ok..Not to offend anyone, but I thought about the $1,000 from the NRA before I posted, but I didn't comment.
I don't belong to the NRA..I am an Instructor with them only because I have to be in order to teach CCW... I quit the NRA years ago as I am sure many of you did and for the same reasons... We don't support sell outs.. Additionally, $1,000 really is a drop in the bucket..But, I will check out anything supplimental over and above membership.. Thanks |
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Posted: 12/12/2002 3:53:51 AM EDT
[#5]
We had to get everything appraised for our
insurance. I know its a hassle but what can you do. The premium is not bad though. Good luck. |
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Posted: 12/12/2002 4:08:18 AM EDT
[#6]
Quoted: We had to get everything appraised for our insurance. I know its a hassle but what can you do. The premium is not bad though. Good luck. What is the procedure if you add or delete some of your collection? Do you need all new pieces appraised too? |
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Posted: 12/12/2002 4:47:34 AM EDT
[#7]
Az_Redneck
I have never deleted anything but anytime we add something we get the rider updated. It's been fairly simple, just get it appraised and add to the list. |
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Posted: 12/12/2002 4:54:41 AM EDT
[#8]
My wife is a P&C agent. She's started to see underwriters actually CANCEL policies where gunowners have declared themselves as such on their annual questionaire. They have also started to refuse to write new policies for gunowners.
We carry a separate rider for our guns. It's not too expensive, but it increased our umbrella policy premium costs for liability risk purposes. |
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Posted: 12/12/2002 8:05:45 AM EDT
[#9]
Collectibles Insurance Agency is very good and also pretty inexpensive. I am a happy customer.
[url]http://www.collectinsure.com/[/url] GunLvr |
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Posted: 12/12/2002 9:30:44 AM EDT
[#10]
Check your policy carefully, the limit may only apply to theft. So, in a fire you might be made whole up to the limit of the policy.
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Posted: 12/12/2002 9:33:58 AM EDT
[#11]
This thread got me thinking and I checked and I only have $ 2k in firearms coverage. My agent says they need a list of my guns for the insurer and then they will decide if they will cover them (presumably for an increased premium, which is fair enough) or pass on it. I hope I don't get cancelled out 'cause I gave them the list. I'm trying to make the firearms sound as innocuous as possible i.e. HK 308 caliber (instead of model 91) but what do I call my "FN Police Tactical"? .308 caliber bolt action target rifle?
They said I didn't need an estimate unless it was over $ 5k for one gun. |
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Posted: 12/12/2002 12:14:39 PM EDT
[#12]
My agent is a shooter. When I inquired about this, he told me the fastest way to get cancelled in Nazi Jersey is to tell your home owners carrier you have firearms on the premises. I chose an alternate path. I have motion detectors, an alarm system, stong doors, good locks, a gun safe, a bad attitude, a van, and a place to dump the body where it would never be found.
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Posted: 12/12/2002 12:50:15 PM EDT
[#13]
Quoted: Collectibles Insurance Agency is very good and also pretty inexpensive. I am a happy customer. [url]http://www.collectinsure.com/[/url] GunLvr Looks like an interesting place, I am going to look into it some more... |
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Posted: 12/12/2002 12:57:04 PM EDT
[#14]
I have State Farm. Just told them what I wanted for firearms insurance. She asked for a list of the guns with serial numbers and I told her no way. I told her I would keep a record of them just like everthing else. She said that would be fine.
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Posted: 12/12/2002 4:08:38 PM EDT
[#15]
Quoted: My agent is a shooter. When I inquired about this, he told me the fastest way to get cancelled in Nazi Jersey is to tell your home owners carrier you have firearms on the premises. I chose an alternate path. I have motion detectors, an alarm system, stong doors, good locks, a gun safe, a bad attitude, a van, and a place to dump the body where it would never be found. best advice ive heard so far, insurance is just another back door registration. |
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Posted: 12/12/2002 4:51:21 PM EDT
[#16]
I just spoke with my insurance company, USAA. I can get a $4000 floater policy for $5 a month. I guess that doesn't seem too bad. However, having to appraise my firearms and send them a list of serial numbers is kind of displeasing.
Heh... he gave me the old "no illegal firearms... no ak's, silencers, machine guns..etc..". You should have heard his jaw hit the floor when i informed him these items are legal in most states. |
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Posted: 12/12/2002 8:13:26 PM EDT
[#17]
I have a safe and a home alarm and my Collectibles Insurance premium is about $68/year for $15,000 of coverage.
GunLvr |
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