User Panel
User Panel
User Panel
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Posted: 3/16/2011 5:49:22 PM EDT
I figured with the activity and living in a seismic zone I would check and see if I was covered.
 She is getting me quotes, said it usually is DOUBLE your annual rate for contents and structure. My home is a few years old so my rates should be pretty good, I think I want structural. |
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Posted: 3/16/2011 6:12:08 PM EDT
[#1]
I have it in NH. It costs less than $20 per 6 months. That rate is probably because we're not exactly seismically active.
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Posted: 3/16/2011 6:25:54 PM EDT
[#2]
No, don't need it.
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Posted: 3/16/2011 6:27:51 PM EDT
[#3]
Might look into it. Probably costs about $10 per 6 months around here.
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Posted: 3/16/2011 6:30:37 PM EDT
[#4]
We have seismic insurance, and it added a LOT our policy cost. (high risk earthquake zone)
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Posted: 3/16/2011 6:31:44 PM EDT
[#5]
Quoted: No, don't need it. Same here.  |
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Posted: 3/16/2011 6:31:53 PM EDT
[#6]
No, no neccesary in Houston.
Flood insurance on the other hand is pretty smart here. |
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Posted: 3/16/2011 6:31:58 PM EDT
[#7]
The only earthquake I've experienced was a 0.3.
Lasted about two seconds and if I hadn't read that the local fault had gone active, I would have thought it was a truck driving by. |
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Posted: 3/16/2011 6:33:54 PM EDT
[#8]
No, I live in Connecticut.
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Posted: 3/16/2011 6:35:18 PM EDT
[#9]
Yes, New Madrid and all.
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Posted: 3/16/2011 6:36:25 PM EDT
[#10]
Hurricane insurance, but the state spends the money on other things
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Posted: 3/16/2011 6:37:46 PM EDT
[#11]
Was quoted $1700 / year and $30,000 deductible. Yesterday. Bay Area.
Rob 
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Posted: 3/16/2011 6:39:00 PM EDT
[#12]
Yes. Full coverage after a 5% deductible.
Then again, I live within 5 miles of the Wasatch Fault. |
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Posted: 3/16/2011 6:39:14 PM EDT
[#13]
No.
My cost would be about $800 a year and it doesn't pay a dime until I hit 25% damage (about $60,000) so no. I do live between several faults but not close to any (known) ones. |
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Posted: 3/16/2011 6:42:51 PM EDT
[#14]
Nope no point.
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Posted: 3/16/2011 6:47:53 PM EDT
[#15]
Was quoted $900 with a 30K deductible when I lived in Northern Kalifornia about 10 years ago, did not purchase.
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Posted: 3/16/2011 6:50:26 PM EDT
[#16]
Nope.
No flood insurance either. I live on top of a hill outside Hobbs New Mexico. Not much moves around here. |
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