alright first let me start off with a little background
ever since ive been around 7 or 8 ive been interested in the dark side of things
hacking , phreaking , telecom in general. Ive read tons of books, been to Defcon and read several books on security.
so i like to consider myself a little more savvy than the average joe when it comes to security.
now im still pretty young, 24.
Got my first credit card 2 years ago, I use the credit card for EVERYTHING and then pay it off instantly when stuff posts with my checking to help build my credit
since i got my credit card 2 years ago, i have never used my debit card it has acctually been locked up in my gun safe.
which brings me to my next question, the card being new when issued to me 2 years ago and never been used how could my number become compromised?
I could possibly understand if the card relied on RFID but to my knowledge they dont.
I spoke with the lady from my bank and she said most likely it was someone with a number generator who just kept trying until a number went through.
typical setup
authorization runs through for 1 dollar to see if the card works
then minutes later the big charge is ran through
the only people who have my financial information are me and my workplace, which only has my routing number for direct deposit.
even if my online account were to be compromised it only shows the last 4 digits of the card
any idea's?