Year make and model + mileage would be helpful here, but I'll take a stab at it. Most manufacturers recommend servicing all driveline (differentials, transfer case, transmission) AT LEAST every 30 months/30,000 miles. I do mine more often that that.
Making the assumption you are driving a 4WD with auto trans, Ford/GM/Dodge, and have about 30,000 miles: Service (fluid exchange) front and rear differentials, transfer case, and flsuh the transmission and replace the filter. At 45K, flush the transmission and service the rear diff again. So every 15K interval the trans gets either filter or fluid exchange and the rear diff gets new fluid. Coolant, again depending on manufacturer, is good for varying periods. Don't buy into the 100,000 miles and no service hype. Monitor and replace ALL FLUIDS as needed, including power steering and brake fluids.
FWIW: I am a service writer for a Toyota dealer, have been writing for almost 20 years for a variety of imports and domestic brands, and ran two trans shops for four years.... my recommendations are in excess of the manufacturer's based on personal and professional observations.
If you want to get more specific, email or IM me so as not to clutter up the board too bad.
1911fan