Best Cash Back Credit Card

[ARCHIVED THREAD] - Best Cash Back Credit Card

Posted: 2/19/2007 7:00:29 AM EDT

Title says it all...my current Visa dumped its loyality scheme, so its time to find a new one.

It needs to be Visa or MC, because I use an Amex as my primary card, and there are many places that don't take it, hence the MC/Visa.

Any suggestions?

Posted: 2/19/2007 7:01:21 AM EDT

[#1]

I got one through HSBC that is 1% on everything no fee.

Posted: 2/19/2007 7:04:34 AM EDT

[#2]

Cabelas VISA

Save up your cash-back for a year or so, then walk into their retail store and get a free gun!

Posted: 2/19/2007 7:42:48 AM EDT

[#3]

Quoted:
Cabelas VISA

Save up your cash-back for a year or so, then walk into their retail store and get a free gun!

I dont have one close so I normally get ammo. The 1% one I use now I get a check though so I have more options

Posted: 2/19/2007 2:37:06 PM EDT

[#4]

My Citicard MasterCard gives me 5% back on fuel - so that's all I use it for. Pay it off in full every month, and I have earned back almost $50 so far - the minimum you need to get a refund check cut to you from them.

ETA: Think of it as getting .11 - .15 off of every gallon of gas you buy.

Posted: 2/19/2007 3:41:42 PM EDT

[#5]

citi dividends, 5% cashback, groceries, gas, bills, Rx, up to $300 per year

Posted: 2/24/2007 6:36:48 PM EDT

[#6]

I like Discover. I think it offers the best deal.

YMMV

Of course you want MC or Visa so Discover might not work.

Posted: 2/24/2007 6:42:59 PM EDT

[#7]

May not be the best, but I do the Fidelity Rewards Visa through MBNA(or whoever they are now). I have a Fidelity account so it's pretty painless for me.

Posted: 2/24/2007 9:10:02 PM EDT

[#8]

American Express Blue Cash.

Posted: 2/25/2007 5:18:13 AM EDT

[#9]

Quoted:
citi dividends, 5% cashback, groceries, gas, bills, Rx, up to $300 per year

Posted: 2/26/2007 6:34:46 AM EDT

[#10]

I have Citi Dividends and I believe they drastically reduced the program rewards as of November of last year.

Posted: 2/26/2007 1:19:20 PM EDT

[#11]

Quoted:
citi dividends, 5% cashback, groceries, gas, bills, Rx, up to $300 per year

Another +1.

You get 1% back on everything else.

I found I was hitting the $300 max by about August, so I had my wife get another card under her name. I put all of our utilities on it (phone, DSL, sat TV, etc.) and told her to always use it for groceries. Now we usually get the full $600 back each year.

I haven't noticed any reduction in benefits.

Posted: 2/26/2007 3:43:32 PM EDT

[#12]

Citi Dividend Platinum Select

Earn 2% cash back on purchases at supermarkets, drugstores, gas stations, convenience stores, and utilities including cable, plus 1% cash back on other purchases with this credit card. Also enjoy no annual fee, travel benefits and much more.

Still not bad, but it's not 5% anymore.

Posted: 2/26/2007 4:10:06 PM EDT

[#13]

D'OH!

Posted: 2/26/2007 4:19:04 PM EDT

[#14]

My best Visa/MC one is only 0.5% (blah)

I love AMEX but you're right abotu some places not taking them.

Posted: 2/27/2007 7:34:52 AM EDT

[#15]

The NRA offers a card. The payback is not great but some of the profit goes to the NRA.

[ARCHIVED THREAD] - Best Cash Back Credit Card

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