After re-reading and consideration:
If you are not hell-bent on a large parcel, $200k will do you fine.
I am in the Topaz Ranch Estates area, just off of the junction of 208&395. 30 minutes from Gardnerville, 40minutes from Carson, 1hour 15 minutes from Reno (all conservative estimates). I am on 3 acres, paved road, 5 minutes from Topaz Lake/Walker river, 2 minutes into the mountains.
Bought the parcel and home in 1999 for $115K, valued now at $200k+ (based on going rate of real estate around us).
Other good choices: Gardnerville Ranchos, Johnson Lane, Indian Hills, Dayton, Fernley.
With 20 years of work ahead, you have plenty of time to pay off a home, and $200k is a good chunk toward that in a smaller place.
In case noone has mentioned it to you, we have no State tax here. Just another bonus.
And I decided we'd rather have Tasty-Cakes instead of Ding-Dongs.