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Posted: 9/18/2017 10:56:44 AM EDT
Neighbors huge ficus fell into my yard/house. I have never had to file a claim with homeowners insurance before, but apparently since this was due to a catastrophic weather event, there is no "fault" for the tree. Which means I'm stuck fitting the bill for this monster of a tree removal and the hurricane deductible is $5k +. Is there any recourse here to get my neighbor to pay for this bullshit?
A buddy and I were able to cut everything back that was touching/smashed into the house this weekend, but the rest of the tree is just too large and needs professional equipment and most probably a crane to remove it $$$$. 
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Posted: 9/18/2017 11:22:59 AM EDT
[#1]
Sorry.
Have you spoke with the neighbor? |
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Posted: 9/18/2017 11:29:45 AM EDT
[#2]
Quote HistoryQuoted:
Sorry. Have you spoke with the neighbor? |
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Posted: 9/18/2017 12:44:12 PM EDT
[#3]
you would really need to prove the tree was an issue you talked about prior to the storm.If you can prove that then I would just say call a laywer and forget about being friends with them anymore.
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Posted: 9/18/2017 2:07:05 PM EDT
[#4]
Quote HistoryQuoted:
you would really need to prove the tree was an issue you talked about prior to the storm.If you can prove that then I would just say call a laywer and forget about being friends with them anymore. |
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Posted: 9/18/2017 4:38:13 PM EDT
[#5]
Quote HistoryQuoted:
you would really need to prove the tree was an issue you talked about prior to the storm.If you can prove that then I would just say call a laywer and forget about being friends with them anymore. |
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Posted: 9/19/2017 10:21:27 AM EDT
[#6]
Hurrian debris on your property is your problem, you have little to no recourse. A stop sign could blow through your house and impale you and it is your responsibility.
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Posted: 9/19/2017 11:21:33 PM EDT
[#7]
sorry man.
how bad is your house? neighbor had 2.5 trees fall on their house and .5 fall on the other neighbors house |
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Posted: 9/20/2017 8:44:33 AM EDT
[#8]
In this day and age of litigation, lawyer up for your pay day.
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Posted: 9/20/2017 3:14:42 PM EDT
[#9]
Quote HistoryQuoted:
In this day and age of litigation, lawyer up for your pay day. funny thing about trees, the one i knew for sure was going to fall didn't. the one i would have never expected did. |
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Posted: 9/21/2017 11:16:02 AM EDT
[#10]
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Posted: 9/21/2017 1:23:45 PM EDT
[#11]
Quote Historystart cutting that.
she will get very hard fast. |
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Posted: 9/21/2017 3:34:30 PM EDT
[#12]
the local utility company here, GRU prior to Irma's arrival, preemptively cut down a pine tree next to my son's home. It was on their right of way. They felt it might fall on their lines. When GRU felled the tree, it fell on the lad's fence, and destroyed it. GRU chopped up the rest of the tree that was on their right of way, and tossed all that debris on my son's property.
So far, GRU is refusing to rectify the situation. They at first denied they did the deed, but admitted that they were the culprits. Son's attorney says "you are an able bodied white man', so not much chance that GRU will pay for the damages. He has documented everything, and submitted letters and emails. Most likely nothing will ever come of the effort though. |
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Posted: 9/22/2017 8:37:20 AM EDT
[#13]
Call Morgan & Morgan, he'll sue God and Mother Nature if he thinks he can make a buck.
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Posted: 9/22/2017 8:50:12 AM EDT
[#14]
Quote HistoryQuoted:
Call Morgan & Morgan, he'll sue God and Mother Nature if he thinks he can make a buck. |
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Posted: 9/23/2017 10:56:02 PM EDT
[#15]
Nowadays I wouldn't be surprised if your neighbor sues you because your house damaged his tree.
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Posted: 9/24/2017 4:26:02 AM EDT
[#16]
Same thing happened down the street during Matthew. Big oak fell into a house that was on the market and they were responsible for the repairs.
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Posted: 9/24/2017 11:49:25 AM EDT
[#17]
Figured it had to be a Ficus tree, don't get that sap in your eye's when chain sawing as you may wind up at the clinic. I'd also suggest a long sleeve shirt to keep the shit off your skin as much as possible as you may easily have a reaction to that shit as it can make some itch like there is no tomorrow.
eta: And don't keep it for firewood as it will gag you out. |
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Posted: 9/25/2017 3:23:04 PM EDT
[#18]
Quote HistoryQuoted:
Figured it had to be a Ficus tree, don't get that sap in your eye's when chain sawing as you may wind up at the clinic. I'd also suggest a long sleeve shirt to keep the shit off your skin as much as possible as you may easily have a reaction to that shit as it can make some itch like there is no tomorrow. eta: And don't keep it for firewood as it will gag you out. 
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