You're most likely going to be in close contact with an aggressor if you have to draw, which means you'll probably be pushing him back with your weak hand, and not able to rack the slide. It doesn't make sense to carry a gun without one in the chamber unless you plan on drawing and racking the slide from a distance, which will most likely to be considered "brandishing" and get you some jail time.
Keep it fully loaded, but never take it out of the holster until you need to pull the trigger. Don't show it to people, don't take it out in the gun store to try a new holster, etc.
That said, the trigger on the LCP-II is supposed to be lighter. If you're not comfortable with that, the regular LCP trigger isn't bad. It used to be terrible, but the current LCP's are acceptable, yet still long and heavy. The best thing about the current LCP's is that they are $200 or less right now new!