I have 4 weapons I rotate through for carry:
.45" ACP RIA 1911 w/ Lego grips - clearly the OC piece;
9x19mm polymer Kahr that FW_wife loathes, but suitable for holstered pocket carry in more formal slacks;
.40" S&W KelTec SUB-2000 gen 1, using Glock 22 mags - wrapped in a long-sleeved t-shirt for jogs, otherwise in the neon-green go bag w/ the extra Glock mags, flashlights, tourniquet & 1st aid kit - particularly handy when I shop in a store legally posted for no handguns;
.40" S&*W Glock 23 - holstered pocket carry in jeans, sometimes in the neon carry bag w/ the SUB-2000, occasional OC when an unexpected 30.06 sign pops up.
I'm about to resume bicycling. The neon-green go bag has a single strap, so it won't be coming along for the ride unless it's inside another bag. I completely lack a Marlin 1897 Bicycle Rifle, so I need to come up w/ another option.
http://www.forgottenweapons.com/ria-marlin-1897-bicycle-rifle
When I was in Iraq, I acquired a Blue Force Gear AR scabbard and hung it off my basket for my M4, so long guns are not out of the question, ignoring the SUB-2000. Would probably contribute to me not getting run over.
What do you carry when you bicycle, and how do you carry it?