With Colt you are SOL. They will only replace it IF they feel it makes the rifle unsafe to fire. However, that is not your decision...COLT will determine if your lower is unsafe to fire. Also, it could take them up to a year to replace your lower IF they decided they were going to in the first place.
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And this is different than any other manufacturer how?
My preban XM15 went back to Bushmaster three times for various problems, the most most serious problem being that it doubled with alarming regularity. After the third time my local smith speculated that the hole in the receiver for the trigger and disco wasn't drilled in the proper location. After getting my rifle back it started doubling again and I contacted Bushmaster to see about replacing the lower.
To make along story short I ended up selling the XM15 just before the warranty expired, because there was on way in hell I was going to get a free replacement lower.
In retrospect I wonder if I should have pushed the issue and notified the BATF about my "two round burst" XM15. I'd wager that I would have received a replacement then [:(!]