Knock on wood I've never had a ND. But the only pistol I've ever sold went to a life long buddy who I made the mistake of believing knew how to handle it. He asked me if he could have a few shells for. I said sure and sent him out with a box of Speer defensive loads that I only had for that gun anyway. About an hour later he asked me to come over his place and show him how to handle it. Which I found a little strange so I hopped in the car and drove over there. Well dipshit had managed to load the gun....... then proceeded to sit at his computer trying to practice quick drawing it from the waste of his pants.........and boom. One round up through the edge of the stand, two layers of drywall, the ceiling, one edge of a truss, and lodged in the top of another truss. He was panicked and too afraid to unload it after that. It was sitting on table upon arrival.