Oh, and as an update, since I had only liability on my old ragged out '90 F-150 (shown just behind my new one), they said I would have to have full comprehensive on the new one before I drove off the lot. So I picked up the phone and called my old trusted insurance company that I have been with since I started driving. They quoted me $1600 or so for 6 MONTHS! About to have an aneurism, I said "Fine Fine Fine, just cover me" and drove home. Well, I get back and get on to talk to USAA. They quoted me around $811 for 6 months with a lower deductible AND was able to get my renters insurance for 8 bucks a month on top of it.
I called Geico to cancel and the Gecko lady wanted to talk to the USAA folks to see if they were offering me an introduction rate (transfer rate whatever). So she gets me on a three way call and I am listening while they compare coverage. And when the USAA lady says "Well $800 is about standard for that" the line went silent, Gecko lady thanked the USAA lady and when I was back on the line, she only said "I just sent you out an e-mail thanking you for your business with a cancel confirmation, your refund check will be there in 4-6 weeks).
I love it when things work out.