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Posted: 1/23/2006 2:12:52 PM EDT
I just got a call from a finance company saying that a Guadalupe Gomez had not paid on his car and I was the co-signer.

How do I find out if their are others?
Link Posted: 1/23/2006 2:15:12 PM EDT
Get your credit reports and check for others.

And it may be time to cut the top off of Guadalupe's Jeep.
Link Posted: 1/23/2006 2:15:17 PM EDT
get a free credit report from one or more of the credit bureaus.

Clarkhoward.com probably has tons of info on it.
Link Posted: 1/23/2006 2:20:32 PM EDT
You know what's weird? Before I even clicked on the topic I was going to make a crack about illegal aliens on this thread.

Then I see the name Guadalupe.
Link Posted: 1/23/2006 2:24:09 PM EDT

Originally Posted By 89grand:
You know what's weird? Before I even clicked on the topic I was going to make a crack about illegal aliens on this thread.

Then I see the name Guadalupe.



Yeah I know, go figure.

I haven't borrowed money in almost a decade.
Link Posted: 1/23/2006 2:25:33 PM EDT
Link Posted: 1/23/2006 2:26:35 PM EDT

Originally Posted By VA-gunnut:
Are you sure they didn't use the call as a way to get your information?



doh!!
Link Posted: 1/23/2006 2:26:35 PM EDT

Originally Posted By VA-gunnut:
Are you sure they didn't use the call as a way to get your information?



I didn't give them any, however I checked them out online . They are a legit company,Universal Fidelity.
Link Posted: 1/23/2006 2:26:41 PM EDT
Wow dude. I' sorry to hear that. Maybe it will be possible to track down Guadalupe. I would contact local LEO's first. We get these cases and generally have to turn them over to the Feds or State Police. The sooner you do this and get the ball rolling the better. I wish you the best.


-K
Link Posted: 1/23/2006 2:37:23 PM EDT

Here he is trying to pull another scam at a car dealership...


""No salesmen following us!"
Guadalupe Gomez"

dealerpix.com/robertsautosales/customers/gallery.php?row_start=226
Link Posted: 1/23/2006 3:00:43 PM EDT

Originally Posted By MrClean4Hire:
I just got a call from a finance company saying that a Guadalupe Gomez had not paid on his car and I was the co-signer.

How do I find out if their are others?



You never signed. They are fishing for "a" person with your name by going down the phone book for the half of the state you are in who signed.

They will keep pestering you until you send a letter per fed law.

If I ever meet the annoying debt collector who called my house 30 times about some debt I never took I'll violate the CoC and post pics, just for doing her job.
Link Posted: 1/23/2006 4:03:00 PM EDT
[Last Edit: 1/23/2006 4:03:36 PM EDT by JoeWang]
Double tap!!
Link Posted: 1/23/2006 4:23:56 PM EDT

Originally Posted By MrClean4Hire:

Originally Posted By VA-gunnut:
Are you sure they didn't use the call as a way to get your information?



I didn't give them any, however I checked them out online . They are a legit company,Universal Fidelity.



But, did the phone number that they left for you to call back match the one on the website? Just making sure.
Link Posted: 1/23/2006 4:27:43 PM EDT
DO NOT, under any circumstances, acknowledge the debt, or take responsibility for it. Fight it in your credit report, get a lawyer, and fight it tooth and nail. If you acknowledge the debt, they own you.
Link Posted: 1/23/2006 9:43:00 PM EDT

Originally Posted By Da_Bunny:
DO NOT, under any circumstances, acknowledge the debt ...




Why would anyone ever acknowledge a debt they do not owe?
Link Posted: 1/23/2006 9:48:36 PM EDT

Link Posted: 1/24/2006 12:07:16 AM EDT

Originally Posted By 199:

Originally Posted By Da_Bunny:
DO NOT, under any circumstances, acknowledge the debt ...




Why would anyone ever acknowledge a debt they do not owe?



People do dumb things if they think it is cheaper and easier to do it that way,

However, most Credit Reporting agencies are usually willing to work with you free or at least free reports to clear up something like this if YOU get dinged and have reported it.
Link Posted: 1/24/2006 12:18:33 AM EDT
[Last Edit: 1/24/2006 12:21:01 AM EDT by FishKepr]

Originally Posted By bookertbab:
Get your credit reports and check for others.

And it may be time to cut the top off of Guadalupe's Jeep.



Good place to start: Annual Credit Report.
It's a free service as required by law although they try to sell you additional perks along the way...

ETA: This happened to my Mom once.
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