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Posted: 1/23/2006 10:27:20 AM EDT
[Last Edit: 1/23/2006 10:29:50 AM EDT by MoparMike]
Ok, its a trite/cliche headline. But its also true. My car insurance representative woke me up with the news that she could save me about $300/6mo by switching to another company, which is not Geico incase anyone was actually going to ask. If I bump one of my cars to full coverage from liability/comprehensive its only $90/6mo more! I am insuring a 1983 Benz 380 SEL and a 1978 International Harvester Scout II. Total amount for a 22yr old driver (clean record) on his own policy: $430/6mo without full coverage. Nothing impressive for some of you, but a damn sight better than $738/6mo.


w00t! Happydance!
Link Posted: 1/23/2006 10:34:54 AM EDT
Estebon is not happy.
Link Posted: 1/23/2006 10:49:17 AM EDT
[Last Edit: 1/23/2006 10:52:03 AM EDT by SubnetMask]
2000 Dodge Neon:
BODILY INJURY & PROPERTY DAMAGE LIABILITY $229.00
BI $25,000 EACH PERSON - $50,000 EACH ACCIDENT
PROPERTY DAMAGE LIABILITY - $25,000 EACH ACCIDENT
COMPREHENSIVE ACV LESS $1,000 DEDUCTIBLE $26.00
COLLISION ACV LESS $1,000 DEDUCTIBLE $96.00

Premium: $351.00



2005 Ford Mustang GT:
BODILY INJURY & PROPERTY DAMAGE LIABILITY $101.00
BI $25,000 EACH PERSON - $50,000 EACH ACCIDENT
PROPERTY DAMAGE LIABILITY - $25,000 EACH ACCIDENT
COMPREHENSIVE ACV LESS $500 DEDUCTIBLE $41.00
COLLISION ACV LESS $500 DEDUCTIBLE $203.00

Premium $345.00


Policy Level Coverages
Uninsured/Underinsured Motorist Bi $30.00
$25,000 Each Person - $50,000 Each Accident

Total Policy Premium: $726.00



26 years old, perfect record, Progressive Insurance, 6mo policy term.
Link Posted: 1/23/2006 10:54:44 AM EDT
Your insurance agent is also doing the HAPPYDANCE, cause she get another commision. Yea, churning!
Link Posted: 1/23/2006 11:02:43 AM EDT

Originally Posted By SubnetMask:
2000 Dodge Neon:
Premium: $351.00

2005 Ford Mustang GT:
Premium $345.00



It costs more to insure a 2000 Neon with a $1000 deductable than a 2005 Mustang with a $500 deductable? How'd they arrive at that one?
Link Posted: 1/23/2006 11:02:57 AM EDT

Originally Posted By SubnetMask:
26 years old, perfect record, Progressive Insurance, 6mo policy term.


Uhmm, you do know that Progressive Insurance is a financial contributor to the VPC?
Link Posted: 1/23/2006 11:06:02 AM EDT

Originally Posted By jpman7:
Your insurance agent is also doing the HAPPYDANCE, cause she get another commision. Yea, churning!



The office (and for about 15yrs) this agent has served 3 generations of my family well. We are in a rental the same day as our accident, we get reports, etc. I had to do everything when my dad was insured through The Hartford, and it was the other persons fault. Needless to say he is now with this office. I am happy to reward her for her dilligent work.
Link Posted: 1/23/2006 11:06:07 AM EDT

Originally Posted By MoparMike:
Ok, its a trite/cliche headline. But its also true. My car insurance representative woke me up with the news that she could save me about $300/6mo by switching to another company, which is not Geico incase anyone was actually going to ask. If I bump one of my cars to full coverage from liability/comprehensive its only $90/6mo more! I am insuring a 1983 Benz 380 SEL and a 1978 International Harvester Scout II. Total amount for a 22yr old driver (clean record) on his own policy: $430/6mo without full coverage. Nothing impressive for some of you, but a damn sight better than $738/6mo.


w00t! Happydance!



w00t!!
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