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Posted: 1/4/2006 6:50:35 PM EDT
I need 20k for a personal loan. I have the collateral and some to put down.
Where do I go? Bank? Credit Union?

Never had to actually go look for a loan beyond the "canned" loans for houses and cars, not sure where to go.
Link Posted: 1/4/2006 6:55:46 PM EDT
Shop around! It is you that will be paying for this so make sure you find the best deal. If it is a collateral secured loan and you have good credit then you should be able to get a good interest rate (ie... <6%). Most of them will work with you on the terms of the loan.

Once you get the loan, start making double payments and get it paid off ASAP.
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