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Posted: 12/19/2005 9:43:04 AM EDT
I need car insurance for my '88 Jeep Wrangler. Just the state required minimum of PIP & Liabilty.
I'm in Florida.

I tried AIG, but they obviously had ass rape in mind.
Geico and Progressive can both go to bloody hell AFAIC.

Any help is greatly appreciated.

Thanks.

HS1
Link Posted: 12/19/2005 9:44:46 AM EDT

Originally Posted By HighStrung1:
Geico and Progressive can both go to bloody hell AFAIC.



Too bad....those are the cheapest in my experience.
Link Posted: 12/19/2005 9:45:15 AM EDT
Are you eligible for USAA?
Link Posted: 12/19/2005 9:46:58 AM EDT
Link Posted: 12/19/2005 9:51:00 AM EDT

Originally Posted By Big_Bear:
AIG? You mean AIS, as in Auto Insurance Specialists? Tried Mercury?



AIG.com

I'll give Mercury a try, but it all seems like a conspiracy.

Thanks.

HS1
Link Posted: 12/19/2005 9:55:04 AM EDT

Originally Posted By fizassist:

Originally Posted By HighStrung1:
Geico and Progressive can both go to bloody hell AFAIC.



Too bad....those are the cheapest in my experience.


And both are contributors to the Brady Bunch
Link Posted: 12/19/2005 9:55:43 AM EDT
Don't speed
Link Posted: 12/19/2005 10:03:25 AM EDT

Originally Posted By operatorerror:
Are you eligible for USAA?



+1
Link Posted: 12/19/2005 10:08:38 AM EDT
[Last Edit: 12/19/2005 10:10:32 AM EDT by SigSaurP228]
How is your driving record and Credit history? I unfortunatly no more about insurance in the state of Florida than I care to. I would be happy to give you any advice that I can. If you have good credit and a good driving history I suggest.

Amica, USAA, Travelers, If you have an American Express card, Amex is pretty tough to beat.


Additionally where are you at in florida (specifically what county)?
Link Posted: 12/19/2005 10:13:32 AM EDT
Link Posted: 12/19/2005 10:20:32 AM EDT

Originally Posted By 1GUNRUNNER:

Originally Posted By SigSaurP228:
If you have an American Express card, Amex is pretty tough to beat.



You don't need an AMEX card to get the ins.



I wasn't sure if you had to have one or not. They seem to be very competitive though.
Link Posted: 12/19/2005 10:22:18 AM EDT
[Last Edit: 12/19/2005 10:24:32 AM EDT by ShadowOne]
Tag.

I'm paying ~$650/yr only for liability + uninsured motorist on a '94 sports car. 21st century with all the discounts for my field of work, etc. People have been telling me it can't get much cheaper for a young single male (clean driving record) living in an urban area. I wouldn't pay less for the TV commercial insurance like Survival.
Link Posted: 12/19/2005 10:25:52 AM EDT
For 20yo Bronco I pay $460 a year, and thats with Geico. It's the cheapest insurance I've found besides progressive, but I checked both and Geico was just a little cheaper.
Link Posted: 12/19/2005 10:37:48 AM EDT
[Last Edit: 12/19/2005 10:38:42 AM EDT by SigSaurP228]
Here is the rundown for a couple of states from my expiriences.


California,


Mercury, and 21st Century Mercury is damned near impossible to beat.


Georgia (Depending on driving history) Travelers Almost impossible to beat.

Tennessee (Depending on driving history) Travelers, and Geico Farm Bureau as well.

Florida, (You guys are screwed) No insurance company wants to write business in Florida. The ones I state previously seems to be best. (You can thank Dade, Broward, Hillsborough counties for your rates)

Texas Once again Depending on driving history A company called Unitrin Direct., and The Hartford, Farm Bureau

Ohio Progressive, Unitrin Direct, Farm Bureau Amica,

Link Posted: 12/19/2005 10:40:01 AM EDT
Full coverage for $690 a year. 28 y/o with a '97 grand cherokee. Clean driving record(love MD's expunging & no inter-state sharing rules).
Link Posted: 12/19/2005 10:42:47 AM EDT

Originally Posted By HighStrung1:
I need car insurance for my '88 Jeep Wrangler. Just the state required minimum of PIP & Liabilty.
I'm in Florida.

I tried AIG, but they obviously had ass rape in mind.
Geico and Progressive can both go to bloody hell AFAIC.

Any help is greatly appreciated.

Thanks.

HS1



Try Hanover. I just recently dropped Geico, and ended up with a kick-ass policy that is loads better for way less money.
Link Posted: 12/19/2005 10:54:23 AM EDT

Originally Posted By mattimeo:

Originally Posted By HighStrung1:
I need car insurance for my '88 Jeep Wrangler. Just the state required minimum of PIP & Liabilty.
I'm in Florida.

I tried AIG, but they obviously had ass rape in mind.
Geico and Progressive can both go to bloody hell AFAIC.

Any help is greatly appreciated.

Thanks.

HS1



Try Hanover. I just recently dropped Geico, and ended up with a kick-ass policy that is loads better for way less money.




Stay the hell away from Hanover, they may be a little cheaper, however sometimes you really do get what you pay for, at one time I had appoints with Hanover/Allmerica/Mass Bay, They ARE A FREAKING NIGHTMARE when it comes claims time or service time or underwriting time.
Link Posted: 12/19/2005 10:57:45 AM EDT

Originally Posted By SigSaurP228:
How is your driving record and Credit history? I unfortunatly no more about insurance in the state of Florida than I care to. I would be happy to give you any advice that I can. If you have good credit and a good driving history I suggest.

Amica, USAA, Travelers, If you have an American Express card, Amex is pretty tough to beat.


Additionally where are you at in florida (specifically what county)?



No credit, don't believe in it. One accident in 20 years, got screwed and received 3 tickets.
Accident happened in June 2005. I'm in Broward county. I'm screwed it appears.

Progressive paid a $30K property and injury settlement for an accident that wasn't my fault.
I feel like they should have done much more. The LEO who wrote me the tickets and took the report
is a 15 year traffic homicide investigator. He told me I was screwed and because of the "appearance" of the accident, there was no way to fight it.

This shit really sucks. Because of being charged for this accident, my rates are 'gonna suffer.

AIG wanted $5123 for 6 months. Friggen nuts!

HS1
Link Posted: 12/19/2005 11:00:45 AM EDT
USAA, I pay $527 every six months for full coverage, full tort, $500 deductable on a 2003 GMC Seirra.
Link Posted: 12/19/2005 11:05:25 AM EDT
[Last Edit: 12/19/2005 11:08:42 AM EDT by Mattl]
I am currently with progressive it was the cheapest stable company at the time. I will likely change soon since my 25th birthday discount seems to not exist. Over 6 months they discounted less than $40 State Farms would have been $300 over 6 months but Progressive is still cheaper.

$111 per month full coverage on 2003 Saturn Ion 1 at above 25yo.
Initial down payment +$110 per before 25yo.
Link Posted: 12/19/2005 11:06:10 AM EDT

Originally Posted By Valkyrie:
USAA, I pay $527 every six months for full coverage, full tort, $500 deductable on a 2003 GMC Seirra.




Depending on where you are at in PA, and your credit, Travelers or Electric insurance can smoke that rate.
Link Posted: 12/19/2005 11:07:54 AM EDT

Originally Posted By HighStrung1:

Originally Posted By SigSaurP228:
How is your driving record and Credit history? I unfortunatly no more about insurance in the state of Florida than I care to. I would be happy to give you any advice that I can. If you have good credit and a good driving history I suggest.

Amica, USAA, Travelers, If you have an American Express card, Amex is pretty tough to beat.


Additionally where are you at in florida (specifically what county)?



No credit, don't believe in it. One accident in 20 years, got screwed and received 3 tickets.
Accident happened in June 2005. I'm in Broward county. I'm screwed it appears.

Progressive paid a $30K property and injury settlement for an accident that wasn't my fault.
I feel like they should have done much more. The LEO who wrote me the tickets and took the report
is a 15 year traffic homicide investigator. He told me I was screwed and because of the "appearance" of the accident, there was no way to fight it.

This shit really sucks. Because of being charged for this accident, my rates are 'gonna suffer.

AIG wanted $5123 for 6 months. Friggen nuts!

HS1



Ohhh your screwed. How old are you? How much is your current rate?
Link Posted: 12/19/2005 11:15:36 AM EDT
36 and i'm now considering staying with Progressive.

I'm fucked.

HS1
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