Warning

 

Close

Confirm Action

Are you sure you wish to do this?

Confirm Cancel
Member Login
Posted: 7/25/2003 2:39:48 PM EDT
What is a good online site to get a credit report?

Thanks
Link Posted: 7/25/2003 2:42:02 PM EDT
Either Experian or Transunion is fine. But I got mine from Transunion - it was a little cheaper.
Link Posted: 7/25/2003 2:42:44 PM EDT
Link Posted: 7/25/2003 3:05:27 PM EDT
[Last Edit: 7/25/2003 3:06:27 PM EDT by ProfessorEvil]
If you've had credit pulled by someone in the last 60 days and been denied credit, employment, or credit limits not raised or some such, then the report is free.

YOu can call and get them as well,

equifax
1800 685 1111
experian
1888 397 3742
transunion
1 800 888 4213

Experian you can also pull your free one online if you know the name of the company who denied you.
www.experian.com/reportaccess/
Link Posted: 7/26/2003 11:05:04 AM EDT
how about a free one
Link Posted: 7/26/2003 1:48:20 PM EDT
[Last Edit: 7/26/2003 4:00:59 PM EDT by ProfessorEvil]

Originally Posted By avengeusa:
how about a free one



If you've been denied for credit and then you can get a free one.

(sorry, should have made that a bit more clear)
Link Posted: 7/26/2003 1:53:44 PM EDT
go to www.worthknowing.com

I can vouch for them. And it is free.
Link Posted: 7/26/2003 2:20:40 PM EDT
i will go there and see
Link Posted: 7/26/2003 2:28:40 PM EDT

Originally Posted By hielo:
go to www.worthknowing.com

I can vouch for them. And it is free.



Just tried it. Good to go.
Link Posted: 7/26/2003 2:43:43 PM EDT
Thought you people would like it.

Enjoy!
Link Posted: 7/26/2003 3:35:02 PM EDT

Originally Posted By hielo:
go to www.worthknowing.com

I can vouch for them. And it is free.



I second that.
Link Posted: 7/26/2003 3:45:25 PM EDT
[Last Edit: 7/26/2003 3:48:49 PM EDT by cluster]
also
www.privacyguard.com

unlike worthknowing.com it isnt "free" < one buck >
but it pulls all three every time.

It will cost you a dollar for 90 days but you can pull it a NEW one every day.

they are soft pulls .

there is also a way to get 4-5 "soft" pulls a day if "inquiries" are kicking your ass. :)

anybody interested in the soft pull info ?

edited to add :

DO NOT APPLY SOME WHERE JUST TO DENIED IN ORDER TO GET A FREE REPORT !!! it isnt worth it !!!

goto worthknowing.com or privacygaurd.com
its worth the freaking buck!
Link Posted: 12/20/2003 12:01:01 AM EDT
Originally Posted By hielo: go to [url]http://www.worthknowing.com[/url] I can vouch for them. And it is free.
View Quote
Where is the [red][b]FREE[/b][/red] report?
Link Posted: 12/20/2003 6:50:06 PM EDT
Originally Posted By SUPERSPORT:
Originally Posted By hielo: go to [url]http://www.worthknowing.com[/url] I can vouch for them. And it is free.
View Quote
Where is the [red][b]FREE[/b][/red] report?
View Quote
Yeah, where is it? The only three tabs/buttons I see at the site charge a fee.
Link Posted: 12/20/2003 8:30:42 PM EDT
Make sure whichever service you use gets you access to all 3 reports with all 3 scores. I paid $10 per report this year at my-fico.com. I was preparing to buy a house so it was money well spent because I had to pull several reports more than one time over the course of 6 mos. while disputing inaccuracies. By the time it was all over I added more than 100pts to my Experian score allowing me a much better rate on my mortgage.
Link Posted: 12/21/2003 11:43:41 AM EDT
So... did anyone ever find the free report?
Link Posted: 12/21/2003 11:50:45 AM EDT
see the dates of the first half of this thread? the free offer seems to have passed .. the page looks diffrent now..
Link Posted: 12/21/2003 11:50:49 AM EDT
I think you have to call or write them direct. BTW, I had a credit problem when I went to refinance last year. Someone elses (bad) credit was being pulled along with mine by the mortgage company. I went to Equifax's online site and [b]paid[/b] to have my credit report. It was clean. When I went back to the mortgage company, they told me they pulled a combined report of the three major agencies. I find an online site that provided the combined report. When I pulled that one I saw the bad data. It took me 4 months to get it fixed. I also go Equifax to refund my money because of how they were (not) reporting my data. Anyway, FYI.
Top Top