I was really heavy into it about 2-3 years ago, but the military and college got in the way. I have never been trout or pike fishing, but what I understand those are at opposite ends of the spectrum. For the bass tournaments I fished, I had 1 flipping rig (7 1/2ft rod, baitcast reel w/ 50lb test) 2 or 3 baitcasting rigs, and 2 spinning rigs. One spinning reel had 6lb test on it, 6ft rod. The other had 10lb w/ a 6.6 rod.
For your use, I'd say you're gonna have to compromise. Either a 6 or 6'6" rod, Med. or MH action (med is prob. better since you want to panfish). Since there is a variety of species, you might want to get some different spools and just change them out, try 6lb test and 12lb, or something like that.
All of the rigs I own are Quantums. Some of my rods are bass pro, but I like the quantum rods better even though they were 20-30 bucks cheaper. Probably the best bet to save some $ is to look at Bass Pro or Cabela's magazine and order a combo out of there. Most likely, you can save 30-50 bucks by doing that. That way you can have a $150 rig for $100. Good luck.
PS- I have a Quantum Energy spinning reel, about 3 years old. I think it's the E5 model, white in color. Has the counter weighted handle. Great reel for the money.