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Posted: 8/30/2002 7:42:04 PM EDT
Protecting your Credit Information Thought you might like to know, if you haven't already heard, that the four major credit bureaus in the US will be allowed, starting July 1, to release your credit info, mailing addresses, phone numbers, etc., to anyone who requests it. If you would like to 'opt out' of this release of your info, you can call 1-888-567-8688. It only takes a couple of minutes to do. Once the message starts you'll want option #2 (even though option #1 refers to this E-mail) and then option #3 - Be sure to listen closely, the first option is only for a two-year period. Make sure you wait until they prompt for the third option, which opts you out forever. I received their paperwork in the mail confirming my 'opting out" within less than one week of making the call. [8D]
Link Posted: 8/30/2002 9:46:57 PM EDT
[Last Edit: 8/30/2002 9:47:37 PM EDT by mattja]
It never ceases to amaze me how consumers are forced to "opt out" of things, when in all fairness, we should have to "opt in". [puke]
Link Posted: 8/30/2002 9:48:12 PM EDT
[Last Edit: 8/30/2002 9:53:00 PM EDT by NYPatriot]
This is on the up and up, and a good idea. Click on... [url=www.transunion.com/content/page.jsp?id=/personalsolutions/general/data/OptOut.xml]TransUnion Credit Reporting Agency[/url] for more details.
Link Posted: 8/30/2002 11:53:16 PM EDT
[Last Edit: 8/30/2002 11:53:54 PM EDT by Ratters]
Originally Posted By mattja: It never ceases to amaze me how consumers are forced to "opt out" of things, when in all fairness, we should have to "opt in". [puke]
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Matt, do you get those "curb painters" that hand out flyers saying that they are painting your house number on the curb for like seven bucks, and then tell you to leave a note on the curb if you don't want it painted. I of course, lazy man that I am "forgot" to put out the notice. Guy came to the door and demanded money. I told him I didn't want it done and he started getting all agro on me. He left pretty quickly when the dogs came to the door though. Must not have been an animal lover. [:D] They used to pull this crap in college as well, making us "opt out" of donating to CALPIRG with our registration money. Assholes. Then they started protesting when the University wanted to change it to a positive check off system. CALPIRG SUCKS.
Link Posted: 8/31/2002 12:19:17 AM EDT
Link Posted: 8/31/2002 12:36:13 AM EDT
Originally Posted By Ratters:
Originally Posted By mattja: It never ceases to amaze me how consumers are forced to "opt out" of things, when in all fairness, we should have to "opt in". [puke]
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Matt, do you get those "curb painters" that hand out flyers saying that they are painting your house number on the curb for like seven bucks, and then tell you to leave a note on the curb if you don't want it painted. I of course, lazy man that I am "forgot" to put out the notice. Guy came to the door and demanded money. I told him I didn't want it done and he started getting all agro on me. He left pretty quickly when the dogs came to the door though. Must not have been an animal lover. [:D] They used to pull this crap in college as well, making us "opt out" of donating to CALPIRG with our registration money. Assholes. Then they started protesting when the University wanted to change it to a positive check off system. CALPIRG SUCKS.
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No, the guy would always come to the door and ask if we wanted it done and if we said yes, he would do it right then. I never had them leave any kind of note. If they did, I'm sure I would become very indignant when the guy asked for payment. That's BS. I donated $15 to CALPIRG once in 1983 when I was young and stupid and for 10 years after that they called like once a month asking for money. They never got any more from me. I don't remember us being asked to donate any of our registration fees to anything, but my college days were 1981-1986, so things might have changed. Screw them!
Link Posted: 8/31/2002 12:51:27 AM EDT
[Last Edit: 8/31/2002 12:57:13 AM EDT by Skammy]
[b]The email has it wrong...[/b] In addition to the uses described above, lenders and insurers may use information in your credit file as a basis for sending you unsolicited offers. This is known as "prescreening." However, you have a right to opt out of these offers. The toll-free number - 1-888-567-8688 - is the "opt-out" line for the major credit bureaus for "prescreened" offers only. [url=http://www.privacyrights.org/ar/optout_truth.htm]More Info[/url]
Link Posted: 8/31/2002 1:06:00 AM EDT
Originally Posted By Grock: Protecting your Credit Information Thought you might like to know, if you haven't already heard, that the four major credit bureaus in the US will be allowed, starting July 1, to release your credit info, mailing addresses, phone numbers, etc., to anyone who requests it. If you would like to 'opt out' of this release of your info, you can call 1-888-567-8688. It only takes a couple of minutes to do. Once the message starts you'll want option #2 (even though option #1 refers to this E-mail) and then option #3 - Be sure to listen closely, the first option is only for a two-year period. Make sure you wait until they prompt for the third option, which opts you out forever. I received their paperwork in the mail confirming my 'opting out" within less than one week of making the call. [8D]
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I did it too...got the letter w/in a week.
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