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Posted: 6/25/2002 5:18:59 PM EDT
Hey Gang, I got home tonight and my wife hands me a letter from Providian congratulating us for having our account being upgraded to a Chase credit card. NOT!..We have had the Providian card for almost 5 years at 5.99% APR. Our new Upgraded Chase card has the Special rate of the Prime rate +11.99%..currently 16.74%. I just paid off our balance and sent them a BIG FU E-mail... Watch the fine print!!![:(!]
Link Posted: 6/26/2002 2:58:36 AM EDT
I cancelled my Providian card 2 months ago when they did that to me. The havew lost an ass-load of cc biz lately, and chase just bought a lot of their cc accounts.
Link Posted: 6/26/2002 4:59:00 AM EDT
Just got my notice last night I guess it's time for a new gun card.[v]
Link Posted: 6/26/2002 5:18:03 AM EDT
get a gm master card. make money for a new car while buying guns.
Link Posted: 6/26/2002 6:41:17 AM EDT
Originally Posted By NOVA5: get a gm master card. make money for a new car while buying guns.
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I would, but I can't stand Chevies ;^)
Link Posted: 6/26/2002 7:20:50 AM EDT
[Last Edit: 6/26/2002 7:21:44 AM EDT by Treelo]
Thanks for the heads up!! By the way, does this notice come with the monthly statement or do I need to look out for a separate letter? TIA!!!!
Link Posted: 6/26/2002 7:47:05 AM EDT
Crapola...I just checked my Providian statement and last months statement had that "special rate" on it I didn't notice as the monthly payment was the same...Mine was about 5.9% before..I won't say what it is now[:(!] BTW did your statement still come on the Providian letter head or Chase??? Looks like balance transfer time.
Link Posted: 6/26/2002 7:57:32 AM EDT
That really sucks! I thought for once I had a good card with a great permanent rate. Hopefully I'll get lucky, but I guess I better be watching for my letter to show up in the mail. BBURN
Link Posted: 6/26/2002 8:03:18 AM EDT
Mine came on Providian letter head, in a seperate letter.
Link Posted: 6/26/2002 9:00:22 AM EDT
I have one question. Do credit card companies borrow money at the Federal Funds Rate??
Link Posted: 6/26/2002 10:04:21 AM EDT
Try Umbrellabank.com.They have a points card that doesn't cost anything to have, and you don't have to keep a balance to get the points. It is only a one for one, and 9.99, but it is better than anything else I have seen.
Link Posted: 6/26/2002 10:12:10 AM EDT
My wife's first credit card was through them. Once she got the letter, though, she sent in a check for her balance and a note saying please cancel. That was pretty slimy of them, but oh well...vote with your money.
Link Posted: 6/26/2002 12:15:51 PM EDT
I dumped them when they said I qualified for 24%, not 12% like my friend......I held the phone to the shredder and said....griiiiiiiiind!
Link Posted: 6/26/2002 1:22:20 PM EDT
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