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Posted: 5/8/2002 8:40:48 PM EDT
I just recieved my renewal on my auto insurance today.I was surprised at how cheap it was.
Wife and I are in our mid 30's with 2 vehicles.99 Odessy and 93 Explorer.We both have clean records.We live in a suburb of Seattle.

I am just curious of what others are paying for auto insurance in America.

We pay 1050.00 a year for a million dollar umbrella policy.
Link Posted: 5/8/2002 9:03:38 PM EDT
[#1]
Wife 27, me 33. Each have one accident, I was rear ended(no jokes please[:D]). The wife was only 5% at fault for her accident.

2001 Honda Accord

1990 Toyota P/U

Paying $1110.00 for 6 month policy.
Link Posted: 5/8/2002 9:06:03 PM EDT
[#2]
Quoted:
We pay 1050.00 a year for a million dollar umbrella policy.
View Quote


42. Single. Clean record. California. SF Bay area. $1175 a year for two cars: 2000 Jeep Cherokee (Comprehensive); 1987 Toyota MR-2 (Liability).

Before I got the Jeep, I was paying $468 for the sports car alone.
Link Posted: 5/8/2002 9:08:15 PM EDT
[#3]
Myself, my wife and my 15 yr old son.

2000 Trans AM
2000 Ford F250 Super Duty- Diesel 4x4
1976 Toyota Land Cruiser
1997 Prowler 30 ft. Travel Trailer
1990 19ft. Four Winns boat

Six month policy- $1031.18
Link Posted: 5/8/2002 9:08:49 PM EDT
[#4]
29, clean record, $1000 a year for just minimum coverage.
Link Posted: 5/8/2002 9:13:27 PM EDT
[#5]
5, No record $1320 per year to insure the Power Wheel.
Link Posted: 5/8/2002 9:23:01 PM EDT
[#6]
We pay $148 a month for :
2001 Hyundai XG300 and a
2001 Hundai Elantra GLS
Link Posted: 5/8/2002 9:29:31 PM EDT
[#7]
I own 2000 model year SUV and one speeding ticket.  I pay about $1600 per year with liablity and collision ($500 deductible)coverage.  I'm single, late 20s, yes ladies, I'm available.  I live in Los Angeles area so I expect I'm paying a lot.
Link Posted: 5/8/2002 9:40:29 PM EDT
[#8]
I moved to a safer neighborhood and I saved few hundred dollars per year.
Go here [url]http://www.apbnews.com/resourcecenter/datacenter/index.html?s=apbnews_headernav_f6[/url] and type your zip code into APB/Neighborhood Crime Check section.  If your rating was 7 to 10 then you ought to move.   Also my insurance rep said mileage I put on my car affects insurance rate.  Less I drive, cheaper it is for me.  I'm closer to work, less time wasted in traffic, saving money on gas, and insurance is cheaper!
Ask your insurance company for ways to reduce your rate.  Get alarm system, take defensive driving course, increase your deductible, etc.
Link Posted: 5/8/2002 10:14:24 PM EDT
[#9]
Next month - Me 30, wife 47.

Vehicles - 87, 88, and 89 Jeep Cherokee, all 4WD with inline six.

Total insurance - about $1200 per year, all up.  I still think it should be lower, but that's the KSSR for you...

FFZ
Link Posted: 5/9/2002 7:19:24 AM EDT
[#10]
I am 26 single, have a  Ford 99 Crown Vic LX HPP with comp, collision, and basic liability and pay $650 a YEAR! This even after having 3 tickets in a 18 month period! [whacko]
BrenLover
Link Posted: 5/9/2002 7:25:14 AM EDT
[#11]
Link Posted: 5/9/2002 7:31:37 AM EDT
[#12]
1995 Jeep Grand Cherokee
No Accidents in over 20 years.
No tickets in 10 years.
No claims in over 10 years.
Theft/fire protection
Minimum coverage limits on all items.

$1560/yr
Link Posted: 5/9/2002 7:38:04 AM EDT
[#13]
If your rating was 7 to 10 then you ought to move.   Also my insurance rep said mileage I put on my car affects insurance rate.  Less I drive, cheaper it is for me.  I'm closer to work, less time wasted in traffic, saving money on gas, and insurance is cheaper!
Ask your insurance company for ways to reduce your rate.  Get alarm system, take defensive driving course, increase your deductible, etc.[/quote]

I life in the safest Neigherberhood of my city and have a 7 rating (New Orleans) - I think thats pretty bad.

2 Cars,  $500.000, My wife 30, me 33 - 2250 a year - clean record.
Link Posted: 5/9/2002 7:47:30 AM EDT
[#14]
36, married, clean record, 2000 Corvette and 2003 Matrix...$300K + $2 million umbrella, low deductibles...$1900/year total.
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