Well, congrats to all you with your first houses!!!!!
I remember crawling away from our first closing after having seen the payoff numbers, and asking myself "Self, how on earth did you just sign up to pay that much money for that long, and how can the final total of what we paid be so MUCH??"
Many moons later, our equity has built up, and we are about to sell this house, pay it off, and make enough to buy another one free and clear.
I cannot fathom the concept of being debt-free.
No bankers thieving obscene interest rates, no pay-till-you-die payment schedules, just another, better house, free and clear.
May you all get to this point someday, and remember, this is the first step.
In the meantime, learn all you can about house repair and improvement, as your skills will save you bundles in the long run.
And enjoy not having a landlord [:)]