Age 57 here and been playing about a year and a half.
I've had about 14 or 15 months of lessons between two instructors.
I ignorantly did not put importance on how high the strings were on my guitars(poor set up) and played with a lot of downward pressure at the finger tips from frustration and trying to make chord changes to fast. Apparently that put a lot of pressure on the joints.
Several joints in my fingers hurt most of the time and no longer operate smoothly. Hope I'm not causing arthritis and tendonitis.
Just recently heard the phrase "it's not about power it's about precision" and that makes sense to me now regarding fretting.
I don't practice for very long and take frequent breaks but continue to practice.
I had all my guitars set up professionally a couple months ago and intentionally try to use only the necessary pressure to make a chord sound right.
Though the progress is much more difficult and slower than expected, I'm still playing.