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Posted: 12/31/2005 7:34:28 AM EDT
Moderate Life Strategy Fund +7.3% for the year
Agressive Life Strategy Fund + 8.2% for the year
Large Company Index Fund + 5.1 % for the year
Small/Mid-Cap Co Stock Index Fund + 10.2% for the year
Real Estate Investment Trust Index Fund +1 % for year (only been it in for 2 months)
Individual Equities -15.3 %

Overall 5.5%

Due to the mix of $ in each fund, this is a weighted average
Link Posted: 12/31/2005 7:37:16 AM EDT
YTD rate of return was 6.8% for me.
Link Posted: 1/1/2006 7:40:59 PM EDT
[Last Edit: 1/1/2006 7:41:42 PM EDT by raven]
S&P 500 Index performance for 2005: 8.44%

S&P 500 Index performance since inception: 16.50%

It's real hard to beat the market. Not trying to seems like a perfectly sound strategy, just buy index ETFs instead of mutual fund shares.
Link Posted: 1/1/2006 7:54:22 PM EDT
9.36% for me
Not as good as last year's 11.32%
Link Posted: 1/2/2006 1:21:54 PM EDT
Morgan Stanley Inst Emerging Mkts (80% of 401-k portfolio); 37.27% over past 5-yrs.
--Balance waiting a re-adjust in March.

Average 2005 return from GE Private Asset Management account; 15%.

~ 3,100 shares SAIC stock, waiting for the IPO this spring.

Link Posted: 1/3/2006 4:39:19 AM EDT
Retirement accounts: Up 8.2%

Non-retirement accounts: Up 9.6%

I can live with that.
Link Posted: 1/3/2006 4:58:23 AM EDT
Anyone use Fidelity Investments, I can download quarterly statements, but dont see a full year option.
Link Posted: 1/3/2006 5:17:06 AM EDT

Originally Posted By raven:
S&P 500 Index performance for 2005: 8.44%

S&P 500 Index performance since inception: 16.50%

It's real hard to beat the market. Not trying to seems like a perfectly sound strategy, just buy index ETFs instead of mutual fund shares.



I'm a huge fan of ETF's and use them in my personal IRA from a 401k rollover, but I'm not sure if they're an option in most 401k's. If someone has access to index mutual funds in their 401k, they wold be well served with those.
Link Posted: 1/3/2006 8:06:13 AM EDT
[Last Edit: 1/3/2006 8:06:30 AM EDT by frozenny]
I did quite well. Averaged a total of 13.2% total average return for 2004...

I don't generally market time, nor do I play markets. I'm stock heavy (about 80%). I simply try to allocated funds across teh spectrum. (equally into large, mid and small cap, value, blend and growth). I do NOT generally get into any specialty funds. I simply look for highly rated funds, with proven fund managers that have been at the helm for 10 years or more and who consistently rate better than average. When all else is equal, I choose the fund with the lower expenses. It's work so far....

I made two deliberate departures from this strategy. I've looked at Greenspan (freakin idiot) and how he dropped rates through the floor. Everyone and his brother, including the government, went on a massive spending spree. I figured we gotta pay it back sometime, and figured out dollar was going to take a real pounding. So I moved a good bit of money in foriegn funds and metal.

Both plays turned out really good. The weakening US dollar meant those forieng funds went way up. Depending of the fund, I'm talking 30-40% range... I did very well on Gold Corp too. (GG).

Interest rates are on the way up. Its going to cool the housing market. Since housing is a HUGE component of our recent "economic recovery", I figure its going to hurt. It also has to hurt consumer spending, the other engine of our economy. Both are going to hurt. Our national debt is WAY out of control, and overseas debt holders are jumpy.

I've gone from about 8-10% foriegn to about 30%, and aiming for more like 40%. I seen NOTHING here at home that excites me about our economic prospects. GM/Delphi/Delta/Etc all look like they are in the shitter. We have a massive social security/medicare/demographic time bomb on the horizon, a crappy economy, spend all our money on Chinese shit at walmart, use our homes as Home Equity ATMS so we can buy more junk, and our fearless (brainless?) leaders are spending tax dollars they don't have on more government handouts...

The end result? Our dollar isn't going to get stronger. If anything, its going south. Foriegn funds are going to look really good, if only for the exchange rate issue....

Link Posted: 1/3/2006 5:44:02 PM EDT
[Last Edit: 1/3/2006 5:48:00 PM EDT by The_Macallan]

Originally Posted By raven:
S&P 500 Index performance for 2005: 8.44%

S&P 500 Index performance since inception: 16.50%

It's real hard to beat the market. Not trying to seems like a perfectly sound strategy, just buy index ETFs instead of mutual fund shares.

It's a very sound strategy.

Why work so hard trying to beat the market when you can BE the market?

Diversify, diversify, diversify.


BTW raven, what S&P index is that? I don't think the 500 got 8.44% gain last year. I thought it was less than 5%.
Link Posted: 1/3/2006 5:53:41 PM EDT
[Last Edit: 1/3/2006 5:58:39 PM EDT by draver]
My average for the return on holdings in my 4 funds was 22.27% for 2005.

DODGX=9.37% for 2005

RSPFX=11.94% for 2005

RSNRX=42.23% for 2005

PRSVX=8.74% for 2005

I have only a small position in DODGX & PRSVX any longer, but they're closed, so I don't want to sell them off.

Just added

PSPFX

TREMX

Fingers crossed on the new funds.
Link Posted: 1/4/2006 8:42:48 AM EDT
The S&P 500 Index returned 4.91% in 2005. That doesn't account for expenses, however. The gold standard of S&P 500 index funds, VFINX, returned 4.77% in 2005. Since inception, VFINX has returned an average of 12.12% each year.
Link Posted: 1/4/2006 9:17:23 AM EDT
.
Link Posted: 1/10/2006 12:29:39 PM EDT
According to Scottrade, my IRA was up 45.99% last year. Hmmm. I thought it had done better than that. Hooray for gold and oil!

Link Posted: 1/10/2006 3:03:49 PM EDT

Originally Posted By tax_monster:
According to Scottrade, my IRA was up 45.99% last year. Hmmm. I thought it had done better than that. Hooray for gold and oil!




bastard! On the bright side, I'm up 3.4% so far this year, January 10th
Link Posted: 1/10/2006 6:05:32 PM EDT

Originally Posted By AssaultRifler:

Originally Posted By tax_monster:
According to Scottrade, my IRA was up 45.99% last year. Hmmm. I thought it had done better than that. Hooray for gold and oil!




bastard! On the bright side, I'm up 3.4% so far this year, January 10th



I just checked my account again, and you're really going to hate me now. Up 11.91% for 2006 so far. Not to brag or anything....
Link Posted: 1/10/2006 7:35:41 PM EDT
Overall, for 2005 I'm up 9.5% on all investments.

I wonder if the mainstream media will play-up the good economy?
Link Posted: 1/10/2006 9:07:02 PM EDT

Originally Posted By frozenny:

...
I've gone from about 8-10% foriegn to about 30%, and aiming for more like 40%. I seen NOTHING here at home that excites me about our economic prospects. GM/Delphi/Delta/Etc all look like they are in the shitter. We have a massive social security/medicare/demographic time bomb on the horizon, a crappy economy, spend all our money on Chinese shit at walmart, use our homes as Home Equity ATMS so we can buy more junk, and our fearless (brainless?) leaders are spending tax dollars they don't have on more government handouts...




you forgot about the 2 trillion dollar nation building exercise...
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