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I was able to find that late fees do not accrue until February, so I could pay it in January 2018. Then I could pay 2018 taxes in December 2018. That way I could claim them both for taxes.
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This is correct.
You will get a bill. You already have every year - you just got a copy of it. Its exactly the same thing.
Once you pay off your home, there is a good chance your itemized deductions will be less than or very close to your standard deduction. If that is the case, then you want to pay property taxes every other year, in order to use the standard deduction one year, then itemize for the fullest possible tax benefit the next.
I pay my property taxes in January, and December of the same year on odd years. On even years, I don't pay any property taxes.
The tax deduction is taken in the year you pay it, not the year you got the bill. Since ours aren't due until Feb, but we get the bill in Nov/Dec timeframe, this works well.
The other thing to remember is paying your home insurance. I was not used to that, and didn't pay attention when it came in the mail, that it was a bill. Got a cancellation in the mail.