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9/19/2017 7:27:10 PM
Posted: 12/26/2005 12:48:18 AM EDT
Whats the best way to do this ? Household policy or specialist ?

Like most shooters I've quite quite a sum 'invested' in precious metal and want to ensure that they're covered should something happen......

Cheers
Steven
Link Posted: 12/26/2005 12:53:07 AM EDT
Link Posted: 12/26/2005 1:02:07 AM EDT
Household policy.
I'm insured for up to about 15,000. I thoink that was their max.
Make sure though that they will insure firearms, but with that said, most companies will just treat them like any other contents

Mark
Link Posted: 12/26/2005 1:31:24 AM EDT
yep, my contents cover does include firearms up to £12500
I thought in the beginning I should tell them but they didn't seem to bothered.
Link Posted: 12/26/2005 1:47:35 AM EDT
Cheers guys, I'll check it out. Did you have to provide them with an itemised list ?

Link Posted: 12/26/2005 2:04:07 AM EDT
no, as I said they weren't all that interested.
I did say however that they were kept in a Police approved safe, but they really were not interested it seemed.

Roger
Link Posted: 12/26/2005 2:43:31 AM EDT
I insured all of my firearm's once, the price was stupid so when it came up for renewal I binned it. That was before the €uro ripp off's started, now I have the minimum of insurance possible for everything. I even streamlined my life assurance, the insurance companie's here in Germany are very expensive, and know every rule in the book to avoid paying out on a claim. It does help when they get to make and change the rules as & when they want.

I know peep's here that are insured up to the hilt, never make any claim's and moan about where their money go to every month.

Tony
Link Posted: 12/26/2005 4:59:33 AM EDT
Got all my firearms and accessories etc on the house insurance cost £198 for £35,000 cover. Tried one of the specialist gun insurers and they wanted over over £1000 a year. Current insurers (AON) don't want any info regarding the firearms etc and will replace old/damaged etc for new whether at home or while in use; all they insist on is that the house has a redcare alarm system, which is what our local plods insisted due to amount of firearms and ammo I hold anyhow.
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