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9/22/2017 12:11:25 AM
Posted: 9/5/2005 11:16:45 PM EDT
9/1 was the date for NY and the rest of the north east to be able to get the 3 credit reports truly for free
www.annualcreditreport.com
they'll try to get you to sign up for extra stuff that costs, but the basic reports are free. just have to jump through some questions to confirm you're identity
Equifax used java to render the full report to be printed, so "save page" wouldn't work. But the full printer version from the other 2 agencies can be saved as a full webpage for later viewing
Link Posted: 9/6/2005 1:59:08 AM EDT
Thanks!
Link Posted: 9/6/2005 5:23:02 AM EDT
FYI: You're entitled to one report from each of the three major credit bureaus every 12 months but you don't have to get them all at the same time.

"You are entitled to receive one free credit file disclosure every 12 months from each of the nationwide consumer credit reporting companies through the Central Source. It is entirely your choice whether you order all three credit file disclosures at the same time or order one now and others later. The advantage of ordering all three at the same time is that you can compare them. (However, you will not be eligible for another free credit file disclosure from the Central Source for 12 months.) On the other hand, the advantage of ordering one now and others later (for example, one credit file disclosure every four months) is that you can keep track of any changes or new information that may appear on your credit file disclosure. Remember, you are entitled to receive one free credit file disclosure through the Central Source every 12 months from each of the nationwide consumer credit reporting companies – Equifax, Experian and TransUnion – so if you order from only one company today you can still order from the other two companies at a later date."
Link Posted: 9/6/2005 5:54:31 AM EDT
Free is good.

I pay a yearly fee for Equifax to watch my credit activity. I get:

1. Monitoring of Equifax, Experian, and TransUnion credit reports
2. Automatic notification of changes to credit
3. Customizable alerts
4. Free 3-in-1 Credit Report
5. Unlimited Equifax Credit Reports
6. $20,000 Identity Theft Insurance


Last I checked, I had an 814 FICO Score.
Link Posted: 9/6/2005 7:55:44 AM EDT
Link Posted: 9/6/2005 8:14:12 AM EDT
I'd have a great score if it weren't for the fact that certain members of my family have opened up accounts in my name without telling me, and then proceeded to not pay (since their own credit was long gone at that point).

I finally figured out what was going on about two years ago and have obsessively monitored my credit since then. It'll take years to get it back to where it should be.
Link Posted: 9/6/2005 9:21:07 AM EDT
Tag and thanks Sharky.
Link Posted: 9/6/2005 12:19:29 PM EDT
Link Posted: 9/6/2005 6:38:24 PM EDT

Originally Posted By PK90:

I pay a yearly fee for Equifax to watch my credit activity. I get:

1. Monitoring of Equifax, Experian, and TransUnion credit reports
2. Automatic notification of changes to credit
3. Customizable alerts
4. Free 3-in-1 Credit Report
5. Unlimited Equifax Credit Reports
6. $20,000 Identity Theft Insurance


Last I checked, I had an 814 FICO Score.



So how much does that cost?
Link Posted: 9/7/2005 7:08:20 AM EDT
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