Most of us live in "Shall Issue" states meaning that if you pass a background check and a safety class (at least those are the requirememnts here in Michigan, they vary from state to state) you can get a permit to carry concealed 24/7. To get one in NY you usually have to be a celebrity or grease the right palms (sad but true) to get a CCW. Without a CCW the general rule for transporting a firearm is unloaded, in a locked case, out of the drivers reach (in the trunk or hatch if it is in a car or behind the seat in a pick-up) and the ammo has to be stored seperately (ie glovebox). DO NOT carry the gun in the passenger compartment of a car with a trunk without a CCW as this contitues the weapon being within the drivers reach and even if it is unloaded and locked in a case, you will still get busted for a weapons violation