Quoted: You should not load a round into the gun that way for the reasons that were already stated. It is very hard on the extractor. With a round already in the chamber you are forcing the extractor over the rim of the cartridge with you let the slide close.
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I was in an informal class once where the instructor set up a drill where you had a pocket full of ammo, and a pistol with an empty magazine. He taught us to hold 4-5 rounds, drop one round into the open action, chamber and fire at various targets. I still practice this drill on occasion.
One person there had a 1911 and asked if it could hurt his extractor. The instructor told him the most abusive/violent/wear causing thing he could do to his pistol was actually fire it. If you are afraid this would hurt your pistol, you needed a new pistol.
Extractors like Glocks, HKs, and other spring supported are just fine. Self tensioning extractors like those found on 1911s, may wear a bit more, but thats all.
Just shoot it, and dont worry aout it.