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Posted: 8/10/2011 7:44:26 AM EDT
[#1]
Talk to your insurance guy. I have heard that the jeep is a poor choice for teenage drivers; top heavy easy to roll. The only worse choice would be mustang. A nice safe boxy sedan would be good.
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Posted: 8/10/2011 7:46:51 AM EDT
[#2]
insurance, even just liability, will be killer.
In our neck of the woods, anything 4x4 + 16yr old= insurance rapeage. Add in convertible and high center of gravity and you might want to go ahead and lube up now. To be honest, it's going to be expensive whatever you she drives. ETA: I can remember my boss's kid driving for the first time. He had good driver/good student/driver's ed. discounts and his liability insurance on a '98-'00 Monte Carlo 4 door was $2,500-$3k/yr-this was under his parent's policy too. |
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Posted: 8/10/2011 7:49:27 AM EDT
[#3]
if its not a jeep, then ill get her a 4x4 dodge dakota, or a simular truck. i know its going to be expensive either way. but im not going to stick my deer hunting, outdoor loving daughter in a toyota camry, or prius.
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Posted: 8/10/2011 7:50:32 AM EDT
[#4]
Jeep's (assuming wrangler type) are top heavy, and have a short wheelbase. They don't handle well at highway speeds and can be very unforgiving. They are very bad "first cars". 4x4 trucks aren't much better.
Get her a good quality, reliable, and safe econo-box for her first few years. Once she's got some time behind the wheel in, and her brain matures some, then consider getting her what she wants. Seriously, please take this advise. MVA's kill a hell of a lot of teenagers. I'd much rather give a kid a mustang than a jeep. ETA: Read your second post. Consider a crossover type SUV. Just keep the center of gravity down, and the wheelbase long. I drove my Nissan Sentra all over the back roads when I was a kid. It doesn't take serious off-road chops to go most places. |
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Posted: 8/10/2011 7:51:46 AM EDT
[#5]
Quoted:
if its not a jeep, then ill get her a 4x4 dodge dakota, or a simular truck. i know its going to be expensive either way. but im not going to stick my deer hunting, outdoor loving daughter in a toyota camry, or prius. Buy her a camry/accord/taurus. Pick up old 4x4 on the cheap. Add daughter as secondary driver. If she's primary on a 4x4, cue "you gonna get raped.jpg" |
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Posted: 8/10/2011 7:54:28 AM EDT
[#6]
would anything 4x4 be expensive? say a suburu wagon, or a toyota rav 4?
i have a chevy colorado 4 door pickup. it drives just like a car, and is low to the ground. she was wanting to steal it from me.. if the 4x4 option makes it stupid expensive, she will just have to drive my 2 wheel drive truck until she joins the army. |
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Posted: 8/10/2011 7:58:07 AM EDT
[#7]
Quoted:
daughter is 16. she wants a jeep. anyone know what the approx cost to drive a jeep wrangler wound be? a friend said it would be really expensive. i would understand a mustang/ sportscar, but is a jeep really expensive? if it is, ill just consider a 4x4 truck..... do this.. this is what i do.. i ask my insurer (who is a broker for more than one insurance company) for a quote on a specific vehicle. it helps if you can get a VIN for a vehicle of the same config, but this isnt necessary. in my case, each time, i have received an exact price. |
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Posted: 8/10/2011 8:03:53 AM EDT
[#8]
Everyone pays a premium or (or a penalty) for 4X4. Teenagers more so. I'm not so sure about "All Wheel Drive" as there really is a difference. Personally, I'd think "TANK" as a first vehicle, like a used Crown Vic. Ugly? Yes, Gas guzzling? Yes. Armor plated? Damn near. Get used because new drivers bump into stuff. Experience tells me that because she's a minor, you're still on the hook financially. So get just liability, but don't just get the minimum.
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Posted: 8/10/2011 8:07:26 AM EDT
[#9]
Quoted: would anything 4x4 be expensive? say a suburu wagon, or a toyota rav 4? i have a chevy colorado 4 door pickup. it drives just like a car, and is low to the ground. she was wanting to steal it from me.. if the 4x4 option makes it stupid expensive, she will just have to drive my 2 wheel drive truck until she joins the army. I would think a suburu wagon would be a good choice. Safe, and pretty cheap to insure, IIRC My Family has had some Rav 4's. I think it's really top heavy, but the newer ones are better than the older ones. |
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Posted: 8/10/2011 8:11:35 AM EDT
[#10]
Death.
Don't start a teen off in an unstable or risky platform like a sports car, truck or Jeep. Let her learn how to drive in a sedan or a coupe. |
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Posted: 8/10/2011 8:14:56 AM EDT
[#11]
Wrangler is IMPRACTICAL in all aspects.........safety, gas mileage, comfort, etc.
Great for 4 wheeling and having fun.......if that is not part of your lifestyle.....get something else. That being said.....I have 3 Wranglers. One for me and 2 more for my teenage sons. I absolutely love them. There is NOTHING more sacred then 4 wheeling with your kids. |
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Posted: 8/10/2011 8:17:31 AM EDT
[#12]
Get her a used Subaru. A Jeep Wrangler would pretty much be my last choice of vehicles for a newly licensed 16 y.o girl. |
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Posted: 8/10/2011 8:26:51 AM EDT
[#13]
In a teen's mind SUV = invincible. They think that because it is 4x4 or because it is bigger then they can dick around without having to worry. Add to that they don't handle nearly as well as a car, are top-heavy, and usually reduced visibility/awareness of surrounding traffic and I would say it is a bad idea. Get her a 4-door sedan, preferably with AWD for winter, and leave it at that.
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Posted: 8/10/2011 8:30:12 AM EDT
[#14]
My first "real" car that I can say was "mine" was a Wrangler....
I packed up and moved into/out of college at least twice with that thing, and moved into my first apartment with it. Admittidly I only had a small TV, a desk, a computer and monitor, and a sack full of clothing... I still miss it, to this day. I never should have sold it. It was awesome. 4.0L, 3 speed auto on the column, airconditioning, hard top. Apparently a rarity in the Islander trim (which mine was). No idea what insurance on it was, as Dad picked up that bill, thank God  I paid gas and maintenance, he picked up insurance...my first job after college barely paid for all that and the apartment, I was damn lucky, and I thank my parents every year for helping me out then.
Owning a Jeep takes a particular personality type. Some people get it, some people don't. Either you get that it's a vehicle that can get you anywhere you could possibly want to go but it's not a rocketship or a track/corner master....or you don't. Word of advice - don't get a lifted Jeep, or one with big tires. Stick with stock. Bigger tires and lifts make it look nicer/more capeable, but rollover risk goes way up. Edited to add - worried that your kid might "get busy" in it? Get a manual transmission model. There's no room in back, and not much more up front
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Posted: 8/10/2011 8:31:49 AM EDT
[#15]
Used Cherokee
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Posted: 8/10/2011 8:41:20 AM EDT
[#16]
I wonder how many here who are knocking a jeep as being top heavy have actually driven them. My first car was a 69 firebird. Second was a 74 cj5. I'm still alive and have never had a wreck.
It's better to world proof your kid than kid proof your world. If they'd drive stupid enough to roll a jeep, they're driving too stupid to be on the road, period. It's like saying,"Just get them a .22 so when they shoot themselves, they'll only shoot themselves a little bit". That being said, a jeep is not a great primary vehicle. I love them but as an every day driver, they're a couple steps up from riding a motorcycle year round. I vote mid to full sized sedan. Biggest bang for the buck. |
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Posted: 8/10/2011 8:48:30 AM EDT
[#17]
what about a liberty or an old cherokee or grand cherokee?
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Posted: 8/10/2011 8:49:36 AM EDT
[#18]
My second vehicle was a 96 Tahoe when I was about 18. Insurance was about $120 a month. Now I'm 27 going on 28 and have a 2001 tahoe. Full coverage for about $53 a month.
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Posted: 8/10/2011 8:50:46 AM EDT
[#19]
First, look for all discounts your insurance co will give you.
Driver's Ed isn't mandatory in TN. The State offers the classes though. My insurance, State Farm offers a good discount for taking the class. State Farm also has a "Steer Clear" program where parents sign off on driving achievements for another discount. Good grades (b average or above) is the third discount they offer. Having your house with them and having more than one car offers more savings. Having said all that, my son (21) drives a jeep wrangler. His insurance is $600 for 6 months with a spotless driving record. When you call your insurance for a quote, have the VIN of the car to give them. I got much different quotes based on the actual VIN. 4X4's get higher insurance rates because they have more risk. |
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Posted: 8/10/2011 8:51:33 AM EDT
[#20]
Cost? What do funerals go for around your area? A Jeep is possibly the worst choice for a young driver.
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Posted: 8/10/2011 8:56:05 AM EDT
[#21]
Call your insurance company. Way too many variables to be asking for a median here.
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Posted: 8/10/2011 9:03:47 AM EDT
[#22]
I wished my parents asked what kind of car I wanted to drive when I was 16
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Posted: 8/10/2011 9:09:27 AM EDT
[#23]
There's a reason it's more expensive.
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Posted: 8/10/2011 9:14:19 AM EDT
[#24]
Get her a used Buick Century.
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Posted: 8/10/2011 9:14:35 AM EDT
[#25]
My 16 year old son is driving a 93 Jeep YJ, liability insurance is liability insurance, atleast with State Farm, he does get a good student break, but regardless of the vehicle he drives, the liability insurance is the same cost.
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Posted: 8/10/2011 9:15:39 AM EDT
[#26]
How about the kid gets a job and then decides from there?
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Posted: 8/10/2011 9:32:44 AM EDT
[#27]
Quoted:
My 16 year old son is driving a 93 Jeep YJ, liability insurance is liability insurance, atleast with State Farm, he does get a good student break, but regardless of the vehicle he drives, the liability insurance is the same cost. I think your agent is screwing you. I had several different cars with just liability. I had my agent quote each one for my son. There was a huge difference between a 1998 Pontiac Grand Prix GTP and a 1991 Ford Escort Station Wagon. (guess which one he was rated as the primary driver?) Also, have you done State Farm's Steer Clear program? It's pretty easy to do and gets you another discount. |
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Posted: 8/10/2011 9:42:02 AM EDT
[#28]
Quoted:
First, look for all discounts your insurance co will give you. Driver's Ed isn't mandatory in TN. The State offers the classes though. My insurance, State Farm offers a good discount for taking the class. State Farm also has a "Steer Clear" program where parents sign off on driving achievements for another discount. Good grades (b average or above) is the third discount they offer. Having your house with them and having more than one car offers more savings. My daughter will be 16 in less than a month and has been driving on a school permit since age 14. I've also got State Farm and got all the above discounts for her with an added "bonus". Bought a 2004 Chevy Impala last fall and my agent took the policy from her dad's old car to use for her car. She's got full coverage with a $1000 deductible and it costs $79/month. By using this old policy it basically cut her policy in half and the old car got a new policy written up that maybe costs $5 more per month for it. Now...if she has an accident...... Moral of the story: Put your daughter in a nice safe sedan. Know your agent and have them play around with the policy and see what they can do. I don't think that you can just pick a new agent/company and come out of there happy––-I've been with mine for 20 yrs. YMMV. Skware |
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Posted: 8/10/2011 9:44:29 AM EDT
[#29]
Quoted: I wonder how many here who are knocking a jeep as being top heavy have actually driven them. My first car was a 69 firebird. Second was a 74 cj5. I'm still alive and have never had a wreck. It's better to world proof your kid than kid proof your world. If they'd drive stupid enough to roll a jeep, they're driving too stupid to be on the road, period. It's like saying,"Just get them a .22 so when they shoot themselves, they'll only shoot themselves a little bit". That being said, a jeep is not a great primary vehicle. I love them but as an every day driver, they're a couple steps up from riding a motorcycle year round. I vote mid to full sized sedan. Biggest bang for the buck. The brain of a 16 year old is not fully matured. They will do stupid shit because they simply can't evaluate risk properly. And you can't "teach" them how to do so. They physically can't do it. Sure, lots of people survive jeeps or other higher risk vehicles just fine, but lots don't. Starting them out in a vehicle that's inherently safe is good practice. It's not about them being "to stupid", it's about minimizing a very real risk until they have the mental maturity and experience to handle a vehicle that's not as safe. You don't start a kid out on a .22 because your worried about "when they shoot themselves". You start a kid out on a .22 to help build good habits without being worried about recoil, scope bite, or the cost of ammo. |
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Posted: 8/10/2011 9:45:02 AM EDT
[#30]
Quoted:
Talk to your insurance guy. I have heard that the jeep is a poor choice for teenage drivers; top heavy easy to roll. The only worse choice would be mustang. A nice safe boxy sedan would be good. Yeah, mine turns 16 on Sunday. I'm thinking a mid-80s Mercedes Diesel (non-turbo preferably) might be a good car for her to use. AFARR |
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Posted: 8/10/2011 9:51:39 AM EDT
[#31]
Quoted:
daughter is 16. she wants a jeep. anyone know what the approx cost to drive a jeep wrangler wound be? a friend said it would be really expensive. i would understand a mustang/ sportscar, but is a jeep really expensive? if it is, ill just consider a 4x4 truck..... My Daughter caused my rate to go up $100 per month. |
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Posted: 8/10/2011 10:07:13 AM EDT
[#32]
Agree , bad choice
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Posted: 8/10/2011 10:14:39 AM EDT
[#33]
Ever consider a late model 4X4 trailblazer (I know guberment motors and all). In all seriousness, I have an 07 with 44,XXX miles that I bought brand new. It gets around 20 combined mpg, insurance is low, 4X4 works great, stable, easy to drive, not to fast but easy to merge onto the interstate, safe. Great all around vehicle.
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Posted: 8/10/2011 12:23:57 PM EDT
[#34]
First I'd say make her buy it. But if you are going to purchase it for her, I'd say a vehicle 10 years old or older. Make her have her own insurance as she'll raise your rates when she rear ends someone and even then only carry liability. I wouldn't get the state mandated liability coverage, but not the biggest coverage either, something in the middle. Then I'd make her pay for the insurance. Teach her to be part of the solution not part of the problem (welfare mentallity-stuff comes free).
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Posted: 8/10/2011 12:24:38 PM EDT
[#35]
When I was 16, I was driving a '91 Ford Escort. For just liability insurance it was $75 per month.
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Posted: 8/10/2011 12:35:41 PM EDT
[#36]
I sell insurance in Michigan, and it is impossible for me to tell you cost of insurance in your state.
They base it off of the kids age, driving record, CREDIT, zip code and the vehicle for safty features, cost new, and passenger capacity, among other things. And EVERY insurance company have different factors and rates. I will say the best chance you have for a lower rate would be put the jeep in your name and add it and him on your policy. That usually is less that what he will pay on his own. Good Luck |
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Posted: 8/10/2011 12:44:09 PM EDT
[#37]
My 2007 Wrangler gets 15/18 supposedly. All I know is that it's expensive as hell to drive everyday, so I demoted myself to driving the wife's 4 cyl. car.
I drive at least 50 miles a day (round trip) and she drives 2 at the most to work unless she goes somewhere else before I get home with the car. I would not have a Jeep for a daily driver unless you 1) live really close to work or school or 2) make enough so as to not care how much $$$ you spend on gas. The only reason I bought one is because it is my dream vehicle and after Iraq I could afford to buy one. But in hindsight, I should have bought a small car or small truck.
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Posted: 8/10/2011 12:45:29 PM EDT
[#38]
Quoted:
would anything 4x4 be expensive? say a suburu wagon, or a toyota rav 4? . Jeep Cherokees are cheaper than the above (or Wranglers) have the same 'you can't kill it' 4.0. |
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Posted: 8/10/2011 12:45:50 PM EDT
[#39]
I give teenage girls driving jeeps a LOT of room when I'm on the road with them.
Edit: Make sure it's got a nice stereo in it so her boyfriend has something to punch when he gets pissed at her. |
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