User Panel
User Panel
User Panel
|
Posted: 9/13/2004 5:42:25 PM EDT
[#1]
Yes. I've done it on a couple of occasions. especially around the holidays when the mail gets a little slow. I'm not talking weeks, just a day or two but they have always let it slide.
I should also add that my balances have always been small and my beef was that paying a $25.00 late charge on a 16.95 balance just ain't right. |
|
|
|
Posted: 9/13/2004 5:44:08 PM EDT
[#2]
Yes it will work call them and ask. They usally will give 2 late fee waives per year.
DrB. |
|
|
|
Posted: 9/13/2004 5:44:30 PM EDT
[#3]
Cut that sucker up and throw it away!
|
|
|
|
Posted: 9/13/2004 5:45:45 PM EDT
[#4]
thanks, I think I am just going to say straight up hey I would like to do my credit carding with you guys but if you dont waive this fee I would like ot cancel my account.
|
|
|
|
Posted: 9/13/2004 5:46:34 PM EDT
[#5]
+1 or, at the very least, sign up for ACH so you can pay at the last minute (if you forget). |
|
|
|
|
Posted: 9/13/2004 5:48:29 PM EDT
[#6]
I set up electronic bill pay at my bank and set the minimum payment to go automatically each month.
Now no matter what happens they get their $15 bucks and I send them whatever else I owe when I set down to pay bills. Problem solved! |
|
|
|
Posted: 9/13/2004 5:48:58 PM EDT
[#7]
I did the same thing once. I called my card company and pleaded with them. They looked at my history and waived the charges. The guy told me that because I always pay off my balance that I am not really a favored customer.
|
|
|
|
Posted: 9/13/2004 5:49:17 PM EDT
[#8]
Busy buying parts for the AWB sunset I see
|
|
|
|
Posted: 9/13/2004 5:49:58 PM EDT
[#9]
you shouldnt even have to threaten them with canceling the account. Just point out that you have an excellent payment record and that you would appreciate them removing the fee.
|
|
|
|
Posted: 9/13/2004 5:52:14 PM EDT
[#10]
They have always waved the late fee for me when I asked. I would immediatly cancel the card if they do not. Theree are some really good cash back CC offers out there now. I'm getting 5% cash back on all my Gasoline and Grocery purchases.
|
|
|
|
Posted: 9/13/2004 5:53:18 PM EDT
[#11]
+2. |
||
|
|
|
Posted: 9/13/2004 5:53:28 PM EDT
[#12]
if you read the fine print you have to pay within 2 weeks of getting the bill now, late fees and over limit charges are big part of the profit for credit card companies now so they are looking to stick it to you anyway they can.
|
|
|
|
Posted: 9/13/2004 5:54:13 PM EDT
[#13]
Citibank?
|
|
|
|
|
Posted: 9/13/2004 5:55:58 PM EDT
[#14]
Definitely ask them to take off the charge. Be very nice to whoever you talk to on the phone. I've done this twice and I'm sure they have people call them every day. Call ASAP.
|
|
|
|
Posted: 9/13/2004 5:57:11 PM EDT
[#15]
What will that do I will still have to pay my bill. |
|||
|
|
|
Posted: 9/13/2004 5:59:33 PM EDT
[#16]
thats really a good idea. |
|
|
|
|
Posted: 9/13/2004 6:00:50 PM EDT
[#17]
Yes, Citi platnum Dividend card. 5% cash back on Groceries, Gas, and Rx drugs. 1% on everything else. They send me a check for $100.00 every time the dividends reach that amount. With gas prices over $2.00 a gallon that's pretty fast and often! |
||
|
|
|
Posted: 9/13/2004 6:08:48 PM EDT
[#18]
Yes you will, but you won't have to worry about a another one. If you must have a card, get a visa debit card, it will do everything a credit card will. |
||||
|
|
|
Posted: 9/13/2004 9:04:38 PM EDT
[#19]
Debit cards lack some of the protection of credit cards. If someone sterals your credit card you are generally only responsible for the first $50.00. Debit card is linked directly to your bank account, and the crook can clean it out. Good luck getting the bank to give you any of that money back. Simply. With a credit card the bank is the victim. with a Debit card you are the victim. |
|
|
|
|
Posted: 9/13/2004 9:09:31 PM EDT
[#20]
Im looking at getting that same card, I need to get rid of 1 or 2 to free up wallet space for new ones though.
I had a few cards that were always late it seemed. Some of them send the bill and I only have a week and a half or so before the due date. |
|
|
|
Posted: 9/13/2004 9:16:38 PM EDT
[#21]
I called when I got hit with a late fee of %25 of the balance on the card and I was pissed since thier own electronic systems delays the payment a couple of days. Got the fee waived, and the intrest rate reduced to 0% again for another 9 months. Give 'em hell.
|
|
|
|
Posted: 9/13/2004 9:18:38 PM EDT
[#22]
They have protection if they have VISA or MC logo. Only applies to credit-style purchases. They get your PIN and you are hosed. |
||
|
|
|
Posted: 9/13/2004 9:29:38 PM EDT
[#23]
This is the only viable option. |
|
|
|
Win a FREE Membership!
Sign up for the ARFCOM weekly newsletter and be entered to win a free ARFCOM membership. One new winner* is announced every week!
You will receive an email every Friday morning featuring the latest chatter from the hottest topics, breaking news surrounding legislation, as well as exclusive deals only available to ARFCOM email subscribers.
AR15.COM is the world's largest firearm community and is a gathering place for firearm enthusiasts of all types.
From hunters and military members, to competition shooters and general firearm enthusiasts, we welcome anyone who values and respects the way of the firearm.
Subscribe to our monthly Newsletter to receive firearm news, product discounts from your favorite Industry Partners, and more.
Copyright © 1996-2024 AR15.COM LLC. All Rights Reserved.
Any use of this content without express written consent is prohibited.
AR15.Com reserves the right to overwrite or replace any affiliate, commercial, or monetizable links, posted by users, with our own.
