InTheBlack, you must be lucky I guess. Where I used to work, people were getting hit all the time. They were using Outlook, and the default settings are no so good. One lady across from me got infected 3 times in 1 month. She was in the habit of reading her mail first thing in the morning. She would open the first message and then close it. Outlook would automatically open the next unread message without asking. When it opened a new message, blamo. Even with virus software her machine still got infected. Finally, she got in the habit of deleting suspicious messages before opening any.
I got hit once several years ago. There was a virus on the drivers disk of a video card I bought. Fortunately, I was building a new machine, so I did not lose anything. I called the manufacturer to complain, and they already had several other people that lost everything. Right now, Code Red is hitting my firewall real hard. My log got full in just 4 hours. I think the question should be, "with so many crooks and idiots on the net, how come it hasn't collapsed?"