My Union "invites" me to borrow $15,000.00 at "only" 12.99 APR. Why the payments are only $253 for 8 years for a grand total [course they don't tell you this] of $24,198.00.
Could it possibly be the reason I have "excellent" credit is that I don't waste my money on rediculous loans such as these.
Thing is tho, I got something just about the same from the NRA last week.
Guess those zero balances make the ol credit offer computers go nuts.
Welcome to my world...when I retired and paid everything off, we had to start screening our calls!!!