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Posted: 3/16/2011 1:35:59 PM EST
I just got back from the chiropractor and witnessed a total WTF moment.. No there was no blading or draw downs. No one was rude or belligerent..

Here's what happened.. I am self employed and only carry catastrophic health insurance.. So I am a cash patient at the office.. Now I pay my $40.00 bucks for my adjustment and sit and wait.. Two guy( miners) come in both with blue cross premium insurance. their co-pay is $42.24.. It cost them .24 cent more to get the same thing done as me.. How do I know? Because I asked what they were getting done.. What the fuck is the point of paying premiums?
Link Posted: 3/16/2011 2:06:20 PM EST
[Last Edit: 3/16/2011 2:06:34 PM EST by RedHotChiliPepper]
Heard a caller on the radio one time talking about buying meds for his wife. Every month he spend something like $400 on copays. He decided to try an independent pharmacy and pay out of pocket. They're now paing $24 per month.
Link Posted: 3/16/2011 2:10:55 PM EST
Yeah but Obama's fixing all of that, just you wait.
Link Posted: 3/16/2011 2:15:40 PM EST
Originally Posted By RedHotChiliPepper:
Heard a caller on the radio one time talking about buying meds for his wife. Every month he spend something like $400 on copays. He decided to try an independent pharmacy and pay out of pocket. They're now paing $24 per month.


This. A guy at work pays $50 copay for 2 medicines.Together out of pocket $30. We pay big $$$ for health ins every month.
Link Posted: 3/16/2011 2:40:44 PM EST
for me a chiro is a 'specialist' which has a higher copay.. $40 vs $25


BUT my specialist copay is $40 and the total bill from the chiro is about $37.50 per visit.. So the insurance doesnt cover anything, BUT helps go against my deductable..

Brian
Link Posted: 3/16/2011 3:03:59 PM EST
Originally Posted By thatguy:
for me a chiro is a 'specialist' which has a higher copay.. $40 vs $25


BUT my specialist copay is $40 and the total bill from the chiro is about $37.50 per visit.. So the insurance doesnt cover anything, BUT helps go against my deductable..

Brian[/quot/]

So does the whole $40 go towards your deductible or only the $2.50?

Link Posted: 3/16/2011 3:05:48 PM EST
Originally Posted By eeeticket:
Originally Posted By RedHotChiliPepper:
Heard a caller on the radio one time talking about buying meds for his wife. Every month he spend something like $400 on copays. He decided to try an independent pharmacy and pay out of pocket. They're now paing $24 per month.


This. A guy at work pays $50 copay for 2 medicines.Together out of pocket $30. We pay big $$$ for health ins every month.


As for the prescription thing, we use the $4.00 plan at walmart.. My GF was a HR at a big casino but lost her job in a down size in early 09.. She now does book keeping for a family owned feed store.. When she had insurance her daughters asthma meds were $103.00 billed with a $20.00 co pay.. Now its $4.00... Here is the funny part.. when my GF asked about $4.00 generic albuterol (while insured) she was told they didn't have it.. Now that she has no insurance to bill it is an option

Link Posted: 3/16/2011 3:10:28 PM EST
By UB40:

Riddle me who, riddle me why, answer me this
Who owns the chains that bind your wrists
Riddle me who, riddle me why, answer again
Riddle me who built the machine
That washed your brain

Like parents did before them
Your parents did the same
They said do your best, you must pass the test
You must learn to play the game
They scrimped and saved and suffered
To send you off to school
But if they`d had the cash
They could`ve brought the class
And a different set of rules

(Chorus)

They taught a simple system
Why they had and you had not
They said know your place, you can`t win the race
Life`s an auction you`re the lot
If you`d ever thought to question
They would never answer you why
When they buy your sweat, you are in their debt
And they own you till you die

(Chorus)

You took hook line and sinker
Everything they fed
Worked day and night, for most your life
To earn their daily bread
Now your old and weary
And you lay you down to sleep
With body worn and spirit torn
What`s left is yours to keep
Link Posted: 3/16/2011 3:21:38 PM EST
Originally Posted By webtaz99:
By UB40:

Riddle me who, riddle me why, answer me this
Who owns the chains that bind your wrists
Riddle me who, riddle me why, answer again
Riddle me who built the machine
That washed your brain

Like parents did before them
Your parents did the same
They said do your best, you must pass the test
You must learn to play the game
They scrimped and saved and suffered
To send you off to school
But if they`d had the cash
They could`ve brought the class
And a different set of rules

(Chorus)

They taught a simple system
Why they had and you had not
They said know your place, you can`t win the race
Life`s an auction you`re the lot
If you`d ever thought to question
They would never answer you why
When they buy your sweat, you are in their debt
And they own you till you die

(Chorus)

You took hook line and sinker
Everything they fed
Worked day and night, for most your life
To earn their daily bread
Now your old and weary
And you lay you down to sleep
With body worn and spirit torn
What`s left is yours to keep


Thanks man that was an excellent contribution to the thread.. You Rock!!
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