Blowing grit around isn't something to worry about too much, be even moderate pressure can be harmful to some surfaces and paint. If paint is already loose, it can easily come off in spots. Be extra careful on painted plastic parts where paint adhesion is often not great to begin with. This is also true on wood, especially old wood weathered wood. Pressure washing decks can be well over done.
You get what you pay for when it comes to pressure washers, both in durability and performance. Electric ones usually are the worst. The power of the electric ones is quite limited since they are usually limited to around 15 amps if using normal outlets. The "best" electric ones will still be less powerful than the cheapest gas types. The lower priced gas powered types work fine at first, but have a limited life. The pumps are the weak point usually. The motors usually don't break before the pumps. When the pumps break, if you can even get parts or a new pump for these cheaper units, it makes sense just to buy a whole new unit. Most of the bad pressure washers I've come across still run and start fine, but don't spray with adequate pressure anymore. They might be a good source for a small engine if for some reason you are only needing an engine.
Quality of hoses and attachments varies. The cheaper gas ones and probably all the electric ones have what appears to be quarter inch polyethylene tubing, which works fine until it gets kinked. It is not super flexible so it is easy to kink and damage; you have to be careful coiling it up.
They are great tools when used properly.