User Panel
Posted: 2/16/2013 9:52:23 AM EDT
Since the election is over, Obama no longer cares about the uninsured.
"the Obama administration has begun quietly winding down one of the earliest programs created by the president's health care overhaul, a plan that helps people with medical problems who can't get private insurance." http://hosted.ap.org/dynamic/stories/U/US_HEALTH_OVERHAUL_PRE_EXISTING_CONDITIONS?SITE=AP&SECTION=HOME&TEMPLATE=DEFAULT&CTIME=2013-02-16-04-00-09 |
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I know an 0bamabot that voted 0 for insurance. Bait and switch. Doh.
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Dealt with the same as the old in a socialist system.......What does society benefit if at all from your continued existence???
Cost Vs. Benefit analysis Marxist style. |
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And my two children with a chronic illness get what? Sub standard care from a doctor trained in and imported from a third world country who is underpaid and overworked. |
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And I'm sure the media will find that guy with the wife that Romney killed to get a comment.
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And my two children with a chronic illness get what? I guess they can go down to your local doc-in-a-box and get generic treatment. Hey, but they had to vote on it to see what was in it, you know, the totally transparent obama regime. |
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That's because next January 1 elements of Obamacare kick in. This isn't really winding down, its winding UP.
"Starting next January 1, insurance companies will no longer be able to turn anyone away because of poor health. At the same time, the federal government will begin subsidizing coverage for millions of individuals who have no access to employer plans. That means many of the people currently in the PCIP program may end up with lower premiums once the government's financial help is factored in." I don't believe its sunk in with most people just how fundamentally changed our health care system is going to be. We'll have full blown socialized medicine within a decade. This is only the first step, it's removing the few free-market feedback loops healthcare has. It's already by and large, a "collectivized" system. So transitioning to public collectivization is going to psychologically simple, but disastrously complex and expensive. |
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Obama didn't give a shit about them. This bill was passed for WellPoint and other large insurance companies. They used the new health exchange standards to force small insurance companies to go out of business or sell to the larger ones.
Look up Liz Fowler, the woman who wrote the basis for Obamacare.. She was VP of WellPoint, the largest health insurance company in the US, while she was writing the bill. She then left WellPoint to administer healthcare "oversight". Now she is also with Johnson & Johnson, a company that makes lots of healthcare products. Cronyism FTW. FBHO |
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Knowing what I know about Obozocare, I cant see how it will improve anything at all. I cant see anything positive coming out of it for anyone, except the gooberment
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Damn, next thing you know they'll tell me that my business plan for selling auto insurance at accident sites won't make money.
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The insurance companies will be able to turn currently uninsured individuals away. For individual policies, they'll say "sorry, we only accept new policies for people that are currently insured."
They can also reject people because of anything that's not health related. Like credit rating. Driver's record. Arrest records... Quoted: That's because next January 1 elements of Obamacare kick in. This isn't really winding down, its winding UP. "Starting next January 1, insurance companies will no longer be able to turn anyone away because of poor health. At the same time, the federal government will begin subsidizing coverage for millions of individuals who have no access to employer plans. That means many of the people currently in the PCIP program may end up with lower premiums once the government's financial help is factored in." I don't believe its sunk in with most people just how fundamentally changed our health care system is going to be. We'll have full blown socialized medicine within a decade. This is only the first step, it's removing the few free-market feedback loops healthcare has. It's already by and large, a "collectivized" system. So transitioning to public collectivization is going to psychologically simple, but disastrously complex and expensive. |
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Quoted: That's because next January 1 elements of Obamacare kick in. This isn't really winding down, its winding UP. "Starting next January 1, insurance companies will no longer be able to turn anyone away because of poor health. At the same time, the federal government will begin subsidizing coverage for millions of individuals who have no access to employer plans. That means many of the people currently in the PCIP program may end up with lower premiums once the government's financial help is factored in." This. The article is about how the federal government ran out of money for a temporary program they had put in place to pay for insurance for those with pre-existing conditions. Next year, it becomes the burden of the insurance companies, employers, AND the federal government (tax payers) Speed |
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And my two children with a chronic illness get what? So after one child with a chronic ilness you can't afford you have a second.... Children are not needs, they are wants. |
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Quoted: The insurance companies will be able to turn currently uninsured individuals away. For individual policies, they'll say "sorry, we only accept new policies for people that are currently insured." They can also reject people because of anything that's not health related. Like credit rating. Driver's record. Arrest records... Quoted: That's because next January 1 elements of Obamacare kick in. This isn't really winding down, its winding UP. "Starting next January 1, insurance companies will no longer be able to turn anyone away because of poor health. At the same time, the federal government will begin subsidizing coverage for millions of individuals who have no access to employer plans. That means many of the people currently in the PCIP program may end up with lower premiums once the government's financial help is factored in." I don't believe its sunk in with most people just how fundamentally changed our health care system is going to be. We'll have full blown socialized medicine within a decade. This is only the first step, it's removing the few free-market feedback loops healthcare has. It's already by and large, a "collectivized" system. So transitioning to public collectivization is going to psychologically simple, but disastrously complex and expensive. I think you are wrong. But honestly I've not studied the issue in depth. But one thing I do know is that Obamacare requires everyone to be insured, or they are levied a tax penalty, I'm pretty sure I'm reading the article in the OP correctly in that insurance companies will be unable to turn people away. Can you cite a source to support your statement? I'd like to read up on it. |
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All in all, its just another brick in the wall...
You cant have any pudding if you dont eat obamas meat. |
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Obamacare has nothing to do with lowering costs or improving healhcare. It is completely about control.
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Since the election is over, Obama no longer cares about the uninsured. "the Obama administration has begun quietly winding down one of the earliest programs created by the president's health care overhaul, a plan that helps people with medical problems who can't get private insurance." http://hosted.ap.org/dynamic/stories/U/US_HEALTH_OVERHAUL_PRE_EXISTING_CONDITIONS?SITE=AP&SECTION=HOME&TEMPLATE=DEFAULT&CTIME=2013-02-16-04-00-09 thank you very much, dear sensationalist/perez hiltonite. "Designed as a stopgap solution until the law's full consumer protections are in effect next year." |
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Yeah, the title is definitely misleading. Between Medicaid expansion and guaranteed issue for private payers, coverage will improve substantially (starting next year).
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How does the Life Insurance Industry get a free pass?
Everyone's entitled to affordable Life Insurance regardless of preexisting health conditions Think of the children! |
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Quoted: Quoted: Since the election is over, Obama no longer cares about the uninsured. "the Obama administration has begun quietly winding down one of the earliest programs created by the president's health care overhaul, a plan that helps people with medical problems who can't get private insurance." http://hosted.ap.org/dynamic/stories/U/US_HEALTH_OVERHAUL_PRE_EXISTING_CONDITIONS?SITE=AP&SECTION=HOME&TEMPLATE=DEFAULT&CTIME=2013-02-16-04-00-09 thank you very much, dear sensationalist/perez hiltonite. "Designed as a stopgap solution until the law's full consumer protections are in effect next year." That's my take as well. Obamacare is simply ramping up. There is no unwinding. The article posted in the OP explains it.
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Quoted: Quoted: The insurance companies will be able to turn currently uninsured individuals away. For individual policies, they'll say "sorry, we only accept new policies for people that are currently insured." They can also reject people because of anything that's not health related. Like credit rating. Driver's record. Arrest records... Quoted: That's because next January 1 elements of Obamacare kick in. This isn't really winding down, its winding UP. "Starting next January 1, insurance companies will no longer be able to turn anyone away because of poor health. At the same time, the federal government will begin subsidizing coverage for millions of individuals who have no access to employer plans. That means many of the people currently in the PCIP program may end up with lower premiums once the government's financial help is factored in." I don't believe its sunk in with most people just how fundamentally changed our health care system is going to be. We'll have full blown socialized medicine within a decade. This is only the first step, it's removing the few free-market feedback loops healthcare has. It's already by and large, a "collectivized" system. So transitioning to public collectivization is going to psychologically simple, but disastrously complex and expensive. I think you are wrong. But honestly I've not studied the issue in depth. But one thing I do know is that Obamacare requires everyone to be insured, or they are levied a tax penalty, I'm pretty sure I'm reading the article in the OP correctly in that insurance companies will be unable to turn people away. Can you cite a source to support your statement? I'd like to read up on it. Obamacare prohibits discrimination based on "health status". Companies are free to discriminate based on other "non-health status". Insurance companies will NOT BE REQUIRED to insure anyone that walks in the door. If the individuals in my OP can't find insurance in 2014, they will be forced to pay the fine -AND- be uninsured. Here's the text of the law regarding discrimination. http://thanksobamacare.org/index.php?id=9 Please feel free to post any reference that indicates that I'm incorrect here. |
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All in all, its just another brick in the wall... You cant have any pudding if you dont eat obamas meat. Yeah, just ask Larry Sinclair! Oh wait, we can't. He's dead. |
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Just remember to sell off any health insurance stocks you have before then. Once enough people figure out they only need insurance as long as they need a doctors care and that it is cheaper over all to pay the fine, insurance companies will go bankrupt. Either that or the .gov will take them over. So in the end we will get health care from the same folks who efficiently run the post office and amtrack.
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Quoted: Quoted: Since the election is over, Obama no longer cares about the uninsured. "the Obama administration has begun quietly winding down one of the earliest programs created by the president's health care overhaul, a plan that helps people with medical problems who can't get private insurance." http://hosted.ap.org/dynamic/stories/U/US_HEALTH_OVERHAUL_PRE_EXISTING_CONDITIONS?SITE=AP&SECTION=HOME&TEMPLATE=DEFAULT&CTIME=2013-02-16-04-00-09 thank you very much, dear sensationalist/perez hiltonite. "Designed as a stopgap solution until the law's full consumer protections are in effect next year." Obama is discontinuing this "stopgap solution" because he no longer cares about the uninsured. They were able to get coverage during the election years -- that's certainly not a coincidence. This is another example of poor planning for Obamacare implementation. |
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Quoted: Just remember to sell off any health insurance stocks you have before then. Once enough people figure out they only need insurance as long as they need a doctors care and that it is cheaper over all to pay the fine, insurance companies will go bankrupt. Either that or the .gov will take them over. So in the end we will get health care from the same folks who efficiently run the post office and amtrack. |
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Quoted: Quoted: Quoted: The insurance companies will be able to turn currently uninsured individuals away. For individual policies, they'll say "sorry, we only accept new policies for people that are currently insured." They can also reject people because of anything that's not health related. Like credit rating. Driver's record. Arrest records... Quoted: That's because next January 1 elements of Obamacare kick in. This isn't really winding down, its winding UP. "Starting next January 1, insurance companies will no longer be able to turn anyone away because of poor health. At the same time, the federal government will begin subsidizing coverage for millions of individuals who have no access to employer plans. That means many of the people currently in the PCIP program may end up with lower premiums once the government's financial help is factored in." I don't believe its sunk in with most people just how fundamentally changed our health care system is going to be. We'll have full blown socialized medicine within a decade. This is only the first step, it's removing the few free-market feedback loops healthcare has. It's already by and large, a "collectivized" system. So transitioning to public collectivization is going to psychologically simple, but disastrously complex and expensive. I think you are wrong. But honestly I've not studied the issue in depth. But one thing I do know is that Obamacare requires everyone to be insured, or they are levied a tax penalty, I'm pretty sure I'm reading the article in the OP correctly in that insurance companies will be unable to turn people away. Can you cite a source to support your statement? I'd like to read up on it. Obamacare prohibits discrimination based on "health status". Companies are free to discriminate based on other "non-health status". Insurance companies will NOT BE REQUIRED to insure anyone that walks in the door. If the individuals in my OP can't find insurance in 2014, they will be forced to pay the fine -AND- be uninsured. Here's the text of the law regarding discrimination. http://thanksobamacare.org/index.php?id=9 Please feel free to post any reference that indicates that I'm incorrect here. Wouldn't that be stupid. I mean it's kind of bad business right. We're talking about "health" insurance companies. They're in the business of offsetting the risk of health cost. Why would they want to exclude healthy people based on "other" reasons? The MORE healthy people they have paying the better. The law explicitly states they can't turn away unhealthy people. ...right? |
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Since the election is over, Obama no longer cares about the uninsured. "the Obama administration has begun quietly winding down one of the earliest programs created by the president's health care overhaul, a plan that helps people with medical problems who can't get private insurance." http://hosted.ap.org/dynamic/stories/U/US_HEALTH_OVERHAUL_PRE_EXISTING_CONDITIONS?SITE=AP&SECTION=HOME&TEMPLATE=DEFAULT&CTIME=2013-02-16-04-00-09 thank you very much, dear sensationalist/perez hiltonite. "Designed as a stopgap solution until the law's full consumer protections are in effect next year." Obama is discontinuing this "stopgap solution" because he no longer cares about the uninsured. They were able to get coverage during the election years -- that's certainly not a coincidence. This is another example of poor planning for Obamacare implementation. okay so you have special insight into his secret thoughts on the uninsured...? try as hard as you want to to make this into some kind of massive obama hypocrisy. it gets more entertaining the more absurd it gets. |
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And my two children with a chronic illness get what? So after one child with a chronic ilness you can't afford you have a second.... Children are not needs, they are wants. I hope today is the best day of the rest of your life. |
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Obamacare has nothing to do with lowering costs or improving healhcare. It is completely about control. And putting $ in gov coffers. Young don't use HC . the old won't get HC. Win Win for gov |
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Told my wife:
Wife: "So what.. has Obamacare become forced insurance for those who had insurance already?!" Smart wife! |
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Quoted: Quoted: Quoted: Quoted: The insurance companies will be able to turn currently uninsured individuals away. For individual policies, they'll say "sorry, we only accept new policies for people that are currently insured." They can also reject people because of anything that's not health related. Like credit rating. Driver's record. Arrest records... Quoted: That's because next January 1 elements of Obamacare kick in. This isn't really winding down, its winding UP. "Starting next January 1, insurance companies will no longer be able to turn anyone away because of poor health. At the same time, the federal government will begin subsidizing coverage for millions of individuals who have no access to employer plans. That means many of the people currently in the PCIP program may end up with lower premiums once the government's financial help is factored in." I don't believe its sunk in with most people just how fundamentally changed our health care system is going to be. We'll have full blown socialized medicine within a decade. This is only the first step, it's removing the few free-market feedback loops healthcare has. It's already by and large, a "collectivized" system. So transitioning to public collectivization is going to psychologically simple, but disastrously complex and expensive. I think you are wrong. But honestly I've not studied the issue in depth. But one thing I do know is that Obamacare requires everyone to be insured, or they are levied a tax penalty, I'm pretty sure I'm reading the article in the OP correctly in that insurance companies will be unable to turn people away. Can you cite a source to support your statement? I'd like to read up on it. Obamacare prohibits discrimination based on "health status". Companies are free to discriminate based on other "non-health status". Insurance companies will NOT BE REQUIRED to insure anyone that walks in the door. If the individuals in my OP can't find insurance in 2014, they will be forced to pay the fine -AND- be uninsured. Here's the text of the law regarding discrimination. http://thanksobamacare.org/index.php?id=9 Please feel free to post any reference that indicates that I'm incorrect here. Wouldn't that be stupid. I mean it's kind of bad business right. We're talking about "health" insurance companies. They're in the business of offsetting the risk of health cost. Why would they want to exclude healthy people based on "other" reasons? The MORE healthy people they have paying the better. The law explicitly states they can't turn away unhealthy people. ...right? The insurance companies want to exclude people that are not profitable. The people in my OP are great examples. Why would the health insurance companies want to provide individual policies to people that are not currently insured? It's almost impossible to get an extended maintenance warranty (insurance) on a car after you've driven it for a few years, and it's "uninsured". It's going to be the same with health insurance. >> The law explicitly states they can't turn away unhealthy people. ...right? They can turn away people because they are unemployed, or uninsured, or other high-risk reasons. |
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The insurance companies will be able to turn currently uninsured individuals away. For individual policies, they'll say "sorry, we only accept new policies for people that are currently insured." They can also reject people because of anything that's not health related. Like credit rating. Driver's record. Arrest records... Quoted:
That's because next January 1 elements of Obamacare kick in. This isn't really winding down, its winding UP. "Starting next January 1, insurance companies will no longer be able to turn anyone away because of poor health. At the same time, the federal government will begin subsidizing coverage for millions of individuals who have no access to employer plans. That means many of the people currently in the PCIP program may end up with lower premiums once the government's financial help is factored in." I don't believe its sunk in with most people just how fundamentally changed our health care system is going to be. We'll have full blown socialized medicine within a decade. This is only the first step, it's removing the few free-market feedback loops healthcare has. It's already by and large, a "collectivized" system. So transitioning to public collectivization is going to psychologically simple, but disastrously complex and expensive. I think you are wrong. But honestly I've not studied the issue in depth. But one thing I do know is that Obamacare requires everyone to be insured, or they are levied a tax penalty, I'm pretty sure I'm reading the article in the OP correctly in that insurance companies will be unable to turn people away. Can you cite a source to support your statement? I'd like to read up on it. Obamacare prohibits discrimination based on "health status". Companies are free to discriminate based on other "non-health status". Insurance companies will NOT BE REQUIRED to insure anyone that walks in the door. If the individuals in my OP can't find insurance in 2014, they will be forced to pay the fine -AND- be uninsured. Here's the text of the law regarding discrimination. http://thanksobamacare.org/index.php?id=9 Please feel free to post any reference that indicates that I'm incorrect here. Wouldn't that be stupid. I mean it's kind of bad business right. We're talking about "health" insurance companies. They're in the business of offsetting the risk of health cost. Why would they want to exclude healthy people based on "other" reasons? The MORE healthy people they have paying the better. The law explicitly states they can't turn away unhealthy people. ...right? The insurance companies want to exclude people that are not profitable. The people in my OP are great examples. Why would the health insurance companies want to provide individual policies to people that are not currently insured? It's almost impossible to get an extended maintenance warranty (insurance) on a car after you've driven it for a few years, and it's "uninsured". It's going to be the same with health insurance. >> The law explicitly states they can't turn away unhealthy people. ...right? They can turn away people because they are unemployed, or uninsured, or other high-risk reasons. Crazy isnt it? You are trying to make sense of this madness we call Obamacare when there is no sense to be made. Individual policies will be guarantee issue to everyone. I don't mean to insult you, but you don't know what you are talking about concerning this law. I have been in the Health insurance brokerage business for more years than I want to remember. And no, I cannot prove you wrong because a negative cannot be proven. There is no basis for your argument that they will be able to turn you down for non health related issues. This plan is being discontinued because the individual policies will be available Jan 1, 2014. Available is the key word. They will not be affordable. Much handwringing going on with the underwriters right now. Some have told me to expect 2-300 percent increases in the rates. Private health insurance is finished. It is only a matter of time. |
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Obamacare prohibits discrimination based on "health status". Which is monumentally fucking stupid and counter to the very idea of insurance. |
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Some have told me to expect 2-300 percent increases in the rates. Private health insurance is finished. It is only a matter of time. I bet the actuaries are making nooses for themselves as we speak. What a shit sandwich. "Oh, you're an actuary? You can no longer do your job. Its unfair." |
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Since the election is over, Obama no longer cares about the uninsured. "the Obama administration has begun quietly winding down one of the earliest programs created by the president's health care overhaul, a plan that helps people with medical problems who can't get private insurance." http://hosted.ap.org/dynamic/stories/U/US_HEALTH_OVERHAUL_PRE_EXISTING_CONDITIONS?SITE=AP&SECTION=HOME&TEMPLATE=DEFAULT&CTIME=2013-02-16-04-00-09 Oh teh noes! Obama death panel! FEMA trailers! Read the article: "Starting next January 1, insurance companies will no longer be able to turn anyone away because of poor health. At the same time, the federal government will begin subsidizing coverage for millions of individuals who have no access to employer plans. That means many of the people currently in the PCIP program may end up with lower premiums once the government's financial help is factored in." |
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Quoted: And my two children with a chronic illness get what? Taxed, with no return.... |
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I thought that preexisting condition thing was the whole point
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SURPRISE! I'm not, the morons who supported this shit could take the beef coming and going and I wouldn't care, it is the rest of us getting raped that makes me made. |
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Quoted: I thought that preexisting condition thing was the whole point The point is to control. |
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And my two children with a chronic illness get what? Sub standard care from a doctor Nurse Practitioner trained in and imported from a third world country who is underpaid and overworked. |
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Knowing what I know about Obozocare, I cant see how it will improve anything at all. I cant see anything positive coming out of it for anyone, except the gooberment "Anything positive" was for Demokrat politicians only. It was enough to get the liberal dolts to the polls to elect the lying bastards. The voters are stupid enough to believe anything. They think you should be able to buy fire insurance after your house burns, collision insurance after you total your car, and health insurance after you are diagnosed with cancer. |
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And my two children with a chronic illness get what? Sub standard care from a doctor trained in and imported from a third world country who is underpaid and overworked. FTW!!! |
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Actually, this FUBAR situation may be the saving grace of the GOP. Democrat Senators are PISSED at the multitude of complications stemming from this hideous law that hurt their constituents in the pocketbook might blow back on them:
Powerful Democrats who helped write and pass Obamacare subjected the new law’s chief administrator to withering criticism at a Senate hearing yesterday. Gary Cohen, the director of the Center for Consumer Information and Insurance Oversight, testified before the Senate Finance Committee, and the Democrats on the committee—from its Chairman Max Baucus to Senators Ron Wyden, Bill Nelson, and Maria Cantwell—tore into him. Kaiser Health News has more: Wyden pressed Cohen to help find ways to resolve a glitch in the law which may result in the denial of federal assistance to millions of Americans of modest means who could be priced out of family health coverage at work…. "We’ve got millions of people—working-class, middle-class people—who are going to be pushed into a regulatory health coverage no man’s land,” Wyden said. "They are unable to afford the family coverage through their employer and ineligible for the subsidy that could be used by dependents on the exchange.” And that’s just one senator. Each had his or her own complaints about different parts of the law’s implementation, from its elimination of funding for insurance co-operatives to the failure to meet important deadlines. The criticisms came fast and furious: "You are overwhelmed by the details and technology, I get that point…. It seems as if the agency is taking pages out of the law,” she [Cantwell] said…. "The people of Florida are going to suffer,” he [Nelson] told Cohen. "I want someone to be held accountable for this.” The about-face of these Democrats is a phenomenon worth pausing over. Many formerly supportiveconstituencies have grown wary of Obamacare in recent weeks as we’ve learned more about the effects it will have on the health care system. But these Senators’ 180-degree turns are something more severe. The fate of the Democratic party in America over the next decade is tied to Obama’s healthcare reform. If it is seen to be a success, America could trend Democratic for the foreseeable future. If it fails, liberalism as we’ve known it will take a massive hit. But, so far, support for Obamacare has been waning instead of waxing. Even a recent piece by Talking Points Memo that placed the blame for Obamacare’s potential failure on Republicans noted that the law’s unpopularity with the public at large was the number one threat to its success. Democrats are getting nervous and consequently are trying to put some distance between themselves and the ACA. |
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