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Posted: 2/12/2017 11:25:21 PM EDT
I owe someone a lot of money, but i dont have it at the moment.

Can i get a loan from a bank? do i have to give them a reason for the loan? whats the best excuse i can come up with that will get me the largest loan possible?

i have good credit close to 850 and employed.
Link Posted: 2/12/2017 11:26:20 PM EDT
[#1]
Walk into a bank and ask for an unsecured loan? How much do you need? Do you have any collateral?
Link Posted: 2/12/2017 11:26:27 PM EDT
[#2]
How do you have an 850 credit and not know how loans work? 

Link Posted: 2/12/2017 11:27:20 PM EDT
[#3]
How much we talking here?
Link Posted: 2/12/2017 11:27:55 PM EDT
[#4]
Define "a lot."
Link Posted: 2/12/2017 11:27:58 PM EDT
[#5]
do you owe it to the mob?

If not go borrow it from the mob.
Link Posted: 2/12/2017 11:28:05 PM EDT
[#6]
Link Posted: 2/12/2017 11:28:55 PM EDT
[#7]
Discussion ForumsJump to Quoted PostQuote History
Quoted:
Walk into a bank and ask for an unsecured loan? How much do you need? Do you have any collateral?
View Quote


$50,000

can i use 401K or IRA  as collateral? i also have a car, probably worth about $10,000
Link Posted: 2/12/2017 11:29:02 PM EDT
[#8]
Discussion ForumsJump to Quoted PostQuote History
Quoted:
How do you have an 850 credit and not know how loans work? 

http://www.reactiongifs.com/r/2013/06/I-dont-believe-you.gif
View Quote


No kidding.
Link Posted: 2/12/2017 11:29:11 PM EDT
[#9]
...need more details.  You owe a company like bills?...or a person ie: bookie


and how much?
Link Posted: 2/12/2017 11:29:19 PM EDT
[#10]
How much do you need? That will help us steer you in the right direction.

ETA

I see that you need $50k
Link Posted: 2/12/2017 11:30:44 PM EDT
[#11]
Discussion ForumsJump to Quoted PostQuote History
Quoted:
How do you have an 850 credit and not know how loans work? 

http://www.reactiongifs.com/r/2013/06/I-dont-believe-you.gif
View Quote
Link Posted: 2/12/2017 11:31:15 PM EDT
[#12]
Discussion ForumsJump to Quoted PostQuote History
Quoted:


No kidding.
View Quote View All Quotes
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Discussion ForumsJump to Quoted PostQuote History
Quoted:
Quoted:
How do you have an 850 credit and not know how loans work? 

http://www.reactiongifs.com/r/2013/06/I-dont-believe-you.gif


No kidding.


only loans ive taken are student and car; never through a bank before
Link Posted: 2/12/2017 11:31:31 PM EDT
[#13]
Who do you owe it to? If it's not a friend or family, tell 'em to fuck off and show them the end of a barrel when they show up to collect.


kidding
Link Posted: 2/12/2017 11:31:33 PM EDT
[#14]
This is a troll thread but I don't even know what you're trolling

How do you owe someone 50k?
Link Posted: 2/12/2017 11:31:37 PM EDT
[#15]
Quoted:
I owe someone a lot of money, but i dont have it at the moment.

Can i get a loan from a bank? do i have to give them a reason for the loan? whats the best excuse i can come up with that will get me the largest loan possible?

i have good credit close to 850 and employed.
View Quote

IF your serious then just ask for a personal loan, last time i asked i was thinking of picking up a used jeep for a toy and the bank would give me a loan for 5k no problem at all but the interest rate sucked so i passed on it.

Edit: damn your fucked 50k they are going to want some collateral.
Link Posted: 2/12/2017 11:32:07 PM EDT
[#16]
401K loan
Link Posted: 2/12/2017 11:32:22 PM EDT
[#17]
Discussion ForumsJump to Quoted PostQuote History
Quoted:


$50,000

can i use 401K or IRA  as collateral? i also have a car, probably worth about $10,000
View Quote


Holy crud.

I'm not certain about using those as collateral, but I know you can cash the 401k and IRA out early. It takes a huge penalty for doing so, but if it is as serious as you make it sound the penalty may be the least of your worries.

Good luck.
Link Posted: 2/12/2017 11:32:27 PM EDT
[#18]
Discussion ForumsJump to Quoted PostQuote History
Quoted:


$50,000

can i use 401K or IRA  as collateral? i also have a car, probably worth about $10,000
View Quote

I'll lend it to you for 5 points, 30 day note.
Link Posted: 2/12/2017 11:32:32 PM EDT
[#19]
Discussion ForumsJump to Quoted PostQuote History
Quoted:


$50,000

can i use 401K or IRA  as collateral? i also have a car, probably worth about $10,000
View Quote View All Quotes
View All Quotes
Discussion ForumsJump to Quoted PostQuote History
Quoted:
Quoted:
Walk into a bank and ask for an unsecured loan? How much do you need? Do you have any collateral?


$50,000

can i use 401K or IRA  as collateral? i also have a car, probably worth about $10,000

Probably not IRA or 401k.  Look at your 401K plan, you maybe able to borrow against it, see your plan administrator.

Got a house or other collateral?
Link Posted: 2/12/2017 11:33:13 PM EDT
[#20]
Tag for more details. I feel like this is a good story.
Link Posted: 2/12/2017 11:33:37 PM EDT
[#21]
Discussion ForumsJump to Quoted PostQuote History
Quoted:


only loans ive taken are student and car; never through a bank before
View Quote
Link Posted: 2/12/2017 11:33:50 PM EDT
[#22]
Good Sunday night entertainment.

How in the hell do you owe "someone" $50k without it being something shady?
Link Posted: 2/12/2017 11:34:01 PM EDT
[#23]
Discussion ForumsJump to Quoted PostQuote History
Quoted:


$50,000

can i use 401K or IRA  as collateral? i also have a car, probably worth about $10,000
View Quote


do you own your home?


and how the fuck do you owe someone 50k
Link Posted: 2/12/2017 11:34:25 PM EDT
[#24]
Don't let them know your a 13'er
Link Posted: 2/12/2017 11:34:40 PM EDT
[#25]
$50,000 is doable, but thats a LOT of blowjobs.  
Link Posted: 2/12/2017 11:35:28 PM EDT
[#26]
Discussion ForumsJump to Quoted PostQuote History
Quoted:
Tag for more details. I feel like this is a good story.
View Quote


I have the feeling it's total bullshit, but it'll be an interesting ride up until the lock.
Link Posted: 2/12/2017 11:35:36 PM EDT
[#27]
DAY 1
Link Posted: 2/12/2017 11:36:51 PM EDT
[#28]
How long before the post about the best round to  "eliminate" a debtee?
Link Posted: 2/12/2017 11:37:14 PM EDT
[#29]
Discussion ForumsJump to Quoted PostQuote History
Quoted:
$50,000 is doable, but thats a LOT of blowjobs.  
View Quote


Blowjobs are only worth two taco bell tacos.  Their value dropped significantly today.
Link Posted: 2/12/2017 11:38:08 PM EDT
[#30]
Go bang 500 fat chicks for 100 a pop....Or see a loan shark, unless that's who you owe money to, in that case your going to get a visit late at night to get shaken down.   Op is screwed
I'm not suggesting doing anything illegal though (edit)
All just hypothetical ideas
Link Posted: 2/12/2017 11:38:13 PM EDT
[#31]
Discussion ForumsJump to Quoted PostQuote History
Quoted:


only loans ive taken are student and car; never through a bank before
View Quote
You don't have 850 then.
Link Posted: 2/12/2017 11:38:37 PM EDT
[#32]
Lost a Superbowl bet?
Link Posted: 2/12/2017 11:38:41 PM EDT
[#33]
Discussion ForumsJump to Quoted PostQuote History
Quoted:


Blowjobs are only worth two taco bell tacos.  Their value dropped significantly today.
View Quote


Not even the chicken wrapped ones.
Link Posted: 2/12/2017 11:38:53 PM EDT
[#34]
They're gonna take your thumbs.
Link Posted: 2/12/2017 11:38:55 PM EDT
[#35]
Discussion ForumsJump to Quoted PostQuote History
Quoted:
You don't have 850 then.
View Quote
I think the OP has some derpamine in his herpathalamus.
Link Posted: 2/12/2017 11:39:02 PM EDT
[#36]
Atlanta fan?

Seriously though --- >  Go see the Pope of Greenwich Village. He'll fix you up nice.
Link Posted: 2/12/2017 11:41:23 PM EDT
[#37]
Dont pay.

I thought the Falcons were gonna win too.
Link Posted: 2/12/2017 11:41:27 PM EDT
[#38]
Link Posted: 2/12/2017 11:41:29 PM EDT
[#39]
Discussion ForumsJump to Quoted PostQuote History
Quoted:
Atlanta fan?

Seriously though --- >  Go see the Pope of Greenwich Village. He'll fix you up nice.
View Quote


You failed to mention the finger thing.  Oh and Eric Roberts with a perm.
Link Posted: 2/12/2017 11:41:32 PM EDT
[#40]
50K?  Looks like you're gonna die.  Sorry.
Link Posted: 2/12/2017 11:41:58 PM EDT
[#41]
Discussion ForumsJump to Quoted PostQuote History
Quoted:
You don't have 850 then.
View Quote

Well he's an arfcommer so that's at least 100 points on top.
Link Posted: 2/12/2017 11:42:05 PM EDT
[#42]
Discussion ForumsJump to Quoted PostQuote History
Quoted:

Probably not IRA or 401k.  Look at your 401K plan, you maybe able to borrow against it, see your plan administrator.

Got a house or other collateral?
View Quote


no house.

if i borrow against my 401k/IRA, that means it will sell off my holdings to give me the loan? i have enough in there for the 50K
Link Posted: 2/12/2017 11:42:55 PM EDT
[#43]
Discussion ForumsJump to Quoted PostQuote History
Quoted:


only loans ive taken are student and car; never through a bank before
View Quote
So where did you get these "loans" from then.
Link Posted: 2/12/2017 11:43:03 PM EDT
[#44]
See if you can get ilikeporkchops to adopt you.
Link Posted: 2/12/2017 11:43:41 PM EDT
[#45]
Discussion ForumsJump to Quoted PostQuote History
Quoted:
$50,000 is doable, but thats a LOT of blowjobs.  
View Quote


Get crackin' OP.

Link Posted: 2/12/2017 11:43:41 PM EDT
[#46]
Link Posted: 2/12/2017 11:44:19 PM EDT
[#47]
50,000 pesos i hope

Link Posted: 2/12/2017 11:44:24 PM EDT
[#48]
Discussion ForumsJump to Quoted PostQuote History
Quoted:


do you own your home?


and how the fuck do you owe someone 50k
View Quote View All Quotes
View All Quotes
Discussion ForumsJump to Quoted PostQuote History
Quoted:
Quoted:


$50,000

can i use 401K or IRA  as collateral? i also have a car, probably worth about $10,000


do you own your home?


and how the fuck do you owe someone 50k


I saw that episode. OP, just have Christopher front you the money, I think the vig is 4 points weekly.

Link Posted: 2/12/2017 11:44:47 PM EDT
[#49]
Discussion ForumsJump to Quoted PostQuote History
Quoted:

Well he's an arfcommer so that's at least 100 points on top.
View Quote
I bet he's in the 600s
Link Posted: 2/12/2017 11:44:59 PM EDT
[#50]
Discussion ForumsJump to Quoted PostQuote History
Quoted:


Get crackin' OP.

http://i.imgur.com/ul9hI.jpg
View Quote

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