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Posted: 2/1/2011 2:32:01 PM EDT
of a $0.02 deficiency in my tax escrow.

They paid at least $0.33 in postage to send me a notice of a $0.02 deficiency instead of crediting my account 2 cents as a goodwill gesture. I now have the option of remitting the $0.02 or have my monthly escrow payment increase by $0.01 a month.

I am going to send in a check for $0.02. It will cost them at least a dollar to process it, if not more. I'm even going to write out the check by hand and not include the remittance slip and just write my account # and ESCROW on the Memo.

I know, CSB.
Link Posted: 2/1/2011 2:32:56 PM EDT
Got a similar one for property taxes a few years ago. No wonder taxes are so fucking high...
Link Posted: 2/1/2011 2:34:46 PM EDT
Some people are just plain dumb
Link Posted: 2/1/2011 2:38:14 PM EDT
[Last Edit: 2/1/2011 2:39:48 PM EDT by JDJR]
You're lucky you got a letter - I had a tax lien for $3.47 from the state found in closing which almost lost my sale of $450,000 house I was selling. Took over a month to "clear" from computers even though I went down and paid that day.
Link Posted: 2/1/2011 2:39:06 PM EDT
Tape two pennies to a piece of paper and mail it.
Link Posted: 2/1/2011 2:40:37 PM EDT
Link Posted: 2/1/2011 2:40:56 PM EDT
Originally Posted By CWO:
Tape two pennies to a piece of paper and mail it.


Outstanding!
Link Posted: 2/1/2011 2:42:23 PM EDT
Send it in two separate payments a couple days apart.
Link Posted: 2/1/2011 2:49:08 PM EDT
Originally Posted By AeroE:
Send 3 cents, not 2. You want an overpayment credited.



This!
Link Posted: 2/1/2011 2:50:34 PM EDT

Originally Posted By AeroE:
Send 3 cents, not 2. You want an overpayment credited.


+1, did that to a doctor that wanted his .19 cent. i mailed 19 pennies with shortage in postage on purpose and no address written on the outside.
Link Posted: 2/1/2011 2:52:28 PM EDT
Geico sent me a check for 1 cent for a 'change in my account'.
Link Posted: 2/1/2011 2:52:32 PM EDT
I would send a check for one cent, then another check for two cents.
Link Posted: 2/1/2011 3:09:29 PM EDT
Send them three Canadian pennies and tell them you want the extra credited to your account.
Link Posted: 2/1/2011 3:15:04 PM EDT
You think its possible that this is automated that the computer doesn't understand the difference between say $1000 and 2 cents?

I really think you are making something out of nothing. Mortgage servicers have MILLIONS of customers and I am fairly certain that this wasn't a hand written document with a licked postage stamp on there....

Calm down and pay the money...

just my 2 cents
Link Posted: 2/1/2011 3:18:44 PM EDT
Wait, so let me get this right, you have UNDERPAID your account and your lender had to FRONT you the shorted amount? You then come to arfcom and bitch about it?



















J/K
Link Posted: 2/1/2011 3:19:15 PM EDT
So everybody has got to give their .02 cents worth

Collect 2 cents from each poster-pay your bill, keep difference profit. buy ammo
Link Posted: 2/1/2011 3:19:37 PM EDT
Originally Posted By Shizzlemah:
I would send a check for one cent, then another check for two cents.


This




Link Posted: 2/1/2011 3:29:08 PM EDT
Originally Posted By Eagle7222:
You think its possible that this is automated that the computer doesn't understand the difference between say $1000 and 2 cents?

I really think you are making something out of nothing. Mortgage servicers have MILLIONS of customers and I am fairly certain that this wasn't a hand written document with a licked postage stamp on there....

Calm down and pay the money...

just my 2 cents


I'm not upset of course it is automated. But the cheapest First Class postage you can pay, 5-digit presort automation-compatible with a barcode, is 33 cents per the Domestic Mail Manual. As a human you would say, screw that I'm not billing him 2 cents. Giant monster mega bank doesn't care. I know they calculate per-transaction recovery costs and look at outliers so I'm going to make this one painfully expensive for them as a percent of collected.

I might even draw a sensual coconut picture on the handwritten remittance note I send them.
Link Posted: 2/1/2011 3:29:38 PM EDT
I love when they do stupid shit like that. Banks as well.
Link Posted: 2/1/2011 3:33:00 PM EDT
Mail a two checks, each for 1.5 cents. Throw a nickle in there for lulz.
Link Posted: 2/1/2011 3:36:56 PM EDT
Originally Posted By vaughn4380:
Wait, so let me get this right, you have UNDERPAID your account and your lender had to FRONT you the shorted amount? You then come to arfcom and bitch about it?


Had me for a second.
Link Posted: 2/1/2011 3:40:03 PM EDT
I've decided that after a couple beers I'm going to call them up and ask if I can pay this deficiency in 3 monthly installments.
Link Posted: 2/1/2011 3:40:50 PM EDT
By the time I get a letter like that, I have two choices, send in the difference, and they will send me a new house payment book because the funds shortage will make my monthly payment go up, or, ignore, and get new payment book with even bigger monthly bill. I now call a couple months before my mortgage company does their annual audit, so I can nip any issues in the bud before I get any letters.
Link Posted: 2/1/2011 3:41:04 PM EDT

Originally Posted By PaintItBlack:
of a $0.02 deficiency in my tax escrow.

They paid at least $0.33 in postage to send me a notice of a $0.02 deficiency instead of crediting my account 2 cents as a goodwill gesture. I now have the option of remitting the $0.02 or have my monthly escrow payment increase by $0.01 a month.

I am going to send in a check for $0.02. It will cost them at least a dollar to process it, if not more. I'm even going to write out the check by hand and not include the remittance slip and just write my account # and ESCROW on the Memo.

I know, CSB.
Send two checks written for $0.01 each.

Link Posted: 2/1/2011 3:42:00 PM EDT
Send them a check for $0.03.
Link Posted: 2/1/2011 3:42:35 PM EDT

Originally Posted By AR4U:
Send them a check for $0.03.

thats mean
Link Posted: 2/1/2011 3:44:53 PM EDT
Evil person, I like it. Screw up the balance, they should cut OP a check for $0.01
Originally Posted By AR4U:
Send them a check for $0.03.


Link Posted: 2/1/2011 3:50:45 PM EDT
Originally Posted By CWO:
Tape two pennies to a piece of paper and mail it.



Freaking awesome !
Link Posted: 2/1/2011 3:54:26 PM EDT
Or do something like this

Link Posted: 2/1/2011 3:56:14 PM EDT
Originally Posted By AR4U:
Send them a check for $0.03.


Link Posted: 2/1/2011 4:00:28 PM EDT
Originally Posted By P95Shooter:
Or do something like this


I wish I would have thought of that one!
Link Posted: 2/1/2011 4:26:27 PM EDT

Originally Posted By P95Shooter:
Or do something like this

Please tell us dummies the value of that check.
Link Posted: 2/1/2011 4:34:13 PM EDT
Originally Posted By nightdh:

Originally Posted By P95Shooter:
Or do something like this

Please tell us dummies the value of that check.


0.0002 + 2.71^3.14* 2.71^(SQRT(-1)) + (0.5 + 0.25 + 0.125 + 0.06125...)

I don't know if the bank will accept multidimensional payments.
Link Posted: 2/1/2011 4:52:42 PM EDT
SLACKER !!!!
Link Posted: 2/1/2011 4:55:27 PM EDT

Originally Posted By 4Truck:
Got a similar one for property taxes a few years ago. No wonder taxes are so fucking high...

Automation. The money they save from autmoation is certainly more than the cost of sending the letter.
Link Posted: 2/1/2011 5:07:19 PM EDT

Originally Posted By nightdh:

Originally Posted By P95Shooter:
Or do something like this

Please tell us dummies the value of that check.

I'm a dummy myself, here's the story.
Link Posted: 2/1/2011 6:09:57 PM EDT
[Last Edit: 2/1/2011 6:10:35 PM EDT by CEFPARTS]
Fight the power!

Don't believe the hype!!

Down wit whitey!!!

ETA:

Link Posted: 2/1/2011 6:30:09 PM EDT
Originally Posted By BeerPimp:

Originally Posted By PaintItBlack:
of a $0.02 deficiency in my tax escrow.

They paid at least $0.33 in postage to send me a notice of a $0.02 deficiency instead of crediting my account 2 cents as a goodwill gesture. I now have the option of remitting the $0.02 or have my monthly escrow payment increase by $0.01 a month.

I am going to send in a check for $0.02. It will cost them at least a dollar to process it, if not more. I'm even going to write out the check by hand and not include the remittance slip and just write my account # and ESCROW on the Memo.

I know, CSB.
Send two checks written for $0.01 each.



Send 10 checks for 1/5 of a cent each.
Link Posted: 2/1/2011 6:32:10 PM EDT
Originally Posted By Eli75:
Send it in two separate payments a couple days apart.


This. In two checks.
Link Posted: 2/1/2011 6:34:34 PM EDT
Peckerheads.
Link Posted: 2/1/2011 6:43:19 PM EDT
...and yet, they have no problem writing off billions.
Link Posted: 2/1/2011 6:46:35 PM EDT
Originally Posted By nightdh:

Originally Posted By P95Shooter:
Or do something like this

Please tell us dummies the value of that check.


2/100 of a cent.
Link Posted: 2/1/2011 6:49:01 PM EDT
Originally Posted By Badass03:
Some people and companies are just plain dumb


Link Posted: 2/1/2011 6:54:30 PM EDT
Originally Posted By CWO:
Tape two pennies to a piece of paper and mail it.
Never send cash to pay a bill. It will get lost and you will screwed.
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