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Posted: 10/20/2016 10:56:14 PM EDT
So I found me a a gently use,snazzy, wagon out of state. so I cal up the dealer and arrange financing.
Do the app etc, well the salesman tells me he wouldn't be able to give me exact terms and conditions over the phone due to privacy reasons 
Looks like I won't be making the trip unless they send me everything in writing. |
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Posted: 10/20/2016 10:57:12 PM EDT
[#1]
lol
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Posted: 10/20/2016 10:57:23 PM EDT
[#2]
Some people must think lying to you makes you happy.
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Posted: 10/20/2016 11:01:44 PM EDT
[#3]
They don't know the terms until they submit the deal to the bank. Where I work, the customer has to sign that we can do that because it's a hard pull on the credit report.
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Posted: 10/20/2016 11:02:09 PM EDT
[#4]
Quote HistoryQuoted:
Some people must think lying to you makes you happy. I guess, some people's children |
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Posted: 10/20/2016 11:02:56 PM EDT
[#5]
Quote HistoryQuoted:
They don't know the terms until they submit the deal to the bank. Where I work, the customer has to sign that we can do that because it's a hard pull on the credit report. Cool, I'll sign a for so they can pull my credit. I mean It's gonna get pulled either wAy I am not flying out there with out knowing wha my they hell my terms are. I need to know if I am going to have to write a check to them and just buy it out right. |
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Posted: 10/20/2016 11:03:34 PM EDT
[#6]
Credit and financing depend on snazziness  |
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Posted: 10/20/2016 11:04:08 PM EDT
[#7]
Quote HistoryQuoted:
Credit and financing depend on snazziness
Tres Snazzy! |
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Posted: 10/20/2016 11:04:31 PM EDT
[#8]
what kind of wagon are you getting? it better be this
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Posted: 10/20/2016 11:05:56 PM EDT
[#9]
Quote HistoryQuoted:
what kind of wagon are you getting? it better be this
https://www.audi.co.uk/content/dam/audi/production/Models/NewModelsgallery/A6range/RS6_Avant/2436x1552-rs6-rear.jpg Hnnnnnng!! Navigator L because 'muricA |
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Posted: 10/20/2016 11:12:12 PM EDT
[#10]
I had a sales manager tell me that they don't haggle on prices, even though I was offered a lower price than the asking price by the salesman. The manager said all the dealerships are like that. "It's all like Car Max now". I walked out.
I was offering a lower price. They went down twice. Three times wasn't possible at which point, the manager had to come out.  why couldn't the salesman just say we aren't going to go that low?
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Posted: 10/20/2016 11:15:46 PM EDT
[#11]
Shop elsewhere.
He's lying. Buy from someone with character and honesty. |
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Posted: 10/20/2016 11:20:21 PM EDT
[#12]
Quote HistoryQuoted: Hnnnnnng!! Navigator L because 'muricA Quote HistoryQuoted: Quoted: what kind of wagon are you getting? it better be this https://www.audi.co.uk/content/dam/audi/production/Models/NewModelsgallery/A6range/RS6_Avant/2436x1552-rs6-rear.jpg Hnnnnnng!! Navigator L because 'muricA This would have also been acceptable.  Sadly, you've chosen otherwise  |
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Posted: 10/20/2016 11:21:25 PM EDT
[#13]
Don't do it! You order a blue family truckster, and end up with this:
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Posted: 10/20/2016 11:24:53 PM EDT
[#14]
Family Truckster FTW
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Posted: 10/20/2016 11:26:46 PM EDT
[#15]
Had a "buddy" who was sold cars. He bragged that he got some guy to drive to his lot from out of state for a car they already sold. . . then sold him a different one.
If it's a used car I wouldn't make the trip if I were you. |
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Posted: 10/20/2016 11:30:20 PM EDT
[#16]
Quoted:
So I found me a a gently use,snazzy, wagon out of state. so I cal up the dealer and arrange financing. Do the app etc, well the salesman tells me he wouldn't be able to give me exact terms and conditions over the phone due to privacy reasons
Looks like I won't be making the trip unless they send me everything in writing. Go to ebaymotors.com if you want to see dealers' terms and conditions. |
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Posted: 10/21/2016 12:10:07 AM EDT
[#17]
You know, you're gonna want that Tru-Kote. They put it on at the factory....
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Posted: 10/21/2016 12:12:36 AM EDT
[#18]
Used car salesmen are incapable of telling the truth.
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Posted: 10/21/2016 12:15:47 AM EDT
[#19]
Quote HistoryQuoted:
Used car salesmen are incapable of telling the truth. FIFY |
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Posted: 10/21/2016 1:02:57 AM EDT
[#20]
Suburban > Navigator. The company I work for tried Navigators for a while. They didn't last for shit. For a large suv, Suburban is where it's at.
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Posted: 10/21/2016 1:04:42 AM EDT
[#21]
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Posted: 10/21/2016 1:22:38 AM EDT
[#22]
Quoted:
So I found me a a gently use,snazzy, wagon out of state. so I cal up the dealer and arrange financing. Do the app etc, well the salesman tells me he wouldn't be able to give me exact terms and conditions over the phone due to privacy reasons
Looks like I won't be making the trip unless they send me everything in writing. There is a matter of privacy when it comes to your credit. Every "hit" on your bureau from an outside source reads as an enquiry and will actually lower your credit score. This is why your signature is required, one hit is no big deal but if you are submitting credit apps to several dealers it will show on you credit that you have several enquiries and are trying to get "bought" which raises a red flag and lowers your credit score. The lower the score, the higher your interest rate will be and that effects your payment as well as the term. Privacy wise you should be talking with the business manager of that dealer about the terms and rates when it comes to the financial arrangements, not the salesman, you have already closed on a price and that's as far as you interaction should go with him until he hands you the keys upon delivery. Talk to the business manager. |
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Posted: 10/21/2016 1:28:06 AM EDT
[#23]
A car salesman lied?
well I'll be Next your gonna be telling me I can't trust my lawyer or my elected representatives |
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Posted: 10/21/2016 1:34:01 AM EDT
[#24]
Quote HistoryQuoted:
This would have also been acceptable. http://i.dmarge.com/2014/09/2015-mercedes-benz-c63-amg_100482384_l.jpg Sadly, you've chosen otherwise
Quote HistoryQuoted:
Quoted:
Quoted:
what kind of wagon are you getting? it better be this
https://www.audi.co.uk/content/dam/audi/production/Models/NewModelsgallery/A6range/RS6_Avant/2436x1552-rs6-rear.jpg Hnnnnnng!! Navigator L because 'muricA This would have also been acceptable. http://i.dmarge.com/2014/09/2015-mercedes-benz-c63-amg_100482384_l.jpg Sadly, you've chosen otherwise
Are you shitting us? The fuck is that thing? They would have to mail me payments to drive that.
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Posted: 10/21/2016 1:40:38 AM EDT
[#25]
Don't forget to get that Truecoat, your gonna want that Truecoat.
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Posted: 10/21/2016 1:56:54 AM EDT
[#26]
I would buy a car from this man. 
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Posted: 10/21/2016 2:03:49 AM EDT
[#27]
Quote HistoryQuoted: Are you shitting us? The fuck is that thing? They would have to mail me payments to drive that. Quote HistoryQuoted: Quoted: Quoted: Quoted: what kind of wagon are you getting? it better be this https://www.audi.co.uk/content/dam/audi/production/Models/NewModelsgallery/A6range/RS6_Avant/2436x1552-rs6-rear.jpg Hnnnnnng!! Navigator L because 'muricA This would have also been acceptable. http://i.dmarge.com/2014/09/2015-mercedes-benz-c63-amg_100482384_l.jpg Sadly, you've chosen otherwise Are you shitting us? The fuck is that thing? They would have to mail me payments to drive that. |
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Posted: 10/21/2016 2:14:38 AM EDT
[#28]
Quote HistoryQuoted: Tres Snazzy! Quote HistoryQuoted: Quoted: Credit and financing depend on snazziness Tres Snazzy!  |
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Posted: 10/21/2016 9:08:49 AM EDT
[#29]
Quote HistoryQuoted:
There is a matter of privacy when it comes to your credit. Every "hit" on your bureau from an outside source reads as an enquiry and will actually lower your credit score. This is why your signature is required, one hit is no big deal but if you are submitting credit apps to several dealers it will show on you credit that you have several enquiries and are trying to get "bought" which raises a red flag and lowers your credit score. The lower the score, the higher your interest rate will be and that effects your payment as well as the term. Privacy wise you should be talking with the business manager of that dealer about the terms and rates when it comes to the financial arrangements, not the salesman, you have already closed on a price and that's as far as you interaction should go with him until he hands you the keys upon delivery. Talk to the business manager. Quote HistoryQuoted:
Quoted:
So I found me a a gently use,snazzy, wagon out of state. so I cal up the dealer and arrange financing. Do the app etc, well the salesman tells me he wouldn't be able to give me exact terms and conditions over the phone due to privacy reasons
Looks like I won't be making the trip unless they send me everything in writing. There is a matter of privacy when it comes to your credit. Every "hit" on your bureau from an outside source reads as an enquiry and will actually lower your credit score. This is why your signature is required, one hit is no big deal but if you are submitting credit apps to several dealers it will show on you credit that you have several enquiries and are trying to get "bought" which raises a red flag and lowers your credit score. The lower the score, the higher your interest rate will be and that effects your payment as well as the term. Privacy wise you should be talking with the business manager of that dealer about the terms and rates when it comes to the financial arrangements, not the salesman, you have already closed on a price and that's as far as you interaction should go with him until he hands you the keys upon delivery. Talk to the business manager. I knew it worked like that, but I don't want to fly out there with nothing in writing. How we used to do it with boats was we would have everything set up before the client arrived. Only thing they had to do was just sign the app and fax/email it back |
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Posted: 10/21/2016 9:10:48 AM EDT
[#30]
Quote HistoryQuoted:
Cool, I'll sign a for so they can pull my credit. I mean It's gonna get pulled either wAy I am not flying out there with out knowing wha my they hell my terms are. I need to know if I am going to have to write a check to them and just buy it out right. Quote HistoryQuoted:
Quoted:
They don't know the terms until they submit the deal to the bank. Where I work, the customer has to sign that we can do that because it's a hard pull on the credit report. Cool, I'll sign a for so they can pull my credit. I mean It's gonna get pulled either wAy I am not flying out there with out knowing wha my they hell my terms are. I need to know if I am going to have to write a check to them and just buy it out right. Do this if you really want this vehicle, and it looks good otherwise (condition, etc.). You can always finance it through your local bank or credit union when you get home. |
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Posted: 10/21/2016 9:14:20 AM EDT
[#31]
Why not put in an offer, and arrange financing through your personal bank.
Then just go out and cut them a check for the agreed upon price? |
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Posted: 10/21/2016 9:14:24 AM EDT
[#32]
Quote HistoryQuoted:
There is a matter of privacy when it comes to your credit. Every "hit" on your bureau from an outside source reads as an enquiry and will actually lower your credit score. This is why your signature is required, one hit is no big deal but if you are submitting credit apps to several dealers it will show on you credit that you have several enquiries and are trying to get "bought" which raises a red flag and lowers your credit score. The lower the score, the higher your interest rate will be and that effects your payment as well as the term. Privacy wise you should be talking with the business manager of that dealer about the terms and rates when it comes to the financial arrangements, not the salesman, you have already closed on a price and that's as far as you interaction should go with him until he hands you the keys upon delivery. Talk to the business manager. Quote HistoryQuoted:
Quoted:
So I found me a a gently use,snazzy, wagon out of state. so I cal up the dealer and arrange financing. Do the app etc, well the salesman tells me he wouldn't be able to give me exact terms and conditions over the phone due to privacy reasons
Looks like I won't be making the trip unless they send me everything in writing. There is a matter of privacy when it comes to your credit. Every "hit" on your bureau from an outside source reads as an enquiry and will actually lower your credit score. This is why your signature is required, one hit is no big deal but if you are submitting credit apps to several dealers it will show on you credit that you have several enquiries and are trying to get "bought" which raises a red flag and lowers your credit score. The lower the score, the higher your interest rate will be and that effects your payment as well as the term. Privacy wise you should be talking with the business manager of that dealer about the terms and rates when it comes to the financial arrangements, not the salesman, you have already closed on a price and that's as far as you interaction should go with him until he hands you the keys upon delivery. Talk to the business manager. I've read that multiple hits in a short time period counts as a single hard pull. They assume you're rate shopping and don't doing you. The article I read basically said to buy a car within a couple of weeks of your first credit pull so it gets counted this way. Not sure if valid...it was on the interwebz. |
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Posted: 10/21/2016 9:15:15 AM EDT
[#33]
Quote HistoryQuoted: I had a sales manager tell me that they don't haggle on prices, even though I was offered a lower price than the asking price by the salesman. The manager said all the dealerships are like that. "It's all like Car Max now". I walked out. I was offering a lower price. They went down twice. Three times wasn't possible at which point, the manager had to come out. why couldn't the salesman just say we aren't going to go that low?My wife loves the negotiating game. She keeps pushing until the manager has to come out... then she knows they are at their bottom. It worked well the last couple purchases. |
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Posted: 10/21/2016 9:15:34 AM EDT
[#34]
OP, why don't you get your financing BEFORE you go? Like this.
1. walk into local credit union and get a rate at least a 1-2 points less than anything that dealership can provide 2. give them car info and with have them cut you a check. 3. hop on airplane with check go to dealer 4. hand them check and drive home Its that easy and cuts out a LOT of the bullshit. |
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Posted: 10/21/2016 9:16:36 AM EDT
[#35]
Quote HistoryQuoted:
what kind of wagon are you getting? it better be this
https://www.audi.co.uk/content/dam/audi/production/Models/NewModelsgallery/A6range/RS6_Avant/2436x1552-rs6-rear.jpg That is a sexy bitch right there. |
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Posted: 10/21/2016 9:22:27 AM EDT
[#36]
I had a new car salesman pull that crap on me recently. "We don't haggle anymore. The price you see on the sticker is what you get..."
I said, "ok, thanks anyway," and headed out the door. The price dropped like a rock before I could get to the sidewalk. Posted Via AR15.Com Mobile |
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Posted: 10/21/2016 9:23:02 AM EDT
[#37]
I've been kicking tires for a couple months, getting ready to buy a new truck or other 4x4.
"My credit union has approved me for $25K" shuts all of their financing bullshit right down. They know they can't touch a credit union's interest rate and it takes the wind right out of their sail's. |
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Posted: 10/21/2016 9:26:39 AM EDT
[#38]
Quote HistoryQuoted:
I would buy a car from this man. Quote HistoryShit, that's what the fuck I said!
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Posted: 10/21/2016 9:26:55 AM EDT
[#39]
This could all be avoided by arranging financing through your bank ahead of time.
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Posted: 10/21/2016 9:34:12 AM EDT
[#40]
Quote HistoryQuoted: Are you shitting us? The fuck is that thing? They would have to mail me payments to drive that. Quote HistoryQuoted: Quoted: Quoted: Quoted: what kind of wagon are you getting? it better be this https://www.audi.co.uk/content/dam/audi/production/Models/NewModelsgallery/A6range/RS6_Avant/2436x1552-rs6-rear.jpg Hnnnnnng!! Navigator L because 'muricA This would have also been acceptable. http://i.dmarge.com/2014/09/2015-mercedes-benz-c63-amg_100482384_l.jpg Sadly, you've chosen otherwise Are you shitting us? The fuck is that thing? They would have to mail me payments to drive that. |
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Posted: 10/21/2016 9:42:17 AM EDT
[#41]
I live in the Florida panhandle. I recently traded in an 08 Subaru STI for a 2016 VW Golf-R with Heritage VW of Atlanta GA. We did the entire deal over the internet. When I drove up everything was firm and in writing. The only flyer, was the allowance on the STI was based on my description and subject to change if not as represented. That sounded fair to me, but I was expecting them to lower the value because of microscopic pitting or some other BS. I was pleasantly surprised that they stuck with the value we had agreed on. It restored my belief that not ALL car salesmen are crooks.
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Posted: 10/21/2016 11:06:31 AM EDT
[#42]
Quote HistoryQuoted:
Do this if you really want this vehicle, and it looks good otherwise (condition, etc.). You can always finance it through your local bank or credit union when you get home. Quote HistoryQuoted:
Quoted:
Quoted:
They don't know the terms until they submit the deal to the bank. Where I work, the customer has to sign that we can do that because it's a hard pull on the credit report. Cool, I'll sign a for so they can pull my credit. I mean It's gonna get pulled either wAy I am not flying out there with out knowing wha my they hell my terms are. I need to know if I am going to have to write a check to them and just buy it out right. Do this if you really want this vehicle, and it looks good otherwise (condition, etc.). You can always finance it through your local bank or credit union when you get home. Yeah that's an option that I might just take. The only problem I run into is that I try and finance for as long as they let me since it's for business use so the local credit union I use may only let me finance it for 3 years. Which isn't horrible. |
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Posted: 10/21/2016 11:07:28 AM EDT
[#43]
Quote HistoryQuoted:
OP, why don't you get your financing BEFORE you go? Like this. 1. walk into local credit union and get a rate at least a 1-2 points less than anything that dealership can provide 2. give them car info and with have them cut you a check. 3. hop on airplane with check go to dealer 4. hand them check and drive home Its that easy and cuts out a LOT of the bullshit. My CU won't cut me a check out of state for a non franchised dealer. |
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Posted: 10/21/2016 11:12:19 AM EDT
[#44]
Quote HistoryQuoted:
I live in the Florida panhandle. I recently traded in an 08 Subaru STI for a 2016 VW Golf-R with Heritage VW of Atlanta GA. We did the entire deal over the internet. When I drove up everything was firm and in writing. The only flyer, was the allowance on the STI was based on my description and subject to change if not as represented. That sounded fair to me, but I was expecting them to lower the value because of microscopic pitting or some other BS. I was pleasantly surprised that they stuck with the value we had agreed on. It restored my belief that not ALL car salesmen are crooks. I know not all car salesmen are crooks, the only salesmen I ever had problems with were the old school guys. |
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Posted: 10/21/2016 11:14:36 AM EDT
[#45]
Quote History This guy is hilarious. At least he tells the truth!
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Posted: 10/21/2016 11:20:56 AM EDT
[#46]
Quote HistoryQuoted:
I would buy a car from this man. Quote HistoryThat was pretty much the greatest used car sales video/disclaimer I've ever seen. |
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Posted: 10/21/2016 11:33:05 AM EDT
[#47]
Quote HistoryQuoted:
There is a matter of privacy when it comes to your credit. Every "hit" on your bureau from an outside source reads as an enquiry and will actually lower your credit score. This is why your signature is required, one hit is no big deal but if you are submitting credit apps to several dealers it will show on you credit that you have several enquiries and are trying to get "bought" which raises a red flag and lowers your credit score. The lower the score, the higher your interest rate will be and that effects your payment as well as the term. Privacy wise you should be talking with the business manager of that dealer about the terms and rates when it comes to the financial arrangements, not the salesman, you have already closed on a price and that's as far as you interaction should go with him until he hands you the keys upon delivery. Talk to the business manager. Quote HistoryQuoted:
Quoted:
So I found me a a gently use,snazzy, wagon out of state. so I cal up the dealer and arrange financing. Do the app etc, well the salesman tells me he wouldn't be able to give me exact terms and conditions over the phone due to privacy reasons
Looks like I won't be making the trip unless they send me everything in writing. There is a matter of privacy when it comes to your credit. Every "hit" on your bureau from an outside source reads as an enquiry and will actually lower your credit score. This is why your signature is required, one hit is no big deal but if you are submitting credit apps to several dealers it will show on you credit that you have several enquiries and are trying to get "bought" which raises a red flag and lowers your credit score. The lower the score, the higher your interest rate will be and that effects your payment as well as the term. Privacy wise you should be talking with the business manager of that dealer about the terms and rates when it comes to the financial arrangements, not the salesman, you have already closed on a price and that's as far as you interaction should go with him until he hands you the keys upon delivery. Talk to the business manager. Who does the credit reports for you top hats? |
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Posted: 10/21/2016 11:36:40 AM EDT
[#48]
Quote HistoryQuoted:
Shop elsewhere. He's lying. Buy from someone with character and honesty. He said car salesman. Good luck with that.
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Posted: 10/21/2016 11:38:15 AM EDT
[#49]
Quote HistoryQuoted:
He said car salesman. Good luck with that. Quote HistoryQuoted:
Quoted:
Shop elsewhere. He's lying. Buy from someone with character and honesty. He said car salesman. Good luck with that. 
That guy with Cash Cars KC is probably the most honest guy I have ever seen, If he had somthing that I wanted I'd buy form him. |
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Posted: 10/21/2016 11:40:35 AM EDT
[#50]
No such thing as an honest salesman.
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