OK, so as I stated in a thread a few days ago, I got a check from my tenants that I am/was suspicious would bounce. So I called into their bank and they wouldn't verify funds for me. The only option I had at that point was to go off and deposit the check into my bank account, which I did. Well, the next day the funds had shown up as available in my account, which usually means that the check has cleared. However, since this was an out of state check from a different bank I decided to call my bank and find out if the check had cleared. They confirmed my suspicions that the check had not cleared and that the check probably wouldn't clear for at least 5 business days. They also told me that since I was a good customer they would just add the money to my available balance anyways. How sweet of them. When I asked the girl on the phone what would have happened if I had used that money to say oh, pay the mortgage on my house and the check came back NSF she of course told me that I would have an overdraft on my account. So, in addition to the the $32 NFS fee I would have had to pay a $50 overdraft fee.
Fucking worthless piece of shit conartist mother fuckers!!!
I'm beginning to hate the banking rackets almost as much as I hate the insurance racket!