I need some direction here, because I'm not sure what to do. A few weeks ago, I noticed a wet spot in the ceiling of the room below our main bathroom. My wife said that the kids dumped a bunch of water on the floor and that is probably what caused it. Fast forward to just a few minutes ago. I found black mold and a squishy ceiling in the linen closet adjacent to the room with the wet spot on the ceiling. This all leads me to believe that it was not a one time bath time accident, but the possibility that I have a leaking pipe inside the wall.
If I do have a leaking pipe, and it is causing mold and damage inside multiple walls, is this something that I can claim against my home owner's insurance? I've never had to make a claim before, but after all of the bad news about black mold over the years, its got me worried about my kids' health.
Thanks,
Mike