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Posted: 9/29/2011 3:34:54 PM EST
Enough of BofA.

Any ideas on what banks are not in bed with the goverment or didn't recieve any bailout cash?

What banks would you never do business with?

Thank you in advance!!

WC6
Link Posted: 9/29/2011 3:36:22 PM EST
Wells Fargo

...NOT!
Link Posted: 9/29/2011 3:37:13 PM EST
your local credit union
Link Posted: 9/29/2011 3:37:47 PM EST
[Last Edit: 9/29/2011 3:38:35 PM EST by OKIE-CARBINE]
find a credit onion.

damn, my going back and making an appropriate arfcom spelling change let me get beat.
Link Posted: 9/29/2011 3:41:06 PM EST
Another vote for credit unions.
Link Posted: 9/29/2011 3:41:19 PM EST
CEFCU

BTW, Illinois is not the midwest!

Ask yourself this, "Do my radio stations begin with a K?"
Link Posted: 9/29/2011 3:42:21 PM EST
Chase

Despite a lot of whiners here, I have been 99% happy with them, only thing is their CS is in the Philippines.
Link Posted: 9/29/2011 3:44:35 PM EST
Originally Posted By 4v50:
Another vote for credit unions.


This. No fees, non-profit, good loan rates and account interest rates.
Link Posted: 9/29/2011 3:46:17 PM EST
[Last Edit: 9/29/2011 3:46:47 PM EST by diehippy]
My small local bank has an awesome rating on bankrate. Gets my money. I Keep a checking account at large bank too just in case. USAA gets my business for everything else.
Link Posted: 9/29/2011 3:54:04 PM EST

Originally Posted By Dunragit:
your local credit union

This... find a good one with at least a few locations and that is a member of the CUSC Shared Branch network.
Link Posted: 9/29/2011 4:09:37 PM EST
A credit union, or if you're eligible, USAA. USAA will let you take a picture of a check for deposit and credit it on the spot, so you don't have to worry about having a "branch" close by.
Link Posted: 9/29/2011 4:13:07 PM EST
Originally Posted By Barrelburner:
Wells Fargo

...NOT!


Then what do you recommend? Chase is just as bad as BOFA, and there aren't a lot of other options.
Link Posted: 9/29/2011 4:13:16 PM EST
any credit union > any bank > BOA
Link Posted: 9/29/2011 4:14:53 PM EST
wife and I are also thinking about leaving BoA and going to a credit union.
Link Posted: 9/29/2011 4:15:19 PM EST
Originally Posted By MultipleFractures:
CEFCU

BTW, Illinois is not the midwest!

Ask yourself this, "Do my radio stations begin with a K?"


........ ok., i'll change the title to the east coast
Link Posted: 9/29/2011 6:06:25 PM EST
Link Posted: 9/29/2011 6:11:04 PM EST
I like WF.

Online banking is great.

Link Posted: 9/29/2011 6:11:57 PM EST
USAA. Bank over the internet. I have not set foot in a bank since 1996.
Link Posted: 9/29/2011 6:22:31 PM EST
I would try a credit union if you have any around you....
Link Posted: 9/29/2011 6:23:24 PM EST
UMB is about conservative as it gets.
Link Posted: 9/29/2011 6:25:26 PM EST
[Last Edit: 9/29/2011 6:27:30 PM EST by bstonemega]
I have Chase but have considered PNC. Chase has been ok, been with them for 13 years or so, no real reason to switchh other than wanting something new.

Posted Via AR15.Com Mobile
Link Posted: 9/29/2011 6:25:33 PM EST
Lots of good info in this thread.


Credit Union!!! Make sure that it is not a small CU, you should know what I am talking about. Navy Fed CU is the largest in the USA but you need to of served in order to be a member. USAA is an ok choice for banking, thier rates suck.
Link Posted: 9/29/2011 6:31:14 PM EST
Local credit union. Mine provides free checking (with direct deposit), free debit cart, decent savings rates (considering the current interest rates), multiple branches and ATM's, free notary service, overdraft protection, a 9% visa, a coin counting machine in every branch for 2% of the amount, only charge me $.65 for using another banks ATM, etc.............
Link Posted: 9/30/2011 6:17:45 AM EST
Looks like credit union wins
Link Posted: 9/30/2011 6:19:40 AM EST
Are you a veteran?
Link Posted: 9/30/2011 6:30:58 AM EST
Originally Posted By EightySecond:
Are you a veteran?


Yes, I have looked at USAA but... I'd like to have a building to walk into.

Navy fed isn't close,

nor is any marine fed or (MCW)
Link Posted: 9/30/2011 6:33:47 AM EST
We use a local credit union and are very happy.

They have enough branches around where I live, and they have a killer deal - 4% interest on my checking account - up to $25,000. That's insane... but they pay it, so I take it.
Link Posted: 9/30/2011 6:36:37 AM EST
Any other bank that you move to will be bought out by B of A within a year or two.

Resistance is futile. You will be assimilated.

Link Posted: 9/30/2011 6:43:41 AM EST
First National of Nebraska. It is one of the 50 largest banks in the county and has subsidiary banks in several states and an online bank called FNBO Direct. It made it through the 2008 financial panic without a significant problem because the owners are not retards and hold the financial stability of their institution paramount. They never got greedy in the mortgage game.

First National of Nebraska has a subsidiary in Illinois called Castle Bank


Link Posted: 9/30/2011 6:49:19 AM EST
Originally Posted By WildChild6:
Looks like credit union wins


THIS!
Link Posted: 9/30/2011 6:55:40 AM EST
Originally Posted By armoredsaint:
Chase

Despite a lot of whiners here, I have been 99% happy with them


You and I are the only ones.

I don't know their bailout/government status though so if I were the OP I'd go with a credit union, but I am not worried about bailout/government status.
Link Posted: 9/30/2011 6:56:15 AM EST
Originally Posted By Penguin_101:
UMB is about conservative as it gets.


UMB is rock solid on the balance sheet. No Tarp money. Hone mortgage default rate is about the same as it was pre 2008 because they don't make bad loans.
Link Posted: 9/30/2011 7:08:14 AM EST
I like Wells Fargo, I have never had a problem with them for general banking or my mortgage.
I also really like their online banking and bill pay system.
However when or if I ever decide to leave them I'll be going to a credit union.
Link Posted: 9/30/2011 7:08:41 AM EST
chase
Link Posted: 9/30/2011 7:16:46 AM EST
Another vote for UMB.
Link Posted: 9/30/2011 7:20:00 AM EST
if in illinois, chase is it, i have had great service for over 15 years, never had a problem.
Link Posted: 9/30/2011 7:21:16 AM EST
Originally Posted By armoredsaint:
Chase

Despite a lot of whiners here, I have been 99% happy with them, only thing is their CS is in the Philippines.


Don't they have (or will have) fees on their accounts?
Link Posted: 9/30/2011 7:24:51 AM EST

Originally Posted By WildChild6:
Originally Posted By EightySecond:
Are you a veteran?


Yes, I have looked at USAA but... I'd like to have a building to walk into.

Navy fed isn't close,

nor is any marine fed or (MCW)
I hear ya. You could use USAA as your primary and use a local mom & pop branch for check cashing/ depositing/ transferring etc. Just an idea.

Link Posted: 9/30/2011 9:36:06 AM EST

Originally Posted By VooDoo3dfx:
Originally Posted By armoredsaint:
Chase

Despite a lot of whiners here, I have been 99% happy with them, only thing is their CS is in the Philippines.


Don't they have (or will have) fees on their accounts?

Chase = JP Morgan Chase = Fed.

Fuck. That. Noise.
Link Posted: 9/30/2011 10:02:54 AM EST
Originally Posted By Dunragit:
your local credit union


This.

I haven't used a bank in over 20 years.
Link Posted: 9/30/2011 10:12:22 AM EST

Originally Posted By WildChild6:
Originally Posted By EightySecond:
Are you a veteran?


Yes, I have looked at USAA but... I'd like to have a building to walk into.

Navy fed isn't close,

nor is any marine fed or (MCW)
I had the same hesitation for awhile but eventually I switched to USAA and never been happier, haven't had a need to walk into a building yet.

Link Posted: 9/30/2011 10:15:52 AM EST
any credit union....
Link Posted: 9/30/2011 10:17:02 AM EST
[Last Edit: 9/30/2011 10:18:53 AM EST by TheRocketmac]
Originally Posted By Barrelburner:
Wells Fargo

...NOT!


You say that in every thread about banks.

In the grand scheme of nationally-distributed banks, they are better than most.

We've had very good success with both Chase (student loan payment, bill pay, daily card/CC) and Well Fargo (my auto, home and savings are with WF). I'm also a big fan of local credit unions, may want to go check out the ones near you.
Link Posted: 9/30/2011 10:22:14 AM EST
I've had pretty good service with Chase too. As soon as they start charging all these fees I'm off to a CU. I'm sure it's coming.
Link Posted: 9/30/2011 10:32:38 AM EST
When building a new house 8 years ago, I went to the local bank for a bridge loan to finish construction on the new house (old house was paid off). We had banked with them for 26 years and with an excellent credit history, local yahoo treated me bad and offered a poor loan offer, payable in 6 months and a $350 loan initiation fee. I went to the local credit union. Their offer was 1 1/2 percent cheaper interest, no loan initiation fee and the contract was open ended until we sold the old house. I went back to the bank and said I would stay with them if they matched the CU. President told to get the loan from the CU. I did that taking checking, savings and everything else with me. Credit Union frequently has free cookies and coffee. Never got that at the bank.
Link Posted: 9/30/2011 10:35:34 AM EST
Originally Posted By MultipleFractures:
CEFCU

BTW, Illinois is not the midwest!

Ask yourself this, "Do my radio stations begin with a K?"


What do radio stations have to do with the definition of the midwest?

What is Illinois? East?
Link Posted: 9/30/2011 10:37:07 AM EST
Try finding a small local bank. Service will be a 1000 times better plus they actually take the time to get to know you.
Link Posted: 9/30/2011 10:39:03 AM EST
PNC

I had USBank, fiance had Chase. both started fucking us with fines. We've been happy with PNC, although it's only been a couple months.
Link Posted: 9/30/2011 10:39:28 AM EST
Just left BOA and Wells Fargo......staying with Suntrust because they sponsor GrandAm racing and they are local to SC so I can talk to someone

staying with USAA because they have free ATM usage no matter where you are in the country.
Link Posted: 9/30/2011 11:03:16 AM EST

Originally Posted By MultipleFractures:
CEFCU

BTW, Illinois is not the midwest!

Ask yourself this, "Do my radio stations begin with a K?"




Link Posted: 9/30/2011 11:05:22 AM EST
Originally Posted By seahorse:
USAA. Bank over the internet. I have not set foot in a bank since 1996.


I dumped Wachovia for USAA 2 months ...its pure awsome.
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