Ok, its a trite/cliche headline.  But its also true.  My car insurance representative woke me up with the news that she could save me about $300/6mo by switching to another company, which is not Geico incase anyone was actually going to ask.  If I bump one of my cars to full coverage from liability/comprehensive its only $90/6mo more!  I am insuring a 1983 Benz 380 SEL and a 1978 International Harvester Scout II.  Total amount for a 22yr old driver (clean record) on his own policy:  $430/6mo without full coverage.  Nothing impressive for some of you, but a damn sight better than $738/6mo.


w00t! Happydance!  

Estebon is not happy.

2000 Dodge Neon:
BODILY INJURY & PROPERTY DAMAGE LIABILITY $229.00
   BI $25,000 EACH PERSON - $50,000 EACH ACCIDENT
   PROPERTY DAMAGE LIABILITY - $25,000 EACH ACCIDENT
COMPREHENSIVE ACV LESS $1,000 DEDUCTIBLE $26.00
COLLISION ACV LESS $1,000 DEDUCTIBLE $96.00

Premium: $351.00



2005 Ford Mustang GT:
BODILY INJURY & PROPERTY DAMAGE LIABILITY $101.00
   BI $25,000 EACH PERSON - $50,000 EACH ACCIDENT
   PROPERTY DAMAGE LIABILITY - $25,000 EACH ACCIDENT
COMPREHENSIVE ACV LESS $500 DEDUCTIBLE $41.00
COLLISION ACV LESS $500 DEDUCTIBLE $203.00

Premium $345.00


Policy Level Coverages
Uninsured/Underinsured Motorist Bi $30.00
   $25,000 Each Person - $50,000 Each Accident        

Total Policy Premium: $726.00



26 years old, perfect record, Progressive Insurance, 6mo policy term.

Your insurance agent is also doing the HAPPYDANCE, cause she get another commision. Yea, churning!

Quoted: 2000 Dodge Neon: Premium: $351.00 2005 Ford Mustang GT: Premium $345.00

It costs more to insure a 2000 Neon with a $1000 deductable than a 2005 Mustang with a $500 deductable?  How'd they arrive at that one?

Quoted: 26 years old, perfect record, Progressive Insurance, 6mo policy term.

Uhmm, you do know that Progressive Insurance is a financial contributor to the VPC?

Quoted: Your insurance agent is also doing the HAPPYDANCE, cause she get another commision. Yea, churning!

The office (and for about 15yrs) this agent has served 3 generations of my family well.  We are in a rental the same day as our accident, we get reports, etc.  I had to do everything when my dad was insured through The Hartford, and it was the other persons fault.  Needless to say he is now with this office.  I am happy to reward her for her dilligent work.

Quoted: Ok, its a trite/cliche headline.  But its also true.  My car insurance representative woke me up with the news that she could save me about $300/6mo by switching to another company, which is not Geico incase anyone was actually going to ask.  If I bump one of my cars to full coverage from liability/comprehensive its only $90/6mo more!  I am insuring a 1983 Benz 380 SEL and a 1978 International Harvester Scout II.  Total amount for a 22yr old driver (clean record) on his own policy:  $430/6mo without full coverage.  Nothing impressive for some of you, but a damn sight better than $738/6mo. w00t! Happydance!

w00t!!