Warning

 

Close

Confirm Action

Are you sure you wish to do this?

Confirm Cancel
PSA
Member Login

Site Notices
Posted: 1/29/2010 5:52:15 AM EDT
I admit it.  I was stupid when I was young and used CC's improperly.  I've been dealing wit the debt for more years than I care to mention.  I just pressed "pay" to finally be free and clear!  Fuck yeah, bitches!
Link Posted: 1/29/2010 5:53:36 AM EDT
[Last Edit: 1/29/2010 5:53:57 AM EDT by RckClimber]
That's AWESOME! Feels great huh? We've been debt free for almost 2 years. Awesome feeling.

ETA: 6000 posts. WOW...
Link Posted: 1/29/2010 5:56:15 AM EDT
Originally Posted By nick800:
I admit it.  I was stupid when I was young and used CC's improperly.  I've been dealing wit the debt for more years than I care to mention.  I just pressed "pay" to finally be free and clear!  Fuck yeah, bitches!


We just paid our last credit cards off last week.  5 months ago we were over $14,000 deep.  Cars paid off, housing is part of my salary package.  We owe no man anything!

First time in almost 20 years.  

Yeah, it feels good doesn't it?

Patrick
Link Posted: 1/29/2010 5:57:01 AM EDT
Very cool feeling. Congratulations!
Link Posted: 1/29/2010 5:57:06 AM EDT
Ok...you have no debt...Now all you need is the following to be a true arfcommer.



You have to be 6'4" 220 lean muscled sexual tyrannosaurus

You have to have an Engineering degree (no matter what your occupation is)

You have to make at least $100,000+yearly salary

You have to have a beautiful wife who was a virgin when you married her









Link Posted: 1/29/2010 5:58:05 AM EDT
It is great.  I now have no other debt besides a mortgage.  My goal in life now, is to pay that sucker off as fast as possible.  And I mean real fast.
Link Posted: 1/29/2010 5:58:28 AM EDT
Originally Posted By RckClimber:
That's AWESOME! Feels great huh? We've been debt free for almost 2 years. Awesome feeling.
ETA: 6000 posts. WOW...


No CC debt, no car payments, life is good.
Would have been better had I not been so stupid in the first place.

Link Posted: 1/29/2010 5:59:54 AM EDT
Originally Posted By Cnacki77:
Ok...you have no debt...Now all you need is the following to be a true arfcommer.

You have to be 6'4" 220 lean muscled sexual tyrannosaurus
You have to have an Engineering degree (no matter what your occupation is)
You have to make at least $100,000+yearly salary
You have to have a beautiful wife who was a virgin when you married her





What if I have 3 out of 4?
Link Posted: 1/29/2010 5:59:54 AM EDT
Except for the house, I'll be debt free 15 Feb. Can't wait

Congrats.
Link Posted: 1/29/2010 6:03:54 AM EDT
[Last Edit: 1/29/2010 6:04:37 AM EDT by Cnacki77]





Originally Posted By nick800:





Originally Posted By Cnacki77:


Ok...you have no debt...Now all you need is the following to be a true arfcommer.





You have to be 6'4" 220 lean muscled sexual tyrannosaurus


You have to have an Engineering degree (no matter what your occupation is)


You have to make at least $100,000+yearly salary


You have to have a beautiful wife who was a virgin when you married her









What if I have 3 out of 4?
Hey, I won't judge you if you are 5'3" 220 and are a sexual rabbit


...On a serious note, it is a great feeling to pay those cards off.





I was 20 years old, got a credit card with a $7000 limit and blew through it rather quickly, took me a while to pay it off but it felt so good when I did.





I think by doing that at a young age it scared me straight to the dangers of ignorant credit card use.
 
Link Posted: 1/29/2010 6:32:47 AM EDT
The two happiest days of having a credit card are the day you get it and the day you pay it off. Congrats.
Link Posted: 1/29/2010 6:36:11 AM EDT
Originally Posted By Cnacki77:
Ok...you have no debt...Now all you need is the following to be a true arfcommer.

You have to be 6'4" 220 lean muscled sexual tyrannosaurus
You have to have an Engineering degree (no matter what your occupation is)
You have to make at least $100,000+yearly salary
You have to have a beautiful wife who was a virgin when you married her





FAIL!!!

You forgot Delta SEAL Ranger!!!

Great job OP.  I crawled out of 18k in credit card debt on December 31, 2009.  Werd.
Link Posted: 1/29/2010 6:43:23 AM EDT
Excellent! Well Done! Now, just as you say, pay down your house and start building wealth! And cut up those cards.
Link Posted: 1/29/2010 6:50:27 AM EDT
Congratulations.

Sure there are some guys on ARFCOM who make quite a bit of money.

Then there are those that do not.

Of course don't forget the embelishers and braggarts.

Regardless, congrats on getting out of debt once again.

Max
Link Posted: 1/29/2010 6:51:11 AM EDT
i'm jealous.   i haven't put anything on a CC in several years but i'm still paying for the mistakes of my youth.  

i should be out of the hole by november at the absolute latest.
Link Posted: 1/29/2010 6:57:42 AM EDT
Congrats!  Now stay that way.
Link Posted: 1/29/2010 7:01:41 AM EDT
[Last Edit: 1/29/2010 7:10:59 AM EDT by hubcityraider]
Originally Posted By Cnacki77:
Ok...you have no debt...Now all you need is the following to be a true arfcommer.

You have to be 6'4" 220 lean muscled sexual tyrannosaurus
You have to have an Engineering degree (no matter what your occupation is)
You have to make at least $100,000+yearly salary
You have to have a beautiful wife who was a virgin when you married her


Ha!  Naturally.
We polished off the last of $18k in credit card debt in December and now just have a private student loan left that will die in April.  After that I plan for the mortgage to fall inside of 5 years. THEN we'll be looking at some true freedom.
I also spent years doing stupid.
Link Posted: 1/29/2010 7:06:18 AM EDT
Originally Posted By nick800:
Originally Posted By Cnacki77:
Ok...you have no debt...Now all you need is the following to be a true arfcommer.

You have to be 6'4" 220 lean muscled sexual tyrannosaurus
You have to have an Engineering degree (no matter what your occupation is)
You have to make at least $100,000+yearly salary
You have to have a beautiful wife who was a virgin when you married her





What if I have 3 out of 4?


Link Posted: 1/29/2010 7:07:09 AM EDT
Congrats!!! Feels good doesn't it, now, DON'T DO THAT AGAIN!!!!!!!!!!!!!!!!!!!!!!!
Link Posted: 1/29/2010 7:08:10 AM EDT
[Last Edit: 1/29/2010 7:10:11 AM EDT by JIMBEAM]
Originally Posted By nick800:
Originally Posted By Cnacki77:
Ok...you have no debt...Now all you need is the following to be a true arfcommer.

You have to be 6'4" 220 lean muscled sexual tyrannosaurus
You have to have an Engineering degree (no matter what your occupation is)
You have to make at least $100,000+yearly salary
You have to have a beautiful wife who was a virgin when you married her





What if I have 3 out of 4?


I give my self  3.5 out of 4,

I am only 6'1" 204 lb
I am an engineer
My salary is almost $100K
My wife is beautiful but wasn't a virgin.


BTW I should be out of CC debt by Aug.  

Link Posted: 1/29/2010 7:08:52 AM EDT
[Last Edit: 1/29/2010 7:13:13 AM EDT by pale_pony]
Congratulations for escaping the trap (now stay out of it)


BTW:

I'm 6'-01"...

Only 190 lbs...

The closest thing to "Engineer" was that I got to ride in the cab of a train once...

I started making $100k+ a year after I finally wised-up, retired, and went into business for myself.

My wife was a slut (to me anyway, that's how she reeled me in 24 years ago)
Link Posted: 1/29/2010 7:09:18 AM EDT
Link Posted: 1/29/2010 7:14:11 AM EDT
way to go OP, cant wait for the day mine will be paid off, im sure as hell never getting another credit card
Link Posted: 1/29/2010 7:14:51 AM EDT
Congrats! My new years resolution is to have all CC debt paid off this year, and pay off the balance every month if we use them.
Link Posted: 1/29/2010 7:15:38 AM EDT
Originally Posted By Cnacki77:
Ok...you have no debt...Now all you need is the following to be a true arfcommer.

You have to be 6'4" 220 lean muscled sexual tyrannosaurus
You have to have an Engineering degree (no matter what your occupation is)
You have to make at least $100,000+yearly salary
You have to have a beautiful wife who was a virgin when you married her





Crap.  I fail.  All I have is mortgage debt and I'm a shade under 6'.
Link Posted: 1/29/2010 7:17:09 AM EDT
I racked up about 21 grand and it took me quite a while to pay off.  I finally paid it off about a year ago and it feels great.  I try to not use credit cards for anything now, just cash.

Even if you pay your cards off every month, the cc companies still get fees from the people you do business with.  I don't even want to give the cc companies that, so I pay everything with cash.

Enjoy your freedom and make your next paycheck to into a savings account, not a new celebratory done with debt toy.

Link Posted: 1/29/2010 7:18:25 AM EDT
now go charge up a larue OBR!! You know you want to
Link Posted: 1/29/2010 7:19:14 AM EDT
Originally Posted By ttushooter:
now go charge up a larue OBR!! You know you want to

You and that voice in my damn head.  Saying the same thing.
Link Posted: 1/29/2010 7:21:35 AM EDT
Congrats OP! Feels good, doesn't it?
Link Posted: 1/29/2010 7:23:06 AM EDT
Now go put a Barrett Model 82A1 on your CC!!!
Link Posted: 1/29/2010 7:28:51 AM EDT



Originally Posted By Cnacki77:


Ok...you have no debt...Now all you need is the following to be a true arfcommer.



You have to be 6'3" 320 lean muscled sexual tyrannosaurus

You have to have an Engineering degree (no matter what your occupation is)

You have to make at least $100,000+yearly salary

You have to have a beautiful wife who was a virgin when you married her








I only had to change 2 numbers... what do I win???








 
Top Top