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Posted: 1/30/2011 3:14:18 PM EDT
As stated in the title do you and your spouse have separate or shared finances?


 
Link Posted: 1/30/2011 3:15:06 PM EDT
[#1]
Shared.  100%.  Since the day we got married over 15 years ago.
Link Posted: 1/30/2011 3:15:17 PM EDT
[#2]
Poll inbound.


 
Link Posted: 1/30/2011 3:16:37 PM EDT
[#3]
we each have our own checking and savings and we have a shared savings that requires both signatures for withdrawl.

i pay all the bills, she pays for food, preps and entertainment.
Link Posted: 1/30/2011 3:16:59 PM EDT
[#4]
Shared.  If you have to do it separate, you're in trouble.
Link Posted: 1/30/2011 3:17:05 PM EDT
[#5]
We had separate accounts due to direct deposit and her moving from out the area. Now we have a joint account. I have direct deposit for work too and now I have no idea how much money I make since I switched to her bank.
Link Posted: 1/30/2011 3:17:22 PM EDT
[#6]
I figure 'and the two shall be one flesh' applies to finances, too.

Link Posted: 1/30/2011 3:18:11 PM EDT
[#7]
It would seem like separate accounts that both pay joint expenses from would be one possible way to stop the inevitably circling divorce lawyers from taking ALL of a man's money.

Probably not though.
Link Posted: 1/30/2011 3:18:17 PM EDT
[#8]
Both. It works for us.
Link Posted: 1/30/2011 3:19:23 PM EDT
[#9]
We have a joint account for joint bills, food, the kid, etc, and separate accounts for spending money. That way she can't bitch if I buy a gun and I can't bitch that she bought another pair of shoes.
Link Posted: 1/30/2011 3:19:27 PM EDT
[#10]
shared. but i hide a little
Link Posted: 1/30/2011 3:19:43 PM EDT
[#11]
shared. i keep out enough every week to cover gas and fun money and deposit the rest into our joint acct.
Link Posted: 1/30/2011 3:20:51 PM EDT
[#12]
Quoted:
shared. but i hide a little


This.  
Link Posted: 1/30/2011 3:21:04 PM EDT
[#13]
I'm thinking of splitting our finances for a few reasons. I started a business about a year ago so I could have some more fun money. Now that the money is coming in she complains about how it is being spent.
Link Posted: 1/30/2011 3:21:16 PM EDT
[#14]
It's all "married money."
Link Posted: 1/30/2011 3:21:44 PM EDT
[#15]
Shared.  She does the monthly bills.  I take care of finance and investing.



I do maintain a gun cabinet stash.
Link Posted: 1/30/2011 3:21:56 PM EDT
[#16]
We have five different accounts and either of us can access them.
Link Posted: 1/30/2011 3:22:01 PM EDT
[#17]
Both
Link Posted: 1/30/2011 3:22:27 PM EDT
[#18]
Shared.
Link Posted: 1/30/2011 3:26:56 PM EDT
[#19]
Separate. 3rd marriage for both. First 2 marriages were full of strife, for both of us, due to finances. We never fight about money; it helps that we make almost the same amount of money.
Link Posted: 1/30/2011 3:27:39 PM EDT
[#20]
Sort of mixed. Joint and seperate accounts simultaneously.
Link Posted: 1/30/2011 3:31:01 PM EDT
[#21]
Separate.  We are each responsible for half the expenses and savings, the rest can be spent however we want.

Never had a fight over money issues in 14 years of doing it this way.
Link Posted: 1/30/2011 3:34:58 PM EDT
[#22]
Quoted:
Shared.  If you have to do it separate, you're in trouble.


I concur SIR !!
Link Posted: 1/30/2011 3:37:18 PM EDT
[#23]
both... although it's kinda pointless since I'm the only one bringing anything in at the moment...
Link Posted: 1/30/2011 3:38:24 PM EDT
[#24]
I have my own account

and she has hers



I spend my money anyway I want

so can she.



the bills get paid first then everything else is sec
Link Posted: 1/30/2011 3:40:39 PM EDT
[#25]
Quoted:
Separate.  We are each responsible for half the expenses and savings, the rest can be spent however we want.

Never had a fight over money issues in 14 years of doing it this way.


This.  Married 8 years, never a fight about money.  LOL at you guys that have to beg for permission to spend $5 of the money you earn.  Yet, when she wants to spend $10000 on new furnature, appliances, and other "home improvements" it's a green light because it's not for her, it's for both of you.

At least thats what all my married friends complain about constantly.  They would rather spend their extra money on other things, but their wives will squeeze their balls too hard if they say anything.  Ha!
Link Posted: 1/30/2011 3:42:08 PM EDT
[#26]
Shared...but she's the CFO.


IBTP
Link Posted: 1/30/2011 3:46:14 PM EDT
[#27]
Quoted:
I'm thinking of splitting our finances for a few reasons. I started a business about a year ago so I could have some more fun money. Now that the money is coming in she complains about how it is being spent.



Quoted:
It's all "married money."



Share and share alike.

Link Posted: 1/30/2011 3:47:35 PM EDT
[#28]
shared
Link Posted: 1/30/2011 3:47:39 PM EDT
[#29]
BOTH
Link Posted: 1/30/2011 3:47:57 PM EDT
[#30]
Shared
Link Posted: 1/30/2011 3:48:34 PM EDT
[#31]
I have my finances.  The wife has 2 credit cards and a bank debit/credit card tied to an account I deposit money into every month for fun/groceries/incidentals/gas etc.
Link Posted: 1/30/2011 3:50:01 PM EDT
[#32]
Both.  We each contribute to a joint account which covers all family expenses such as mortgage, insurance, utilities.  We keep what's leftover of each of our incomes in separate checking accounts.

Never once had a fight about money and the bills are always paid.
Link Posted: 1/30/2011 3:51:34 PM EDT
[#33]
Shared.

We got married 35 years ago and became a family.

Everyone I know that's married and has seperate finances seems to always have an "I" attitude instead of "us".
Link Posted: 1/30/2011 3:51:48 PM EDT
[#34]
Quoted:
Shared.  If you have to do it separate, you're in trouble.


18 years with separate checking accounts and joint savings.  We both have access and rights to each others accounts if needed in emergencies.  Each of us pays particular bills out of individual accounts.

Both cars paid off...8 years left on our 15 year mortgage and we have never had an arguement about money....never.  



Link Posted: 1/30/2011 3:51:55 PM EDT
[#35]
A little of each.



We got married when we were both 40, and already established.




We each have our own assets from before, but share the house, and have a joint account for daily expenses.
Link Posted: 1/30/2011 3:53:43 PM EDT
[#36]



Quoted:



Quoted:

shared. but i hide a little




This.  


And she doesn't?

 
Link Posted: 1/30/2011 3:54:14 PM EDT
[#37]
1 shared account that is used to pay the expenses.  Personal accounts that our paychecks get deposited in.



"If you don't have shared accounts, you're in trouble."



Yeah, it's been 14 years... gonna fail any day now.
Link Posted: 1/30/2011 3:54:34 PM EDT
[#38]
Quoted:
Shared.  If you have to do it separate, you're in trouble.


Why do you feel this way, just wondering??  Your age?

My wife and I have our own checking accounts, she pays some of our bills, cell, kids, etc.

I have mine, I pay insurance, mortgage, gas/elec, kids 529.

We share a savings to move money without cash.  Not sure why you think this is an issue?

Not bashing, just wondering
Link Posted: 1/30/2011 3:54:43 PM EDT
[#39]
IBTP.
Separate. She pays certain bills, I pay the others. Never, ever a fight about money or who spent what.
Link Posted: 1/30/2011 3:57:48 PM EDT
[#40]
Quoted:
1 shared account that is used to pay the expenses.  Personal accounts that our paychecks get deposited in.

"If you don't have shared accounts, you're in trouble."

Yeah, it's been 14 years... gonna fail any day now.



They like to repeat that every time this subject comes up.
Link Posted: 1/30/2011 3:58:12 PM EDT
[#41]
Quoted:
We have a joint account for joint bills, food, the kid, etc, and separate accounts for spending money. That way she can't bitch if I buy a gun and I can't bitch that she bought another pair of shoes.


Exactamundo Ringo. Only way to fly.
Link Posted: 1/30/2011 3:59:30 PM EDT
[#42]



Quoted:



Quoted:

1 shared account that is used to pay the expenses.  Personal accounts that our paychecks get deposited in.



"If you don't have shared accounts, you're in trouble."



Yeah, it's been 14 years... gonna fail any day now.






They like to repeat that every time this subject comes up.
Yet I've outlasted the average for marriages in the US by a factor of 2.



Without her taking my name

Without shared finances



Traditionalists have such closed minds.
 
Link Posted: 1/30/2011 4:00:26 PM EDT
[#43]
Yes, wouldn't have it any other way. She is awesome with money and I am awesome at spending. I would like to retire one day and have three kids to put through college those will happen faster with her in charge.
Link Posted: 1/30/2011 4:01:30 PM EDT
[#44]
We are in it together, however I do keep a small gun and knife slush fund.
Link Posted: 1/30/2011 4:02:24 PM EDT
[#45]
Seperate here. It works for us.
Link Posted: 1/30/2011 4:03:30 PM EDT
[#46]
Separate.

Though we do have a joint money market account.
Link Posted: 1/30/2011 4:03:36 PM EDT
[#47]



Quoted:


Poll inbound.

 


Shared.



And in before the slowest poll ever.



 
Link Posted: 1/30/2011 4:10:14 PM EDT
[#48]
Separate,I have 2 businesses, and that gal is not going to touch my $. She has her own
Link Posted: 1/30/2011 4:10:26 PM EDT
[#49]
Two separate joint checking accounts.
Link Posted: 1/30/2011 4:11:04 PM EDT
[#50]
Separate, All the way!!
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