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Posted: 12/20/2016 11:40:58 AM EST
I recently paid off all my credit cards and wanted to start using a good rewards card for all my purchases then paying it off every month.

What do you guys recommend?

I have a Capital 1 Quick silver card that gives 1.5% cash back not sure if thats good.
Link Posted: 12/20/2016 11:43:51 AM EST
Do you use Amazon to make purchases?  They have a couple different types of reward cards.
Link Posted: 12/20/2016 11:45:38 AM EST
Citi 2% cash back card.

1% on purchases
1% when you pay off the balance

No limits, no categories.
Link Posted: 12/20/2016 11:45:38 AM EST
[Last Edit: 12/20/2016 11:46:01 AM EST by dnmccoy]
We use capital one venture. %1.5 cash back on any purchase adds up. No limits, no categories
Link Posted: 12/20/2016 12:27:33 PM EST
[Last Edit: 12/20/2016 12:27:53 PM EST by NIevo]
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By Jmmoney:
Citi 2% cash back card.

1% on purchases
1% when you pay off the balance

No limits, no categories.
View Quote

This one for all around purchases. Amazon Card if you do a lot of shopping on there.
Link Posted: 12/20/2016 12:35:42 PM EST
There's not a single "best" rewards card.

Much of it depends on what type of rewards you value.

For me, I do a lot of travel, so the Chase Sapphire Reserve provides the best rewards in my case.

If you haven't already, check out sites like nerdwallet and thepointsguy. They'll point you in the right direction.
Link Posted: 12/20/2016 12:42:51 PM EST
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By Jmmoney:
Citi 2% cash back card.

1% on purchases
1% when you pay off the balance

No limits, no categories.
View Quote

This one, also no membership.
Link Posted: 12/20/2016 12:43:19 PM EST
Got the Chase Sapphire, we are interested in using points for travel so it made the most sense to us.
Link Posted: 12/20/2016 12:46:26 PM EST
Link Posted: 12/20/2016 12:50:58 PM EST
Guys with travel cards, do your points ever expire for travel or do they just keep building?

I have some years where I don't travel at all then some where I might go 10 different places in a year...
Link Posted: 12/20/2016 1:09:19 PM EST
There are really 2 reasons to get a rewards card. Travel, or cash back. Decide which one is more important to you. Citi Double Cash, BofA Cash Rewards or the Capitol One card are probably the best for cash. BofA is even better if you have an account with them.
Link Posted: 12/20/2016 1:17:10 PM EST
We have a Hilton Honors card through Citi. We have yet to pay for a Hilton hotel when we go on vacation. Works out nice. We just made Gold level as well.
Link Posted: 12/20/2016 1:21:10 PM EST
NRA Visa card.

It gives them the rewards.
Link Posted: 12/20/2016 1:21:21 PM EST
Link Posted: 12/20/2016 1:22:12 PM EST
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By Regency:
Guys with travel cards, do your points ever expire for travel or do they just keep building?

I have some years where I don't travel at all then some where I might go 10 different places in a year...
View Quote


Capital Ones never expire
Ive been using them since about 2005 or so.
In fact I just got back from last week in Vegas with air and hotel taken care of with reward miles.
Link Posted: 12/20/2016 1:35:55 PM EST
Marriott VISA and United VISA.

Wife and I are flying back to Virginia for Xmas for free.

Next year we're going to London and staying in a Marriott for free.
Link Posted: 12/20/2016 1:36:04 PM EST
Originally Posted By Commando223:
I recently paid off all my credit cards and wanted to start using a good rewards card for all my purchases then paying it off every month.

What do you guys recommend?

I have a Capital 1 Quick silver card that gives 1.5% cash back not sure if thats good.
View Quote



I've looked around at a bunch of them, and it seems like they are all about the same.

Just watch out......as long as you pay your card down each month it's a good deal, but if not...those rewards cards all seem to have really high rates compared to the non-rewards cards.
Link Posted: 12/20/2016 1:43:16 PM EST
I just got the Amazon Rewards Visa + $70 amazon credit. I do lots of shopping there, so it made sense. Im phasing out using my old citi cash back and cabelas card.
Link Posted: 12/20/2016 2:23:31 PM EST
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By cedjunior:
There are really 2 reasons to get a rewards card. Travel, or cash back. Decide which one is more important to you. Citi Double Cash, BofA Cash Rewards or the Capitol One card are probably the best for cash. BofA is even better if you have an account with them.
View Quote


The B of A card is the best for me. If you keep over $50k ("platinum member") in your accounts with them the give an additional 75% when you redeem your rewards. So if I spend $100 on gas I get $5 rewards, plus an extra $3.75 as my bonus.

The rewards are between 1% and 5%, but in my above example that's almost 9% cash back. I have never heard of another card that offers that much back.
Link Posted: 12/20/2016 2:23:51 PM EST
costco visa by citi
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